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Mox Bank Account

Mox Bank Account

Mox Bank Account

Mox Bank Account

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Back to all Savings account
2%
Saving rate up to for new customer
3%
Unlimited CashBack at all supermarkets
HK$0
Minimum Initial Deposit
Online Promo
⭐️ Unlimited Cashback♾New customers can use the promo code "MSNOV" to enjoy rewards of up to HKD4,124 and 10,000 miles an additional HKD 726 MoneySmart exclusive offer by successfully opening an account with the promo code 'MSNOV' and spending a minimum of HKD 15,000.
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⠀⠀【📣 New credit card spending experience — switch between CashBack and miles rewards with one click!】In addition to the “best-in-town” unlimited 2% CashBack^, the new features of the Mox credit card allow you to switch between CashBack and Asia Miles rewards, putting you in control of your spending rewards! Introducing the new Mox Credit's Miles Rewards Scheme '4100'—Enjoy spending at a rate as low as 'HKD4 = 1 mile' on all purchases; with 'no limit' on unlimited miles and flights and benefit from '0%' FX fees (compared to the bank charge of 1.95%)
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⠀⠀Use the promo code "MSNOV" to open an account and earn the MoneySmart exclusive offer of BERMAS 30' Suitcase (Value: HKD3,398)/ De'Longhi Dedica Style Series Pump-driven Espresso Coffee Machine(EC685) (Value: HKD2,168) / Sennheiser ACCENTUM True Wireless earbuds (Value: HKD1,750)/ HKD1,200 Apple Store GIft Card /ParkNShop vouchers/ HKTVmall vouchers
Valid until 30 Nov 2024 - See more details below

Are you eligible?

    • From now until 30 November 2024, successfully open a Mox Account with the code “MSNOV” and apply for Mox Credit Card, then spend HKD15,000 within 60 days to get BERMAS 30' Suitcase (Value HK$3,398) / De'Longhi Dedica Style Series Pump-driven Espresso Coffee Machine(EC685) (Value: HK$2,168) / Sennheiser ACCENTUM True Wireless earbuds (Value: $1,750) / HKD1,200 Apple Store GIft Card / ParkNShop vouchers/ HKTVmall vouchers
    • Before applying for credit card, please switch off Ad block, incognito mode or other do not track function

What you need to know

  1. Deposit HKD250,000 within 7 days upon your account opening and maintain such savings balance for 60 days or above to earn an extra 6,250 miles. Then, spend HKD15,000 within 60 days upon your credit card approval to get 3,750 miles (based on HKD4 = 1 mile), for a total of 10,000 miles
  2. New and existing customers who make a single purchase of HKD500 or more will have the chance to participate in the weekly lucky draw to win 1,000,000 miles
FAQ

All Details

Back to all Savings account

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Key Features of Mox Saving Account

Enjoy Daily Interest

Earn 0.3% per annum daily interest rate on your Hong Kong Dollar (HKD) savings for up to HK$ 500,000 with Mox. Moreover, you can earn 0.01% per annum daily interest on all foreign currency deposits in your Mox Account.

Time deposits made flexible with no early withdrawal fees

Mox offers flexible ways for clients to save. You can earn preferential interest rates and yet enjoy the flexibility of a savings account as Mox won’t charge any early withdrawal fees.

Goal saving

Mox allows you to organize your HKD savings by setting up up to 5 Goal accounts, keeping your current and saving account entirely separate. In this way, you can name them accordingly and track your progress in real time, making sure you are on track to realize all the Goals.

Saving habit

You can make use of Mox Savings Calculator for budgeting and automating your saving habit. Also, you can set rules to transfer money into your Goals on a regular basis.

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Mox Deposit Protection

Mox is a member of the Deposit Protection Scheme in Hong Kong. In this way, your eligible deposits with Mox (no matter what currency it is) are protected by the Deposit Protection Scheme. Each depositor can enjoy up to a limit of HK$500,000 (or its equivalent).

Frequently Asked Questions

How much interest can I earn on my savings account with Mox?

HKD: enjoy guaranteed daily interest at a rate of 1.25% per annum for unlimited savings. Foreign currency deposits: enjoy daily interest at a rate of 0.1% per annum.

How often is interest on my savings paid into my Mox account?

Mox gives interest daily to your account, including weekends and public holidays.

What currencies can I open a savings account with at Mox?

Currently, Mox offers saving accounts in Australian Dollar (AUD), Canadian Dollar (CAD), Euro (EUR), British Pound (GBP), Japanese Yen (JPY), New Zealand Dollar (NZD), Singapore Dollar (SGD), and United States Dollar (USD).