Annual Premium
Annual Premium
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| Ping An Home Insurance Plan | Highlight | The annual maximum limit for household contents |
|---|---|---|
| Ping An Home Insurance Plan Ping An Anti-epidemic Home Package | Provide comprehensive cover for the insured, his/her family, domestic helper and pets. Get the policy certificate within 5 minutes. | HK$1,000,000 |
Ping An Home Insurance covers damage to home contents caused by unforeseen accidents including fire, gas explosion, flooding, burglary, etc. The maximum coverage for each item is HK$150,000 for any one event and the maximum annual benefit is HK$1,000,000.
Ping An Home Insurance provides cover for the loss or damage to the personal effects of your domestic helper caused by unforeseen accidents. The maximum annual benefit is HK$10,000.
The insured enjoys protection against the authorized use of credit cards. The maximum annual benefit is HK$3,000. Also cover cash loss up to HK$2,500 annually due to accidents including robbery and burglary.
Ping An covers the cost of temporary accommodation, capped at HK$50,000 annually (HK$1,500/day) following the damage happened to the insured’s premise.
Ping An covers any claims against the insured or his/her family members, dogs & cats only in the event of negligence causing bodily injury or property damage to a third party worldwide, excluding U.S.A and Canada.
Ping An offers 24-hour home assistance hotline at +852 2851 1990 for free referral assistance, including home nursing or babysitting, plumber services, etc. Cover for locksmith assistance is also available, capped at HK$500.
Applicants can apply for Ping An Home Insurance online, except for premises older than 40 years. No documents are required. Enjoy instant free quote and get your certificate in just five minutes. To get insurance for premises older than 40 years, please call +852 2827 1883. Otherwise, simply follow the steps below to get your property insured:
Get an instant quote by entering the information for the insured property, including gross floor area, type of insured premises (under 5-storeys or not) and policy effective date.
After you have received the quote, you can select the plan that suits you the most, then fill out the insured information including address and personal details.
Finally, double-check the details you have entered and then proceed to payment. The policy certificate will be ready in 5 minutes.
| Ping An Home Insurance | Max. Gross Floor Area | Annual Premium (levy included) |
|---|---|---|
| Ping An Anti-epidemic Home Package (5-storeys or more) | 500 | HK$690 |
| ing An Anti-epidemic Home Package (less than 5-storeys) | 500 | HK$1,161 |
| Coverage | Excess percentage | Minimum Excesses |
|---|---|---|
| Home Contents and personal effects | 10% of the adjusted loss | HK$500 (Cover personal documents replacement: HK$250) |
| Water damage | 10% of the adjusted loss | HK$3,000 |