Best Travel Insurance for Flight Delays and Cancellations
Travel insurance is essential to all travellers, as they need to be prepared for any sudden events. Flight delays and cancellation have become more common, as seen in the Cathay Pacific cancellation outbreak recently. Do you know which airline has the most delays and cancellations last year?
What are the best Travel Insurance for flight delays and cancellations? MoneySmart has got you covered!
Which travel insurance is the best for flight delays and cancellations coverage?
Click the plans below to find out:
Flight Delay Protection
AXA SmartTraveller Plus Premier Plan
- Medical Expenses
- HK$500,000
- Trip Cancellation
- HK$25,000
- Loss/Damage of Baggage
- HK$8,000
- PremiumPremium
HK$33015% Off - HK$280.50
Purchase AXA travel insurance products via MoneySmart to enjoy 15% off discount
Allianz Travel - Silver Plan Single Trip
- Medical Expenses
- HK$1,500,000
- Travel Cancellation
- HK$20,000
- Loss/Damage of Baggage
- HK$15,000
- PremiumPremium
HK$24540% Off - HK$147
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Terms and ConditionsApply.
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- Medical Expenses
- HK$500,000
- Trip Cancellation
- HK$30,000
- Loss/Damage of Baggage
- HK$6,000
- PremiumPremium
HK$26520% Off - HK$212
In the event of delay of public conveyance due to adverse weather conditions, natural disaster, strike, or “Black Alert” issued to the planned destination, etc., the insured person will be reimbursed cash allowance or reasonable and inevitable additional travel expenses and overseas accommodation costs. (subject to the T&Cs of the insurance policy)
For every 6 hours of delay, HK$300 cash allowance will be reimbursed.
Which airlines have the most delays and cancellations?
Find out the least punctual airline in Hong Kong now ✈️
Trip Cancellation Protection
- Medical Expenses
- HK$1,000,000
- Trip Cancellation
- HK$20,000
- Loss/Damage of Baggage
- HK$15,000
- PremiumPremium
HK$27930% Off - HK$195.30
AXA SmartTraveller Plus Premier Plan
- Medical Expenses
- HK$500,000
- Trip Cancellation
- HK$25,000
- Loss/Damage of Baggage
- HK$8,000
- PremiumPremium
HK$33015% Off - HK$280.50
Purchase AXA travel insurance products via MoneySmart to enjoy 15% off discount
- Medical Expenses
- HK$500,000
- Trip Cancellation
- HK$30,000
- Loss/Damage of Baggage
- HK$6,000
- PremiumPremium
HK$26520% Off - HK$212
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Things to look out for on travel insurance
Making a claim
Most travel insurance covers travel delay/ cancellation caused by adverse weather, natural disasters, strikes, etc. In order to make a claim, travellers need to request a flight delay report.
Delay for 6 hours or more
If you are delayed by six hours, you are entitled to HK$250-300 every six hours in compensation. Any delays under six hours are not covered.
Coverage
Many standard travel insurance policies do not provide cover for airport closure, terrorist attacks, riot, etc. Most insurance policies cover adverse weather, natural disasters, travel alerts. It is important to check the coverage before purchasing.
Frequently Asked Questions
When should I buy travel insurance?
As soon as your flight and accommodation are booked, you should get your travel insurance right away to give you peace of mind. Your trip will be covered if anything goes wrong.
What is not covered in travel insurance?
It varies from provider to provider but in general, most insurance policies cover adverse weather, natural disasters, travel alerts. Many standard travel insurance policies do not provide cover for terrorist attacks.
How to make a claim?
You need to do so within 21-31 days after your trip. When making a claim, it is necessary to provide all supporting documents. If extra expenses incurred due to flight cancellation, please keep all receipts for any expenses you claim.
