【Year-Round 0% Interest^】UA i-Money Internet Personal Loan

【Year-Round 0% Interest^】UA i-Money Internet Personal Loan

APR as low as 0%
1.68%
APR*
HK$319,440
Total Amount Payable
HK$19,440
Total Interest Payable
MoneySmart Exclusive

【🎉 2025's BIGGEST New Year Deal: 0% Interest Loans + Unlimited CASH Rewards!】
From 1 Jan 2025 to 31 Jan 2025, successfully apply for UA i-Money Internet Personal Loan via MoneySmart, you can enjoy:
1️⃣ Earn HK$1,000 exclusive cash rebate (automatically converted by 10,000 SmartPoints) and will directly deposit into your FPS account for successful applications - regardless of approval!
2️⃣ A year-round 0% interest offer upon successful loan application and drawdown of the i-Money Internet Personal Loan! Loan amount up to $200,000 with no hidden charges – it’s a true 0% interest personal loan offer!
Make your dreams come true with instant cash at ZERO interest!

Valid until 31 Jan 2025 - See more details below

Are you eligible?

    • 【MoneySmart Exclusive】
      From 1 January 2025 to 31 January 2025 (both dates inclusive),  upon successful application, you can enjoy 10,000 SmartPoints - SmartPoints will be automatically converted into HK$1,000 cash rebate and directly deposit into your FPS account.

    • The Promotion Period is from 1 January 2025 to 31 January 2025 (both dates inclusive)

    • Customers must complete and submit the redemption form after logging in to MoneySmart, along with a valid reference number provided by UA Finance on or before 7 February 2025, the reference number (i.e. IMIFxxxxxxxxxxxx) should be shown upon completion of the application.

    • Please note: if you have an AdBlocker present or are using incognito mode on your browser, MoneySmart and our bank partners will not be able to track your source of the application. Please ensure you turn off AdBlocker and exit incognito mode before applying.

    • 【Year-Round 0% Interest^ Flash Deal】
      New and existing customers¹  can enjoy a year-round 0% interest offer upon successful loan application and drawdown of the i-Money Internet Personal Loan! Loan amount up to $200,000 with no hidden charges – it’s a true 0% interest personal loan offer!
      ⠀⠀
      ¹ New and existing customers refer to the customers who have not any loan transaction with United Asia Finance Limited in the past 24 months from the date of application, excluding e-Cash Revolving Loan Account opened within the Promotion Period.
      # The 0% interest offer is only applicable to new customers or customers who do not have any type of personal loans in United Asia Finance Limited within 24 months before the submission date. Customers have to fulfill the respective credit requirements by the Company, including the customers having a good credit history in other credit reference agencies. The maximum loan amount for the offer is HK$200,000 and the monthly repayment amount will be charged and rounded up to the nearest integer, the maximum repayment period is 24 months. No handling fee and hidden fee. In accordance with the loan agreement, customers are obliged to repay the principal on time, otherwise customers may be liable for the respective finance charge and/or late charge. United Asia Finance Limited reserve the right to make final decision on loan approval. The benefit under this promotion program is non-transferrable and cannot be used in conjunction with any other promotional offers. Terms and Conditions apply.

    • *Loan approval and electronic transfer service is available from Monday to Friday (9:00am-6:30pm), Saturday (9:00am-12:30pm) and except Sunday and public holidays. The actual date of transfer is subject to the transfer servicing hours of each individual bank.

What you need to know

    T&Cs
    FAQ
    Claim Form

    Quick Facts

    Best For

    Apply anytime anywhere

    Loan Approval Time

    Instant approval

    Loan Disbursement

    Cash transfer by FPS

    Guaranteed Interest Rate?

    No, final interest rate will be affected by the applicant’s TU credit report and financial status

    Expert Tips

    Whole loan process completed 24x7 online with instant approval, suitable for applicants who need immediate cash*

    All Details

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    Monthly Payment
    HK$13,310