^HK$1,500,000

Medical Expenses

^HK$50,000

Trip Cancellation

^HK$25,000

Loss/Damage of Baggage

All Details

• Key Features

  • Quarantine Allowance: If a passenger or a travel companion tests positive for Covid-19 overseas

  • Emergency Medical Expense: Up to HK$1,800,000 COVID-19 Medical Coverage

  • Emergency Medical Evacuation & Repatriation: in the event of death from Covid-19 overseas (cost of emergency evacuation or returning of body/ ashes) and If a passenger tests positive for Covid-19 overseas (cost of emergency evacuation if deemed medically necessary)

  • Travel Cancellation: For Non-refundable costs of a journey while you or your immediate family member being diagnosed with Covid-19 before journey departure date

  • Travel Curtailment: For necessary/ unavoidable costs while you or your immediate family member are diagnosed with Covid-19 while travelling and need to return to Hong Kong earlier than Planned

  • AIG Travel 24 Hour Worldwide Emergency Assistance Service

Travel Inconvenience

Travel Delay	HK$3,000
Travel Cancellation	HK$50,000
50% under OTA Red or 100% under Black Alert
Baggage Delay	HK$1,200
Compensate for an insured in case when an insured person’s baggage is not delivered within 6 hours by the Common Carrier
Loss/Damage of Baggage and Personal Effects	HK$25,000
Pay for loss or damage to Insured Person’s baggage, clothing and personal effects
Sub-limit per article / pair / set of articles	HK$3,000
Sub-limit for laptops / all cameras, camcorders and accessories and related equipment	HK$15,000
Loss of Travel Documents	HK$50,000
Reimbursement for the replacement cost of lost travel
documents and / or Travel Tickets and additional Travel
Tickets and / or Accommodation incurred as a direct
result of theft, robbery or burglary
Personal Money	HK$2,500
Reimbursement for the loss of cash, banknotes, traveler’s cheque and money order as a result of the robbery, burglary or theft
Trip Curtailment	HK$50,000
Loss of credit card	HK$32,000
Reimburse the non-legal liability for payment arising out
of the unauthorized use of credit cards and / or the cost
of replacing credit cards in the event the credit cards are
stolen during the journey

Coverage

Covid-19 Coverage
Rental Vehicle Cover
Mobile Phone Cover
HK$3,000
Scuba Diving Cover
Skiing Cover
Parachuting Cover

Medical Coverage

Overseas Medical Expenses	HK$1,500,000
1）Insured Person under age of 70 years	HK$1,500,000
2）Insured Person age 70 or older	HK$750,000
3）Insured Person under age 17 years	HK$750,000
Extension of COVID-19 Overseas Medical Expenses	HK$1,800,000
Medical Expenses & Emergency Medical Evacuation & Repatriation of Remains if you contract COVID-19 while travelling internationally.
- Insured Person under age of 70 years	HK$1,800,000
- Insured Person age 70 or older	HK$900,000
- Insured Person under age 17 years	HK$900,000
Overseas Hospital Cash	HK$5,000
Pay HK$500 daily when Insured Person is hospitalized overseas
Post Trip Medical Expenses (Within 90 days of return to Hong Kong)	HK$750,000
Number of days for Follow up Medical Expenses in Hong Kong	90 days
For injury sustained while Overseas
1）Insured Person under age of 70 years	HK$750,000
2）Insured Person age 70 or older	HK$375,000
3）Insured Person under age 17 years	HK$375,000
Emergency Medical Evacuation	Unlimited
Provide en-route medical care and transportation to another location for appropriate medical treatment
Repatriation of Mortal Remains	Unlimited
Compassionate Visit	HK$30,000
Reimbursement for additional Travel Ticket and/or Accommodation for 1 adult Immediate Family Member to fly over or for 1 Travel Companion to stay behind in case of Insured person’s death, Serious Injury or Serious Sickness
Return of Child(ren)	HK$10,000
Reimbursement for additional Accommodation and /or
Travel Ticket for 1 Immediate Family Member or 1 Traveling
Companion to accompany Insured Person’s child(ren) aged
below 15 back to Hong Kong in the event of Insured Person’s overseas hospitalization due to Death, Serious Injury or Serious Sickness

Personal Protection

Major burns, Permanent Total Disablement or Accidental Death	HK$1,500,000
Accident occurring during the Journey while riding as a passenger in a Common Carrier or a Carrier arranged by a travel agent or driving / riding in an automobile
-Insured Person under age of 70 years	HK$1,500,000
- Insured Person age 70 or older	HK$750,000
- Insured Person under age 17 years	HK$750,000
Compassionate Death Cash Benefit	HK$20,000
Pay to Insured Person’s estate in case the Insured Person dies during the Journey

Also Covered

Personal Liability	HK$3,000,000
To indemnify Insured Person against legal liability to third
parties arising as a result of accidental injury, death, loss of
or damage to their property caused by Insured Person’s
Person’s negligence
Loss of Home Contents	HK$15,000
Reimbursement for the loss or damage to household contents in Insured Person’s Hong Kong primary Residence as a direct result of burglary
Car Rental Excess Charges and Return Cost	HK$12,000
Reimburse the Insured Persons when they are liable for the excess in the event of loss or damage of the rental vehicle and car rental vehicle return costs due to hospital confinement

Plan Materials

Product Brochure	Read More
Policy Wording Document	Read More
Travel Insurance Claim Form	Read More