0.001% p.a.

Min. Rate

1% p.a.

Max. Rate

^HK$1,000,000

Min. Inital Deposit

All Details

• Key Features

  • Earn up to HK$8,500 Cash Rebate or 85,000 Asia Miles for designated new funds deposited and designated wealth management products taken

  • Gain up to 7,000 Asia Miles or HK$700 Cash Rebate upon successful sign up for Salary BonusPack and enjoy 1.00% p.a. HKD Promotional Savings Interest Rate up to 9 months

  • Open an Integrated Deposits Account anytime and anywhere via SC Mobile App and earn an extra HK$200 cash rebate

  • Access to dedicated relationship manager who will provide you with personalised wealth solutions that are in line with your financial goals and risk profile

  • Reward your relationship with 360º Rewards Points or Asia Miles

  • Provide you with overseas free withdrawals from international ATM networks and recognition as a Priority Banking client across our footprint

  • Exclusive and globally recognised Priority Banking Credit Card with travel and lifestyle benefits

  • Enjoy HK$100 cash reward with total accumulated foreign exchange transaction amount of HK$10,000 or equivalent via the Foreign Exchange platform in Standard Chartered Online Banking or SC Mobile App

  • Enjoy up to HK$6,000 premium discounts for new to insurance clients

  • Enjoy welcome offer of HK$600 Cash Rebate for Standard Chartered Priority Banking Credit Card new cardholders

  • Enjoy HK$0 brokerage commission offer on buy trades during the Securities Account sign up month and the following 3 calendar months for Priority Banking clients who newly sign up for Securities Account

  • Enjoy 0% subscription fee for online trades for first 6 months for Priority Banking clients who newly sign up for Investment Fund Account (capped at a subscription amount of HK$200,000)

Eligibility

Minimum Initial Deposit	HK$1,000,000
Minimum Average Daily Balance	HK$0

Interest Rate

Base	0.001% p.a.

Bonus Interest Rate

Promotional Savings Interest Rate Offer for New-to-Bank Clients	1% p.a.
For deposit balance of up to HK$1,000,000 in the Bonus Payroll Account for the first 9 months

Bonus Cash Rebate

New Funds Offer	Up to HK$6,000 or 60,000 Asia Miles
>= HK$5,000,000	HK$6,000 or 60,000 Asia Miles
HK$3,000,000 - HK$4,999,999	HK$4,000 or 40,000 Asia Miles
HK$1,000,000 - HK$2,999,999	HK$2,500 or 25,000 Asia Miles
Integrated Deposits Account Opening via SC Mobile	HK$200
Deposit New Funds of no less than HK$1,000,000
Salary BonusPack Welcome Offer	Up to HK$700 or 7,000 Asia Miles
Monthly Salary >= HK$80,000	HK$700 or 7,000 Asia Miles
Monthly Salary HK$60,000 - HK$79,999	HK$400 or 4,000 Asia Miles
Monthly Salary HK$20,000 - HK$59,999	HK$100 or 1,000 Asia Miles
Wealth Management Product Reward	Up to HK$2,500 or 25,000 Asia Miles
Designated wealth management products balance >= HK$500,000

Required Documents

Hong Kong Permanent ID
Address Proof

Fees and Charges

Monthly Account Fee	HK$900 per quarter
Waived if the average daily relationship balance in the past 3 months >= HK$1,000,000
ATM Withdrawal Charges	Free/Waived
JETCO Network - Local	Free
JETCO Network - Overseas	Waived
Visa / PLUS Network	Waived
Mastercard / Cirrus Network	Waived
UnionPay Network	Waived
Counter Withdrawal Fee	Free
First 30 transactions per month
Cash Deposit Fee	0.25% of total amount (min. HK$50)
Over 200 pieces of notes
Passbook Replacement Fee	HK$100
Free for customers aged 65 or above
Incidental Overdraft Charge	HK$60
ATM Card Annual Fee	Free
ATM Card Replacement Fee	Free