Does CHUBB Home Insurance cover village houses?

Yes. CHUBB Home Insurance has no restriction on building age, floor area and types, covering houses and village houses.

Does excess apply to CHUBB Home Insurance?

Yes. In order to make a claim, the insured need to first pay for the excess. Details are as follows: Contents cover (except for loss caused by fire, lightning or explosion) : High rise: HK$400; Low rise: HK$2000 Alteration and repairs ：High rise: HK$1,500; Low rise: HK$2000 or 10% of adjusted loss (whichever is greater) Personal Guard ：High rise: HK$400; Low rise: HK$4,000

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CHUBB Home Insurance

CHUBB Home Insurance Plans	Highlight	Annual Maximum Contents Cover
CHUBB MyHomeGuard Plan A	No restriction on building age, floor area or types of residential houses (houses and village houses included). Cover the costs for replacing glasses and the contents in the storage facility and student hostel accommodation.	HK$300,000
CHUBB MyHomeGuard Plan B	Cover residential premises regardless of building age, floor area and types. Cover replacement of glasses and the contents in the storage facility and student hostel accommodation.	HK$500,000
CHUBB MyHomeGuard Plan C	Protect residential premises of all types irrespective of building age and floor area, including houses and village houses. Cover the costs for replacing glasses and the contents stored in the storage facility and student hostel accommodation.	HK$1,000,000
CHUBB MyHomeGuard DIY Plan	Tailor-made cover available according to the needs of the insured	HK$6,000,000

Replacement of glass

CHUBB Home Insurance covers the cost of replacing broken glasses caused by accidents such as typhoon, storm, fire, lightning etc, capped at HK$2,500 annually.

Optional additional valuables

Cover additional valuables against any accidental loss or damage worldwide provided that the insured declares those valuables to CHUBB within 30 days from the policy commencement date, capped at HK$50,000/item/set and the maximum cover per policy year is HK$500,000.

Contents in the storage facility

Protect against the accidental loss or damage to the contents of the insured placed at a storage facility. The maximum cover per policy year is HK$120,000.

Optional household improvements cover

CHUBB Home Insurance provides optional cover for household improvements, capped at 25% of sum insured. The maximum building cover is HK20,000,00.

No restriction on building age or floor area

It is not uncommon for home insurance to set a restriction on building age or floor area. However, CHUBB Home Insurance covers all residential premises regardless of building age or floor area.

CHUBB Home Insurance Annual Premium

CHUBB Home Insurance Plans	High Rise	Low Rise (Less than 3- storey)
CHUBB MyHomeGuard Plan A	HK$665	HK$1,085
CHUBB MyHomeGuard Plan B	HK$980	HK$1,680
CHUBB MyHomeGuard Plan C	HK$1,610	HK$3,010

CHUBB Home Insurance Claim Procedures

Download the Property/ Home Claim Form from the CHUBB website. Complete it and send it to CHUBB Insurance Hong Kong Limited together with relevant documents by mail within 14 days of an accident. Supporting documents include the police report, CCTV footage, photos, copy of the medical report of the third party. Further information or investigation may be required.

CHUBB Home Insurance FAQ

Does CHUBB Home Insurance cover village houses?: Yes. CHUBB Home Insurance has no restriction on building age, floor area and types, covering houses and village houses.
Does excess apply to CHUBB Home Insurance?: Yes. In order to make a claim, the insured need to first pay for the excess. Details are as follows:
Contents cover (except for loss caused by fire, lightning or explosion): High rise: HK$400; Low rise: HK$2000

Alteration and repairs：High rise: HK$1,500; Low rise: HK$2000 or 10% of adjusted loss (whichever is greater)

Personal Guard：High rise: HK$400; Low rise: HK$4,000

Compare Chubb Home Insurance in Hong Kong 2024

Refine Your Results

HK$718

Chubb MyHomeGuard - Plan A (High Rise)

HK$1,058

Chubb MyHomeGuard - Plan B (High Rise)

HK$1,739

Chubb MyHomeGuard - Plan C (High Rise)

HK$1,039

Chubb MyHomeGuard - Plan A (Low Rise - Less than 3-storey)

HK$3,161

Chubb MyHomeGuard - Plan C (Low Rise - Less than 3-storey)

HK$1,764

Chubb MyHomeGuard - Plan B (Low Rise - Less than 3-storey)

CHUBB Home Insurance

CHUBB Home Insurance Benefits

Replacement of glass

Optional additional valuables

Contents in the storage facility

Optional household improvements cover

No restriction on building age or floor area

CHUBB Home Insurance Annual Premium

CHUBB Home Insurance Claim Procedures

CHUBB Home Insurance FAQ

Does CHUBB Home Insurance cover village houses?

Does excess apply to CHUBB Home Insurance?

^HK$718

^HK$1,058

^HK$1,739

^HK$1,039

^HK$3,161

^HK$1,764