中文
Mox Bank Account

Mox Bank Account

Mox Bank Account

Mox Bank Account

Apply Now
Back to all Savings account
2%
Saving rate up to for new customer
3%
Unlimited CashBack at all supermarkets
HK$0
Minimum Initial Deposit
MoneySmart Exclusive
⭐️ Unlimited Cashback♾New customers can use the promo code "MSNYR" to enjoy rewards of up to HKD3,398 and 6,250 miles by successfully opening an account with the promo code 'MSNYR' and spending a minimum of HKD 15,000. 
⠀⠀
⠀⠀【📣 New credit card spending experience — switch between CashBack and miles rewards with one click!】In addition to the “best-in-town” unlimited 2% CashBack^, the new features of the Mox credit card allow you to switch between CashBack and Asia Miles rewards, putting you in control of your spending rewards! Introducing the new Mox Credit's Miles Rewards Scheme '4100'—Enjoy spending at a rate as low as 'HKD4 = 1 mile' on all purchases; with 'no limit' on unlimited miles and flights and benefit from '0%' FX fees (compared to the bank charge of 1.95%) Apply now to enjoy additiona 12 Months of Deliveroo Plus Silver Membership and a Cash Voucher for Free (Valued at $726) Regardless of Approval! 
⠀⠀
⠀⠀Use the promo code "MSNYR" to open an account and earn the MoneySmart exclusive offer of BERMAS Spaceship Suitcase 2nd Version (30inch) (Value: HKD3,398) / JBL Smart Speaker Link 300 (Value: HKD1,999) / LG TONE Free T90S Earbuds (Value: HKD1,499) / HKD1,200 Apple Store GIft Card /ParkNShop vouchers/ HKTVmall vouchers!

🎁 New Year Luck Takes Off: 【Guaranteed Cash Laisee + A Chance to Win Flight Tickets! 】
From now until 28 Jan, customers who successfully applied for Mox credit card via MoneySmart, get approved and answer the required question to enjoy an additional HK$88 cash! The most creative answers can win the Round-trip Air Ticket from Hong Kong to Tokyo/ Bangkok for two person on Hong Kong Airlines and more gifts! Click here for promotion details.
Valid until 31 Jan 2025 - See more details below

Are you eligible?

    • From now until 31 January 2025, successfully open a Mox Account with the code “MSNYR” and apply for Mox Credit Card, then spend HKD15,000 within 60 days to get BERMAS Spaceship Suitcase 2nd Version (30inch) (Value: HKD3,398) / JBL Smart Speaker Link 300 (Value: HKD1,999) / LG TONE Free T90S Earbuds (Value: HKD1,499) / HKD1,200 Apple Store GIft Card /ParkNShop vouchers/ HKTVmall vouchers
    • 【MoneySmart Exclusive Offer: Get 12 Months of Deliveroo Plus Silver Membership and a Cash Voucher for Free (Valued at $726)】
      By January 31, 2025, apply for the Mox Credit Card through MoneySmart and submit the rewards redemption form, you can earn an additional 12 months of Deliveroo Plus Silver membership and a cash voucher redemption code (valued at HK$726) within 14 days after the promotion ends! (Limited offer, first come first served, while stocks last)! Terms and conditions apply.
    • Before applying for credit card, please switch off Ad block, incognito mode or other do not track function

What you need to know

  1. Customers must submit the redemption form in MoneySmart Dashboard on or before 30 April 2025
  2. Deposit HKD250,000 within 7 days upon your account opening and maintain such savings balance for 60 days or above to earn an extra 6,250 miles.
  3. Earn While You Travel During the New Year Holiday 🛩: Hotel and Flight Discounts, Up to 9% Exclusive Discount + 5% CashBack, as well as 3% CashBack for your shopping at any supermarkets.

All Details

Back to all Savings account

Disclaimer: At MoneySmart.hk, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. For any discrepancy in product information, please refer to the financial institution’s website for the most updated version. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.

Apply Now

Key Features of Mox Saving Account

Enjoy Daily Interest

Earn 0.3% per annum daily interest rate on your Hong Kong Dollar (HKD) savings for up to HK$ 500,000 with Mox. Moreover, you can earn 0.01% per annum daily interest on all foreign currency deposits in your Mox Account.

Time deposits made flexible with no early withdrawal fees

Mox offers flexible ways for clients to save. You can earn preferential interest rates and yet enjoy the flexibility of a savings account as Mox won’t charge any early withdrawal fees.

Goal saving

Mox allows you to organize your HKD savings by setting up up to 5 Goal accounts, keeping your current and saving account entirely separate. In this way, you can name them accordingly and track your progress in real time, making sure you are on track to realize all the Goals.

Saving habit

You can make use of Mox Savings Calculator for budgeting and automating your saving habit. Also, you can set rules to transfer money into your Goals on a regular basis.

background image

Mox Deposit Protection

Mox is a member of the Deposit Protection Scheme in Hong Kong. In this way, your eligible deposits with Mox (no matter what currency it is) are protected by the Deposit Protection Scheme. Each depositor can enjoy up to a limit of HK$500,000 (or its equivalent).

Frequently Asked Questions

How much interest can I earn on my savings account with Mox?

HKD: enjoy guaranteed daily interest at a rate of 1.25% per annum for unlimited savings. Foreign currency deposits: enjoy daily interest at a rate of 0.1% per annum.

How often is interest on my savings paid into my Mox account?

Mox gives interest daily to your account, including weekends and public holidays.

What currencies can I open a savings account with at Mox?

Currently, Mox offers saving accounts in Australian Dollar (AUD), Canadian Dollar (CAD), Euro (EUR), British Pound (GBP), Japanese Yen (JPY), New Zealand Dollar (NZD), Singapore Dollar (SGD), and United States Dollar (USD).