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Compare the Best PrimeCredit Personal Loans Rates and Offers 2025

Compare PrimeCredit personal loans in Hong Kong. Pick the best APR and apply through MoneySmart to get exclusive offers and cashback now! Read More
200,000 personal loan Paid over 24 months
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We found 3 PrimeCredit Personal Loans for you!
Recommended
PrimeCredit Fixed Loan (Applicable to Tax Season)

Monthly Payment

HK$8,433

PrimeCredit Offer

PrimeCredit Fixed Loan (Applicable to Tax Season)

The Lowest APR
1.18%
Total Amount Payable
HK$202,400
Total Interest Payable
HK$2,400
Monthly Payment
HK$8,433
[PrimeCredit Offer] Up to HK$18,000 Cash Bonus
From 1 March 2025 to 31 May 2025 (both dates inclusive), up to HK$18,000 Cash Bonus will be rewarded upon successful application and drawdown of the designated personal loan. 
Valid until 31 May 2025 - See more details below
Apply Now
More Details
PrimeCredit Civil Servant & Professional Loan

Monthly Payment

HK$8,433

PrimeCredit Offer

PrimeCredit Civil Servant & Professional Loan

The Lowest APR
1.18%
Total Amount Payable
HK$202,400
Total Interest Payable
HK$2,400
Monthly Payment
HK$8,433
[PrimeCredit Offer] Up to HK$18,000 Cash Bonus
From 1 March 2025 to 31 May 2025 (both dates inclusive), up to HK$18,000 Cash Bonus will be rewarded upon successful application and drawdown of the designated personal loan. 
Valid until 31 May 2025 - See more details below
Apply Now
More Details
PrimeCredit Balance Transfer Loan

Monthly Payment

HK$8,433

PrimeCredit Offer

PrimeCredit Balance Transfer Loan

The Lowest APR
1.18%
Total Amount Payable
HK$202,400
Total Interest Payable
HK$2,400
Monthly Payment
HK$8,433
[PrimeCredit Offer] Up to HK$18,000 Cash Bonus
From 1 March 2025 to 31 May 2025 (both dates inclusive), up to HK$18,000 Cash Bonus will be rewarded upon successful application and drawdown of the designated personal loan. 
Valid until 31 May 2025 - See more details below
Apply Now
More Details

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PrimeCredit Loan 2024

PrimeCredit Loan Feature APR
PrimeCredit Balance Transfer LoanCut the interest rate of credit card debt by up to 90% As low as 1.18%
PrimeCredit Fixed LoanNo income proof required for loan amount under HK$50,000As low as 1.18%
PrimeCredit Tax LoanInstant approval with cash disbursed within an hour from loan confirmationAs low as 1.18%
PrimeCredit Civil Servant & Professional LoanEnjoy 14-Day Deferred RepaymentAs low as 1.18%

PrimeCredit Offers and Promotion

Up to HK$12,000 Cash Bonus upon successful application

Apply loan through MoneySmart to earn up to HK$12,000 Cash Bonus!

Why PrimeCredit Loan?

Simple application

Simply apply online on PrimeCredit website or call PrimeCredit hotline +852 2111 2999 to apply. No proof of income is required for a loan amount under HK$50,000. You can also apply via MoneySmart to earn exclusive offers.

Apply without the need to show up in person

The application can be made online or via phone without the need to show up in person at all.

Instant approval and disbursement

Enjoy 10-min express approval. Fund will be disbursed within an hour from loan confirmation.

No handling fee or early settlement fee

To reduce the cost of borrowing, PrimeCredit does not charge any handling fee. Also, borrowers are not penalised for making repayment earlier.

How to apply for PrimeCredit Loan?

Step 1

The easiest way is to apply online through PrimeCredit website or via MoneySmart anytime anywhere convenient to you. Simply fill in an online application form with your personal details including monthly income, residential address and company address, etc.

Step 2

Submit the application form and get your application result instantly.

Step 3

Once approved, the borrower needs to confirm the loan application.

Step 4

Fund will then be disbursed within an hour from loan confirmation.

PrimeCredit Loan for Housewives/ Students

Unemployed borrowers such as housewives, students, etc. may be able to get a loan from PrimeCredit. No proof of income is required if borrowers apply for a loan with the amount under HK$50,000. However, if borrowers would like to borrow for more than HK$50,000, income proof is required unless you are an existing customer who had submitted proof of income before in the past year.

PrimeCredit Loan FAQ

How much can I borrow?

The maximum loan amount PrimeCredit offers is HK$800,000, which is lower than that of most banks.

How long can I take out a PrimeCredit loan for?

The maximum repayment period for PrimeCredit loan is 60 months.

Do I need a good credit rating to apply for PrimeCredit loan?

A good credit rating will surely give borrowers advantages including better APR and easier approval. However, if you don’t have a good credit rating, you can still try to apply for PrimeCredit loan but the APR would probably be higher.

What if I miss a repayment?

You should repay it immediately. Also, you may be charged a late charge if you miss a repayment.

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