WeLend Personal Loan doesn’t require Income Proof & Address Proof if the loan amount is under $300,000. The entire application process from application, approval to cash disbursement can be done online anytime anywhere. Applicants can upload support documents 24 hours a day. Upon receipt of the documents, A.I can provide instant credit assessment to speed up the application and cash disbursement process.
1.38%
The lowest APR*
HK$205,760
Total Amount Payable
HK$5,760
Total Interest Payable
MoneySmart Exclusive
Limited Time Offer🔥: Free iPhone 16 Pro!
During the Promotion Period, selected customers who have successfully applied for and drawn down with a net loan amount of HK$800,001 or above, on the designated Personal Loan with a minimum loan tenor of twenty-four instalments shall be eligible to receive one iPhone 16 Pro 128GB  (Retail value HK$8,599).
Valid until 08 Dec 2024 - See more details below

Are you eligible?

    • WELEND 2024 Annual Awards – Financial Expert Award – iPhone 16 Pro 128GB》
      A.I. Financial Expert Award is waiting for you! Check your WeScore for a chance to win an iPhone 16 Pro 128GB!
      New and existing customers who like and follow WeLend Official Facebook and Instagram during the Promotional Period and enter the WeLend website to apply for a loan and complete the entire application process (including credit report review), and who receive WeScore Financial Health Evaluation Report at the time of application, will automatically participate in this event*. Apply Now for a chance to win iPhone 16 Pro 128GB!
      *Terms and conditions are applied
    • The promotion is valid from November 1, 2024 to November 30, 2024, both dates inclusive.
      Terms and Conditions apply.
    • 【WeLend Promotion】Up to $20,000 Rewards:
      The promotion is valid from 1 November to 8 December 2024, both dates inclusive. Selected customers who have successfully applied for and drawn down on a Personal Loan through designated online channels and a minimum loan tenor of twenty-four instalments, shall be eligible to receive the total Rewards of:

      ・Loan amount between HK$120,001 to $200,000: Enjoy HK$2,800 cash rebate
      ・Loan amount between HK$200,001 to $300,000: Enjoy HK$8,000 cash rebate
      ・Loan amount between HK$300,001 to $500,000: Enjoy HK$12,000 cash rebate
      ・Loan amount between HK$500,001 to $600,000: Enjoy HK$16,000 cash rebate
      ・Loan amount betweenHK$600,001 to $800,000: Enjoy HK$18,000 cash rebate
      ・Loan amount between HK$800,001 or above: Enjoy HK$20,000 cash rebate

What you need to know

  1. 🔥Selected customers who have successfully applied for and drawn down with a net loan amount of HK$800,001 or above, on the designated Personal Loan with a minimum loan tenor of twenty-four instalments shall be eligible to receive one iPhone 16 Pro 128GB  (Retail value HK$8,599).
  2. Parts of the cash rebate will be distributed by WeLab Bank, all cash rebate is subject to the terms & conditions.
  3. Terms and Conditions apply. Please visit WeLend.hk for more T&C.

Quick Facts

Best For

no proof of income required

Loan Approval Time

instant approval

Loan Disbursement

funds credited to the bank account instantly through FPS

Guaranteed Interest Rate?

No, final interest rate will be affected by the applicant’s TU credit report and financial status.

Expert Tips

The application for WeLend Personal Loan can be completed entirely online, from real-time quotation by A.I. and immediate cash delivery upon confirmation. Loan amount under HK$300,000 does not require Income Proof & Address Proof. To apply for a higher loan amount, applicants are required to submit designated supporting documents.

All Details

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Monthly Payment
HK$8,573