HSBC Personal Instalment Loan (Tax Season Loan)

HSBC Personal Instalment Loan (Tax Season Loan)

1.75%*
APR
HK$221,600
Total Amount Payable
HK$21,600
Total Interest Payable
Bank Promo
【Tax Season Lucky Draw: Win up to $33,800 RewardCash】
From now to 4 February 2025, customers who apply for a specified loan amount via MoneySmart and successfully apply during the promotion period are subject to this promotion and the relevant terms and conditions, receiving as low as 1.75% APR and up to HK$23,888 rebates! During the event period, apply for a specified loan amount to join the Lucky Draw and stand a chance to win up to $33,800 RewardCash! (Fulfilled by HSBC.)

If a customer applies and is approved for a loan with a repayment period of 60 months during the promotional period, and the approved loan amount is HK$1,500,000 or above, they will be eligible to receive a total of HK$23,888 rebates under this offer. Up to HK$23,888 in cash rebates includes up to HK$15,888 in cash rebates and up to HK$8,000 RewardCash for successful applications
Valid until 04 Feb 2025 - See more details below

Are you eligible?

    • 【Promotion Offer】
      If you submit a Loan application and the Loan is approved during the promotional period with the designated Loan amount and repayment period, you will be eligible for a rebate of up to $23,888. 
    • 【Tax Season Lucky Draw】
      Apply for a specified loan amount during the event period to join the Lucky Draw and stand a chance to win up to $33,800 RewardCash!. The prize will be given out in the form of RewardCash to eligible customers. Terms and conditions apply.
    • 【Document Submission Offer】
      If you submit the supporting document(s) required by us for a Loan application and a Loan of HK$100,000 or above is approved during the promotional period, you will be eligible for a cash rebate of HK$300. This offer is not applicable if we do not require submission of supporting document for the Loan application.

What you need to know

  1. If a customer applies and is approved for a loan with a repayment period of 60 months during the promotional period, and the approved loan amount is HK$1,500,000 or above, they will be eligible to receive a total of HK$23,888 rebates under this offer. Up to HK$23,888 in cash rebates includes up to HK$15,888 in cash rebates and up to HK$8,000 RewardCash for successful applications
  2. Terms and conditions apply. For more details, and all terms of conditions of this promotion, please visit hsbc.com.hk/loan.
  3. Only applicable to selected customers who successfully apply for and draw down an approved loan of HK$1,500,000 or above during the promotional period which starts on 7 November 2024 to 10 December 2024 (the "Promotional Period"). For a repayment period of 12 months, the monthly flat rate is 0.10% and the Annualized Percentage Rate (APR) is 2.25% (without any cash rebate and RewardCash) or 1.75% (taking into account HK$2,000 cash rebate and $1,950 RewardCash under Successful Application Offer). The APR is calculated using method specified in relevant guidelines issued by The Hong Kong Association of Bank and is rounded up or down to the nearest two decimal places. An APR is a reference rate, which includes all applicable interest rates, fees and charges of the product, expressed as an annualized rate. For your eligible rates, please call our hotline (852) 2748 8080, log on to HSBC Online Banking or the HSBC HK Mobile Banking app for details.
T&Cs
Bank Promo
【Tax Season Lucky Draw: Win up to $33,800 RewardCash】
From now to 4 February 2025, customers who apply for a specified loan amount via MoneySmart and successfully apply during the promotion period are subject to this promotion and the relevant terms and conditions, receiving as low as 1.75% APR and up to HK$23,888 rebates! During the event period, apply for a specified loan amount to join the Lucky Draw and stand a chance to win up to $33,800 RewardCash! (Fulfilled by HSBC.)

If a customer applies and is approved for a loan with a repayment period of 60 months during the promotional period, and the approved loan amount is HK$1,500,000 or above, they will be eligible to receive a total of HK$23,888 rebates under this offer. Up to HK$23,888 in cash rebates includes up to HK$15,888 in cash rebates and up to HK$8,000 RewardCash for successful applications
Valid until 04 Feb 2025 - See more details below

Are you eligible?

    • 【Promotion Offer】
      If you submit a Loan application and the Loan is approved during the promotional period with the designated Loan amount and repayment period, you will be eligible for a rebate of up to $23,888. 
    • 【Tax Season Lucky Draw】
      Apply for a specified loan amount during the event period to join the Lucky Draw and stand a chance to win up to $33,800 RewardCash!. The prize will be given out in the form of RewardCash to eligible customers. Terms and conditions apply.
    • 【Document Submission Offer】
      If you submit the supporting document(s) required by us for a Loan application and a Loan of HK$100,000 or above is approved during the promotional period, you will be eligible for a cash rebate of HK$300. This offer is not applicable if we do not require submission of supporting document for the Loan application.

What you need to know

  1. If a customer applies and is approved for a loan with a repayment period of 60 months during the promotional period, and the approved loan amount is HK$1,500,000 or above, they will be eligible to receive a total of HK$23,888 rebates under this offer. Up to HK$23,888 in cash rebates includes up to HK$15,888 in cash rebates and up to HK$8,000 RewardCash for successful applications
  2. Terms and conditions apply. For more details, and all terms of conditions of this promotion, please visit hsbc.com.hk/loan.
  3. Only applicable to selected customers who successfully apply for and draw down an approved loan of HK$1,500,000 or above during the promotional period which starts on 7 November 2024 to 10 December 2024 (the "Promotional Period"). For a repayment period of 12 months, the monthly flat rate is 0.10% and the Annualized Percentage Rate (APR) is 2.25% (without any cash rebate and RewardCash) or 1.75% (taking into account HK$2,000 cash rebate and $1,950 RewardCash under Successful Application Offer). The APR is calculated using method specified in relevant guidelines issued by The Hong Kong Association of Bank and is rounded up or down to the nearest two decimal places. An APR is a reference rate, which includes all applicable interest rates, fees and charges of the product, expressed as an annualized rate. For your eligible rates, please call our hotline (852) 2748 8080, log on to HSBC Online Banking or the HSBC HK Mobile Banking app for details.
T&Cs

All Details

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Monthly Payment
HK$9,233