【MoneySmart Exclusive Product】WeLend Civil Servant & Professional Loan

【MoneySmart Exclusive Product】WeLend Civil Servant & Professional Loan

1.38%
The lowest APR
HK$205,760
Total Amount Payable
HK$5,760
Total Interest Payable
MoneySmart Exclusive

2025 Hot Picks - WeLend Personal Loan🔥! - Limited time offer : up to : HK$20,000!
From 15 January 2025 - 28 February 2025, apply for WeLend designated loan via MoneySmart, successfully drawdown a designated loan amount, can earn up to 💰 HK$20,000 Rewards!
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🧧Extra Prosperity【Apply for a Loan and Get HK$388 Cash Laisee!】
From now until 28 Jan, customers who successfully applied for WeLend Personal Loan (Available for tax season) / Card Debt Consolidation Loan / Civil Servant & Professional Loan / Personal Loan via MoneySmart, can enjoy HK$388 cash (automatically converted by 3,880 SmartPoints) directly deposited into your FPS account -  regardless of approval! T&C applies.

Valid until 28 Jan 2025 - See more details below

Are you eligible?

    • 【WeLend Promotion】Up to HK$20,000 Rewards
      The promotion is valid from 15 January 2025 to 28 February 2025, both dates inclusive. Selected customers who have successfully applied for and drawn down on a Personal Loan through designated online channels and a minimum loan tenor of twenty-four instalments, shall be eligible to receive the total Rewards of:
      ・Loan amount between HK$150,001 to $200,000: Enjoy HK$2,800 cash rebate
      ・Loan amount between HK$200,001 to $300,000: Enjoy HK$8,000 cash rebate
      ・Loan amount between HK$300,001 to $500,000: Enjoy HK$12,000 cash rebate
      ・Loan amount between HK$500,001 to $600,000: Enjoy HK$14,000 cash rebate
      ・Loan amount betweenHK$600,001 to $800,000: Enjoy HK$16,000 cash rebate
      ・Loan amount between HK$800,001 or above: Enjoy HK$20,000 cash rebate

What you need to know

  1. 【Apply for a Loan and Get HK$388 Cash Laisee】
    Eligible customers must complete and submit the redemption form after logging in to MoneySmart on or before 28 February 2025, along with the valid loan application reference number provided by the loan provider and the phone number that is linked to your bank account for receiving funds via FPS. The above offer is subject to Terms and Conditions, please click here for details.

  2. For the purposes of these Terms and Conditions, a “selected customer” means a customer who does not have any active loans with WELEND LIMITED (“WELEND”) at the time of making the loan application. 

  3. Subject to Terms and Conditions. Please visit WeLend.hk for more details.

T&Cs
FAQ
Claim Form

Quick Facts

Best For

no proof of income required

Loan Approval Time

instant approval

Loan Disbursement

funds credited to the bank account instantly through FPS

Guaranteed Interest Rate?

No, final interest rate will be affected by the applicant’s TU credit report and financial status.

Expert Tips

The application for WeLend Personal Loan can be completed entirely online, from real-time quotation by A.I. and immediate cash delivery upon confirmation. Loan amount under HK$150,000 does not require Income Proof & Address Proof. To apply for a higher loan amount, applicants are required to submit designated supporting documents.

All Details

Disclaimer: At MoneySmart.hk, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. For any discrepancy in product information, please refer to the financial institution’s website for the most updated version. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.

Monthly Payment
HK$8,573