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WeLab Bank Card Debt Consolidation Loan

WeLab Bank Card Debt Consolidation Loan

WeLab Bank Card Debt Consolidation Loan

WeLab Bank Card Debt Consolidation Loan

Monthly PaymentHK$13,040
Apply Now
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Upgraded Offers！
4.11%
APR*
HK$312,960
Total Amount Payable
HK$12,960
Total Interest Payable
MoneySmart Exclusive

【Upgraded Offer – up to $32,256 rewards】 Seize market opportunities💰Click in secure capital in 3 steps 
From 9 January until 31 January, apply for WeLab Bank Card Debt Consolidation Loan via MoneySmart using promo code 「NLSMRT」and submit all required documents, you can earn the application bonus of HK$800 vouchers (given out as 8,000 SmartPoints) regardless of approval! But thats not all! If you successfully apply and drawdown a loan through MoneySmart, you can receive cash rebate up to HK$23,888 offered by WeLab Bank and MoneySmart exclusive rewards up to HK$7,180 as well!

🧧Extra Prosperity【Apply for a Loan and Get HK$388 Cash Laisee!】
From now until 28 Jan, customers who successfully applied for WeLab Bank Personal Instalment Loan (Applicable during tax season) / WeLab Bank Personal Instalment Loan (For Civil Servants and Professionals) / WeLab Bank Card Debt Consolidation Loan via MoneySmart with the required documents submitted, can enjoy HK$388 cash (automatically converted by 3,880 SmartPoints) directly deposited into your FPS account -  regardless of approval! T&C applies.

Valid until 28 Jan 2025 - See more details below

Are you eligible?

    • WeLab Bank new / existing customer

    • Customers must submit the redemption form on or before 28 February, 2025 via MoneySmart Dashboard

What you need to know

  1. 【Apply for a Loan and Get HK$388 Cash Laisee】
    Eligible customers must complete and submit the redemption form after logging in to MoneySmart on or before 28 February 2025, along with the valid loan application reference number provided by the loan provider and the phone number that is linked to your bank account for receiving funds via FPS. The above offer is subject to Terms and Conditions, please click here for details.

  2. 【MoneySmart Exclusive】Regardless of approval !
    Apply for WeLab bank Personal Loan, with amount between HK$500,000-HK$1,500,000, repayment tenor of 24 months or above, regardless of approval, can get extra: 8,000 SmartPoints

  3. 【MoneySmart Exclusive】Up to HK$7,180 !
    From 9 January until 31 January, 2025, successfully applied and draw down loan, for repayment tenor of 24 months or above, can get:
    ・Loan Amount of HK$200,001 to HK$300,000 , get a SONY WH-CH720N Headphone (value:HK$1,299) / HK$1,000 Apple Store Gift Card / HK$1,000 PARKnSHOP supermarket vouchers
    ・Loan Amount of HK$300,001 to HK$500,000, get a De'Longhi (ECOV311) Icona Vintage Series Pump-driven Espresso Coffee Machine(value: HK$3,288)/ HK$2,000 Apple Store Gift Card / HK$2,000 PARKnSHOP supermarket vouchers
    ・Loan Amount of HK$500,001 to HK$600,000, get a Insta360 X3 (Standard Bundle) (value: HK$3,678) / HK$3,000 Apple Store Gift Card / HK$3,000 PARKnSHOP supermarket vouchers
    ・Loan Amount of HK$600,001 to HK$800,000 , get a LG PuriCare™ AeroFurniture (value: HK$4,380) / HK$4,000 Apple Store Gift Card / HK$4,000 PARKnSHOP supermarket vouchers
    ・Loan Amount of HK$800,001 to HK$1,200,000 , get a Apple 11-inch iPad Air Wi-Fi 256GB (value: HK$5,399) / HK$5,000 Apple Store Gift Card / HK$5,000 PARKnSHOP supermarket vouchers
    ・Loan Amount of HK$1,200,001 to HK$1,500,000 , get a SAMSUNG Galaxy Book4 (16GB, 512GB SSD) (value:HK$7,180) / HK$7,000 Apple Store Gift Card / HK$7,000 PARKnSHOP supermarket vouchers

  4. [WeLab Bank Offer up to HK$23,888 Reward]
    From now on until 31 January 2024, successful WeLab Bank Personal Instalment Loan applicants fulfil specific drawdown requirements can be entitled to up to HK$23,888 rewards:

  5. For repayment tenor of 24 months or above:
    - Loan Amount of HK$150,001 to HK$200,000, get a HK$1,000 cash rebate
    - Loan Amount of HK$200,001 to HK$300,000 , get a HK$3,000 cash rebate
    - Loan Amount of HK$300,001 to HK$500,000, get a HK$5,000 cash rebate
    - Loan Amount of HK$500,001 to HK$600,000, get a HK$14,000 cash rebate
    - Loan Amount of HK$600,001 to HK$800,000 , get a HK$16,000 cash rebate
    - Loan Amount of HK$800,001 to HK$1,200,000 , get a HK$18,000 cash rebate
    - Loan Amount of HK$1,200,001 to HK$1,500,000 , get a HK$23,888 cash rebate

  6. Cash Rebate will be deposited to your core account before 31 July 2025.

  8. The final approved loan amount, interest rate and loan tenor are subject to the credit approval.  To borrow or not to borrow? Borrow only if you can repay!

  9. SmartPoints will be credited into your SmartPoints Wallet with a validity period of one year. T&Cs apply.

T&Cs
Claim Form

All Details

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Monthly Payment
HK$13,040
Apply Now