^HK$1,500,000

Medical Expenses

^HK$40,000

Trip Cancellation

^HK$20,000

Loss/Damage of Baggage

All Details

• Key Features

  • Extends to cover COVID-19 related 1) overseas medical expense and follow-up medical expense within 3 months, 2) trip cancellation and 3) automatically extend the period of insurance up to 10 days free of charge for Single Trip policy.

  • Medical Expenses are now covered up to HK$1,500,000

  • Extended coverage of Personal Accident with no additional premium

  • Enhanced benefits in case of travel delay

  • Extended coverage for missed journeys, overbooking, unused tickets, etc.

  • No deductibles: you won’t need to carry any costs

  • Maximum insured period per trip: -182 days for Single Trip Travel Plan -120 days for Annual Travel Plan

  • Leisure sports are covered

  • Natural disasters are covered (e.g. earthquake, tsunami)

  • Medical Expenses cover poisoning (e.g. gas or food) and infectious diseases (e.g. SARS, Bird Flu, Dengue Fever)

  • The cover of Single Trip Travel Plan extends automatically for up to 10 days if the trip is unavoidably delayed

  • Mobile phone loss/ damage is covered up to HK$2,500 per item

  • Optional Cruise Benefit provides an even more comprehensive travel protection

Coverage

Covid-19 Coverage
Rental Vehicle Cover
Mobile Phone Cover
Scuba Diving Cover
Skiing Cover
Parachuting Cover

Travel Inconvenience

Travel Delay
i) Cash Allowance	HK$2,000
ii) Loss of pre-paid transportation and accommodation expenses due to
cancellation of trip	HK$2,000
Travel Cancellation	HK$40,000
Baggage Delay	HK$1,000
Personal Money	HK$3,000
Loss of Travel Documents	HK$10,000
Personal Baggage	HK$20,000
Trip Curtailment	HK$40,000
Credit Card Protection	HK$50,000
Missed Event	HK$10,000

Medical Coverage

Overseas Medical Expenses	HK$1,500,000
Overseas Hospital Cash	HK$8,000
Emergency Medical Evacuation	Actual Cost
Repatriation of Mortal Remains	Actual Cost
Compassionate Visit	HK$20,000
Return of Child(ren)	HK$20,000
Round-the-clock Hotline Service	Included

Personal Protection

Burns Benefit	HK$300,000
Accident whilst travelling on a Common Carrier	HK$2,000,000
Other accident	HK$1,000,000

Also Covered

Personal Liability	HK$3,000,000
Rental Vehicle	HK$5,000
Loss of Home Contents	HK$15,000