Up to 4.8% Total Savings Interest Rate*

New Funds Offer

^HK$1,000,000

Minimum Initial Deposit

0.001%

Base Interest Rate

All Details

• Key Features

  • Asia's safest bank with an welcome offer of up of HK$29,800 cash rewards

  • Earn up to HK$21,300 Investment Product Balance Reward for equity linked products and investment funds and bonds

  • Trade across 7 stock markets (including HK, U.S., Japan, Singapore, etc) to enjoy 0% brokerage fee with online equity trading services

  • Enjoy total control 24/7. You could access investment insights, trade and bank with DBS digibank HK app anytime, anywhere

  • A dedicated DBS Treasures Relationship Manager and a team of investment, wealth, and insurance consultants are always available to cater to your banking needs and offer you the latest insights and analysis

  • Smart Digibanking Services: Offering equity scores developed by DBS analysts based on 7 key assessment metrics, alongside personalised market analysis and reminders. Download and open an account in just about 10 minutes, all conveniently managed through your mobile device.

Eligibility

Minimum Initial Deposit	HK$1,000,000
Minimum Average Daily Balance	HK$1,000,000

Bonus Cash Rebate

Wealth Management Account Opening Reward	Up to HK$800
Wealth Management Accounts & Financial Needs Analysis Reward	HK$300
Investment Product Take Up Reward
Complete any 1 Eligible Product Transaction Category*	HK$500
*Eligible Product Transaction Category
I. Securities	Buy or sell transaction of securities in a single transaction amount of HK$10,000 or above (or equivalent) via Wealth Management Accounts
II. Investment Funds	Lump sum subscription or switching (only for transaction with minimum subscription fee of 1.2% or switching fee of 1%) of investment Funds in a single transaction amount of HK$10,000 or above (or equivalent) via Wealth Management Accounts
III. Foreign Exchange ("FX")	FX transactions (excluding USD to HKD exchange transactions and vice versa) in a single transaction amount of HK$200,000 or above (or equivalent) via Wealth Management Accounts
DBS e$aver Bonus Interest Reward	Up to 4.8% Total Savings Interest Rate*
Eligible New Funds
HK$200,000 - HK$20,000,000	Up to 4.0% Total Savings Interest Rate*
US$25,000 - US$2,600,000	Up to 4.8% Total Savings Interest Rate*
*Total Savings Interest Rate includes e$aver Interest Rate and Basic Savings Interest Rate. As of 31 Aug 2024, HKD Basic Savings Interest Rate for $200,000 < $1,000,000 is 0.525%p.a. and $1,000,000 < $5,000,000 is 0.575%p.a., and $5,000,000 or above is 0.750%p.a.. USD Basic Savings Interest Rate is 0.001%p.a.. Basic Savings Interest Rate is subject to revision in light of prevailing market conditions. The Basic Savings Interest Rate is not guaranteed, and the Bank reserves the right to revise the Basic Savings Interest Rate at any time and from time to time for any reason without any prior notice or giving any reason therefor.
Investment Product Balance Reward	Up to HK$21,300
Designated Investment Product Balance
HK$200,000 – HK$500,000	HK$800
HK$500,001 – HK$1,000,000	HK$2,000
HK$1,000,001 – HK$3,000,000	HK$4,500
HK$3,000,001 – HK$5,000,000	HK$13,500
HK$5,000,001 or above	HK$21,300
Insurance Product Balance Reward (Maintain Designated Insurance Balance)	HK$3,000
Payroll Reward	HK$800
Successfully receives Eligible Payroll Fund in his/her Designated HKD Current & Savings Payroll Account
ATM Card Reward	HK$300
Successfully completes one transaction on local or overseas retail spending via UnionPay or EPS in HKD or any foreign currency or reload amount by Octopus Automatic Add Value Service ("AAVS") with DBS ATM Card or DBS Octopus ATM Card
ATM Card Spending Rebate	Up to HK$1,000
Half Year Anniversary Reward	HK$1,000
Maintain the monthly Total Relationship Balance of HK$1,000,000 or above within the first 6 months of joining DBS Treasures
Overseas Transfer Reward	HK$400
Successfully completed an online remittance or single overseas fund transfer (excluding any transfer of USD to a Hong Kong local bank) with currency exchange in a single transaction of HK$10,000 (or its equivalent) or above
Keep Active Reward	HK$200
Join DBS Treasures via DBS digibank HK app & log in at least ONCE per month
Credit Card Extra Welcome Offer	Up to HK$1,000
Successfully opens a Treasures account and applies a DBS Credit Card during 1 July to 30 September 2024. For details, please visit go.dbs.com/hk-card-xs-tre

Required Documents

Hong Kong Permanent ID
Address Proof

Fees and Charges

Fall Below Fee	HK$300
If Average Total Relationship Balance for 3 consecutive months falls below HK$1,000,000
ATM Withdrawal Charges	NA
Counter Withdrawal Fee	NA
Cash Deposit Fee	Waived
Daily deposit of HKD no more than 100 banknotes
Passbook Replacement Fee	HK$100
Incidental Overdraft Charge	The applicable overdraft interest plus handling fee of HK$120 / US$15 per time