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WeLend Personal Loan

WeLend Personal Loan

WeLend Personal Loan

WeLend Personal Loan

Monthly PaymentHK$8,573
Apply Now
Back to all Personal Loan
WeLend Personal Loan doesn’t require Income Proof & Address Proof if the loan amount is under $300,000. The entire application process from application, approval to cash disbursement can be done online anytime anywhere. Applicants can upload support documents 24 hours a day. Upon receipt of the documents, A.I can provide instant credit assessment to speed up the application and cash disbursement process.
1.88%
The lowest APR*
HK$205,760
Total Amount Payable
HK$5,760
Total Interest Payable
MoneySmart Exclusive

April Exclusive － Earn HK$500 once submitted all required documents
From now until 30 Apr, customers who successfully applied for a designated loan via MoneySmart and submitted all the required documents can enjoy HK$500 cash (automatically converted by 5,000 SmartPoints) directly deposited into your FPS account -  regardless of approval!
⠀⠀
Soar Anytime, Choose Your Route  🛫
Successfully apply and drawdown with loan amount of HK$300,001 or above, can get HK$3,000 Travel Voucher－Explore Limitless Travel Options!

Valid until 30 Apr 2025 - See more details below

Are you eligible?

    • The promotion is valid from April 1, 2025 to April 30, 2025, both dates inclusive.
      Terms and Conditions apply.

    • April Exclusive － Earn HK$500 once submitted all required documents
      Eligible customers must complete and submit the redemption form after logging in to MoneySmart on or before 31 May 2025, along with the valid loan application reference number provided by the loan provider and the phone number that is linked to your bank account for receiving funds via FPS.

    • Soar Anytime, Choose Your Route  🛫
      Successfully apply and drawdown with loan amount of HK$300,001 or above, can get HK$3,000 Travel Voucher.

    • 【WeLend Promotion】Up to HK$20,000 Rewards：
      The promotion is valid from 1 April 2025 to 30 April 2025, both dates inclusive. Selected customers who have successfully applied for and drawn down on a Personal Loan through designated online channels and a minimum loan tenor of twenty-four instalments, shall be eligible to receive the total Rewards of:
      ・Loan amount between HK$150,001 to $200,000: Enjoy HK$2,800 cash rebate
      ・Loan amount between HK$200,001 to $300,000: Enjoy HK$8,000 cash rebate
      ・Loan amount between HK$300,001 to $500,000: Enjoy HK$12,000 cash rebate
      ・Loan amount between HK$500,001 to $599,999: Enjoy HK$14,000 cash rebate
      ・Loan amount betweenHK$600,000 to $799,999: Enjoy HK$16,000 cash rebate
      ・Loan amount between HK$800,000 or above: Enjoy HK$20,000 cash rebate

What you need to know

  1. For the purposes of these Terms and Conditions, a “selected customer” means a customer who does not have any active loans with WELEND LIMITED (“WELEND”) at the time of making the loan application. 

  2. Subject to Terms and Conditions. Please visit WeLend.hk for more details.

T&Cs
FAQ
Claim Form

Quick Facts

Best For

no proof of income required

Loan Approval Time

instant approval

Loan Disbursement

funds credited to the bank account instantly through FPS

Guaranteed Interest Rate?

No, final interest rate will be affected by the applicant’s TU credit report and financial status.

Expert Tips

The application for WeLend Personal Loan can be completed entirely online, from real-time quotation by A.I. and immediate cash delivery upon confirmation. Loan amount under HK$300,000 does not require Income Proof & Address Proof. To apply for a higher loan amount, applicants are required to submit designated supporting documents.

All Details

Back to all Personal Loan

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Monthly Payment
HK$8,573
Apply Now