MSIG Personal Accident Insurance 2024: Coverage, Premiums and Exclusive Discounts

Compare MSIG personal accident insurance plans' coverage and policy to find out the best accident insurance for you. read more
Looking for Personal Accident Insurance for Applicant's Occupation Class: Indoor Job (non-manual work)
We found 2 MSIG Personal Accident Insurances for you!
MSIG iSafe iSafe Accident Insurance Plan A

Premium

HK$1,185

Premium
Accidental Death & Permanent Disability
HK$500,000
Accident Medical Expenses (per accident)
HK$10,000
Hospital Cash (per week)
HK$500
Premium
HK$1,185
Apply Now
MSIG iSafe iSafe Accident Insurance Plan B

Premium

HK$2,310

Premium
Accidental Death & Permanent Disability
HK$1,000,000
Accident Medical Expenses (per accident)
HK$20,000
Hospital Cash (per week)
HK$500
Premium
HK$2,310
Apply Now

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Best MSIG Personal Accident Insurance

ItemMSIG iSafe iSafe Accident Insurance Plan AMSIG iSafe iSafe Accident Insurance Plan B
Accidental Death$500,000$1,000,000
Permanent Disablement $500,000$1,000,000
Temporary Disablement $500$1,000
Physiotherapist, Chiropractor, Bonesetter & Acupuncturist Treatment Expenses$2,500$2,500
Clothing and Personal Effects Damage Compensation$2,000/ accident$2,000/ accident
Hospital Confinement Allowance $500/ week , 52 weeks (max)$500/ week ,52 weeks (max)
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Key Features of MSIG Accident Insurance

Discounted Family Plan

Parents aged between 18 and 59 can enjoy coverage for up to 8 children aged 6 months to 17 paying only one premium. WIth only one plan, the whole family can benefit, which makes it a very suitable plan for policyholders with families.

Global Personal Accident Coverage

Provides up to HK$1,000,000 accidental death or permanent disablement coverage - providing you/your family with financial support in case of an accident to support you with medical expenses, so the insurer can focus on recovery.

Medical Expenses

Not every insurance plan will cover the expenses of physical therapy or bone setting, but MSIG accident insurance provides coverage for physical therapy, chiropractic, bone setting and acupuncture treatment, but the maximum number of compensation for each accident is 5 times .

Personal Liability

If the policyholder causes damage to the body or property of others due to negligence, MSIG accident insurance will cover the relevant personal liability up to HK$1,000,000.

Hospital Cash

If the insured person needs to be admitted to hospital for treatment due to physical injury, he can receive weekly hospital cash (up to 52 weeks). Policyholders can use this stable income to pay for daily expenses, allowing you to focus on recovery without worrying about income.

FAQ

What is the difference between the child, adult and senior plans of MSIG accident insurance?

In the family plan, the insured age of the parents must be between 18 and 59 years old and the insured children must be aged between 6 months and 17 years old. Adults aged 18-59 in the adult plan can apply for MSIG accident insurance adult plan. However, the policy will terminate when the insured reaches the age of 60.

At what age can I get insured under the MSIG Accident Insurance Adult Plan?

Adults aged 18-59 can apply for the MSIG Accident Insurance Adult Plan.