PrimeCredit Personal Instalment Loan offers online instant approval and 24x7 loan disbursement. No income proof is required. Up to HK$12,000 cash bonus will be rewarded, and eligible to participate in the PrimeCredit Lucky Draw Campaign (with a daily prize valued at HK$8,800 travel vouchers, and a grand prize valued at HK$88,000 free spending credit) automatically.
1.18%
The Lowest APR
HK$100,600
Total Amount Payable
HK$600
Total Interest Payable
MoneySmart Exclusive

Up to $12,000 cash bonus will be rewarded, and eligible to participate in the PrimeCredit Lucky Draw Campaign (with a daily prize valued at HK$8,800 travel vouchers, and a grand prize valued at HK$88,000 free spending credit) automatically
【⚽ ️Score & Savour】Earn HK$800 Deliveroo Gift Card during Football Frenzy!
From now until 15 July, apply for designated PrimeCredit loan via MoneySmart, you can earn an extra HK$800 Deliveroo Gift Card regardless of approval! Score big on taste and excitement as you savor every electrifying moment of the game🍔🔥! T&Cs apply.

Valid until 15 Jul 2024 - See more details below

Are you eligible?

    • PrimeCredit Lucky Draw Campaign (with a daily prize valued at HK$8,800 travel vouchers, and a grand prize valued at HK$88,000 free spending credit)!

      From 17 June 2024 to 15 July 2024 (both dates inclusive), customers who successfully apply for and drawdown designated personal loans (not applicable for debt restructuring) or revolving loan, will be eligible to participate in the PrimeCredit Lucky Draw Campaign.
      Daily PrizeValued at HK$8,800 Travel Vouchers
      Grand Prize:Valued at HK$88,000 Free Spending Credit

    • PrimeCredit Offer】Up to HK$12,000 Cash Bonus
      From 1 May 2024 to 31 July 2024 (both dates inclusive), up to HK$12,000 Cash Bonus upon successful application and drawdown of the designated personal loan

    • 【⚽ ️Score & Savour】To qualify for the HK$800 Deliveroo Gift Card, customers must apply for designated PrimeCredit Loan via MoneySmart from 1 July to 15 July, 2024, and submit the redemption form after logging in to MoneySmart, along with a valid reference number/ application proof provided by the PrimeCredit on or before 31 August 2024.
      *If the final status of application is cancelled, the customer would not be eligible to the rewards of this promotion.

What you need to know

  1. July Limited-time Loan Reward offer is subject to terms and conditions. For details, please click here.

  2. An eligible customer who applied for the designated product within the promotional period will receive HK$800 Food Delivery Platform e-Voucher in 4 months. 

T&Cs
FAQ
Claim Form

Quick Facts

Loan Disbursement

funds credited to the bank account instantly through FPS

Guaranteed Interest Rate?

No, final interest rate will be affected by the applicant’s TU credit report and financial status.

Expert Tips

Up to HK$12,000 cash bonus will be rewarded, and eligible to participate in the PrimeCredit Lucky Draw Campaign (with a daily prize valued at HK$8,800 travel vouchers, and a grand prize valued at HK$88,000 free spending credit) automatically

All Details

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Monthly Payment
HK$8,383