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WeLend Personal Loan

WeLend Personal Loan

WeLend Personal Loan

WeLend Personal Loan

Monthly PaymentHK$8,573
Apply Now
Back to all Personal Loan
WeLend Personal Loan doesn’t require Income Proof & Address Proof if the loan amount is under $300,000. The entire application process from application, approval to cash disbursement can be done online anytime anywhere. Applicants can upload support documents 24 hours a day. Upon receipt of the documents, A.I can provide instant credit assessment to speed up the application and cash disbursement process.
1.38%
The lowest APR*
HK$205,760
Total Amount Payable
HK$5,760
Total Interest Payable
MoneySmart Exclusive
Limited Time Offer － Expand beyond Asia to popular destinations in Europe, Australia, Japan, and South Korea!
During the Promotion Period, selected customers who have successfully applied via  MoneySmart and drawn down with a net loan amount of HK$400,001 or above, on the designated Personal Loan with a minimum loan tenor of thirty-six instalments shall be eligible to receive up to HK$6,000 travel voucher (“Gift”). 
Valid until 23 Dec 2024 - See more details below

Are you eligible?

    • The promotion is valid from December 9, 2024 to December 23, 2025, both dates inclusive.
      Terms and Conditions apply.
    • Limited Time Offer － Expand beyond Asia to popular destinations in Europe, Australia, Japan, and South Korea!
      Total Gift amount is determined by the loan disbursement amount as detailed 
      below:
      Drawdown amount with tenor being 36 months or above :
      ・Loan amount between HK$400,001-$600,000: Enjoy HK$2,000 travel voucher (“Gift”).
      ・Loan amount between HK$600,001-$800,000: Enjoy HK$4,000 travel voucher (“Gift”).
      ・Loan amount between HK$800,001 or above: Enjoy HK$6,000 travel voucher (“Gift”).

      *Terms and conditions are applied
    • 【WeLend Promotion】Up to $20,000 Rewards：
      The promotion is valid from 1  to 23 December 2024, both dates inclusive. Selected customers who have successfully applied for and drawn down on a Personal Loan through designated online channels and a minimum loan tenor of twenty-four instalments, shall be eligible to receive the total Rewards of:

      ・Loan amount between HK$120,001 to $200,000: Enjoy HK$2,800 cash rebate
      ・Loan amount between HK$200,001 to $300,000: Enjoy HK$8,000 cash rebate
      ・Loan amount between HK$300,001 to $500,000: Enjoy HK$12,000 cash rebate
      ・Loan amount between HK$500,001 to $600,000: Enjoy HK$16,000 cash rebate
      ・Loan amount betweenHK$600,001 to $800,000: Enjoy HK$18,000 cash rebate
      ・Loan amount between HK$800,001 or above: Enjoy HK$20,000 cash rebate

What you need to know

  1.  For the purposes of these Terms and Conditions, a “selected customer” means a customer who does not have any active loans with WELEND LIMITED (“WELEND”) at the time of making the loan application. 
  2. Parts of the cash rebate will be distributed by WeLab Bank, all cash rebate is subject to the terms & conditions.
  3. Terms and Conditions apply. Please visit WeLend.hk for more T&C.

Quick Facts

Best For

no proof of income required

Loan Approval Time

instant approval

Loan Disbursement

funds credited to the bank account instantly through FPS

Guaranteed Interest Rate?

No, final interest rate will be affected by the applicant’s TU credit report and financial status.

Expert Tips

The application for WeLend Personal Loan can be completed entirely online, from real-time quotation by A.I. and immediate cash delivery upon confirmation. Loan amount under HK$300,000 does not require Income Proof & Address Proof. To apply for a higher loan amount, applicants are required to submit designated supporting documents.

All Details

Back to all Personal Loan

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Monthly Payment
HK$8,573
Apply Now