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WeLend Personal Loan

WeLend Personal Loan

WeLend Personal Loan

WeLend Personal Loan

Monthly PaymentHK$8,573
Apply Now
Back to all Personal Loan
WeLend Personal Loan doesn’t require Income Proof & Address Proof if the loan amount is under $300,000. The entire application process from application, approval to cash disbursement can be done online anytime anywhere. Applicants can upload support documents 24 hours a day. Upon receipt of the documents, A.I can provide instant credit assessment to speed up the application and cash disbursement process.
1.38%
The lowest APR*
HK$205,760
Total Amount Payable
HK$5,760
Total Interest Payable
MoneySmart Exclusive

🐼 Count the Pandas Right, CASH in Sight
From now until 31 Mar, customers who successfully applied for a designated loan via MoneySmart and get the correct answer for the question can enjoy HK$700 cash (automatically converted by 7,000 SmartPoints) directly deposited into your FPS account -  regardless of approval! T&C applies.

Monthly Exclusive Reward－Fly Freely  🛫
Successfully apply and drawdown with loan amount of HK$300,001 or above, can get round-trip flight tickets to Taipei or Seoul for two－choose anywhere you like!

Valid until 31 Mar 2025 - See more details below

Are you eligible?

    • The promotion is valid from March 1, 2025 to March 31, 2025, both dates inclusive.
      Terms and Conditions apply.

    • 【Count the Pandas Right, CASH in Sight】
      Eligible customers must complete and submit the redemption form after logging in to MoneySmart and answer the question of "Can you count how many pandas are there in this picture?" on or before 31 March 2025, along with the valid loan application reference number provided by the loan provider and the phone number that is linked to your bank account for receiving funds via FPS. The above offer is subject to Terms and Conditions, please click here for details.

    • Fly Freely  🛫
      Successfully apply and drawdown with loan amount of HK$300,001 or above, can get round-trip flight tickets for two with one the destination of below (either 1) :
      1. Round-trip Air Ticket from Hong Kong to Taipei on Cathay Pacific
      2. Round-trip Air Ticket from Hong Kong to Seoul on Hong Kong Airline
      *inclusive of 20kg baggage allowance (excluding tax and fuel surcharges), T&C applies. 

What you need to know

  1. For the purposes of these Terms and Conditions, a “selected customer” means a customer who does not have any active loans with WELEND LIMITED (“WELEND”) at the time of making the loan application. 

  2. Subject to Terms and Conditions. Please visit WeLend.hk for more details.

T&Cs
FAQ
Claim Form

Quick Facts

Best For

no proof of income required

Loan Approval Time

instant approval

Loan Disbursement

funds credited to the bank account instantly through FPS

Guaranteed Interest Rate?

No, final interest rate will be affected by the applicant’s TU credit report and financial status.

Expert Tips

The application for WeLend Personal Loan can be completed entirely online, from real-time quotation by A.I. and immediate cash delivery upon confirmation. Loan amount under HK$300,000 does not require Income Proof & Address Proof. To apply for a higher loan amount, applicants are required to submit designated supporting documents.

All Details

Back to all Personal Loan

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Monthly Payment
HK$8,573
Apply Now