Instant Approval Online◉
Promise Low-interest Debt Consolidation Loan offers flexible repayment period from 3 to 84 months with no handling fee or penalty. You will be charging interest on a daily basis. It offers more flexibility than other personal loans.
1.12%
APR*
HK$202,400
Total Amount Payable
HK$2,400
Total Interest Payable
MoneySmart Exclusive

【MoneySmart Exclusive】Drawdown of HK$10,000 or above, - get HK$1,100 + up to HK$15,000 CASH!
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From 1 Dec 2024 to 31 Dec 2024, successfully apply for Promise Easy Loan/Promise No-doc Loan/Promise Debt Consolidation Loan/Promise Personal Loan (Available for Tax Season) via MoneySmart, you can enjoy:
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1️⃣  Eligible New Customers who have completed a drawdown of HK$10,000 of above, are entitled to enjoy HK$1,100 cash rebate (automatically converted by 11,000 SmartPoints and will directly deposit into your FPS account)
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2️⃣  Eligible New Customers who have successfully drawn down the required loan
amount, are entitled to rewards up to HK$15,000 ▲ No Supporting Documents
Required#. Online Instant Approval⦿.
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Earn rewards worth up to HK$16,100 in total!

Valid until 31 Dec 2024 - See more details below

Are you eligible?

    • Only HK ID card and mobile phone will be required for application#

What you need to know

  1. 【MoneySmart Exclusive】
    -From 1 December 2024 to 31 December 2024 (both dates inclusive),  upon successful application and drawdown of the designated personal loan, you can enjoy 11,000 SmartPoints (SmartPoints will be automatically converted into HK$1,100 cash rebate and directly deposit into your FPS account.)
    -The Promotion Period is from 1 December 2024 to 31 December 2024 (both dates inclusive)
    -Customers must complete and submit the redemption form after logging in to  MoneySmart before 15 January 2025, along with the phone number you used to complete the application and the phone number that is linked to your bank account for receiving funds via FPS
    -Please note: if you have an AdBlocker present or are using incognito mode on your
    browser, MoneySmart and our bank partners will not be able to track your source
    of the application. Please ensure you turn off AdBlocker and exit incognito mode before applying

  2. 【Promise Offer】
    From 1 October to 31 December 2024, Eligible New Customers who have successfully drawn down the required loan amount, are entitled to rewards up to HK$15,000 ▲
    ・Drawdown HK$800,000 or above, earn cash Reward of HK$15,000
    ・Drawdown HK$600,000 - $799,999, earn cash Reward of HK$10,000
    ・Drawdown HK$400,000 - $599,999, earn cash Reward of HK$6,000
    ・Drawdown HK$200,000 - $399,999, earn cash Reward of HK$3,000
    ・Drawdown HK$30,000 - $199,999, earn cash Reward of HK$1,000
    ・Drawdown HK$10,000 - $29,999, earn cash Reward of HK$500

  3. #Only HKID card and mobile phone will be required for working people, the maximum loan amount will be HK$100,000

  4. For Terms and Conditions details, please visit website of Promise (Hong Kong) Co. Limited.

T&Cs
Claim Form

Quick Facts

Best For

Applicants who needs immediate cash

Loan Approval Time

Instant preliminary approval

Loan Disbursement

Funds credited to the bank account instantly through FPS^

Guaranteed Interest Rate?

No, final interest rate will be affected by the applicant’s TU credit report and financial status.

Expert Tips

Promise Low-interest Debt Consolidation Loan is best for applicants who needs immediate cash. To apply, you only need to fill in your identity and mobile phone numbers# online. The entire application process from application to cash disbursement can be done online+. You will be charging interest on a daily basis with no handling fee or early settlement fee, providing you with more flexibility.

All Details

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Monthly Payment
HK$8,433