Personal Loan

200,000 personal loan Paid over 24 months
HK$
We found 18 Personal Loans for you!
PrimeCredit Fixed Loan (Applicable to Tax Season)

Monthly Payment

HK$8,433

Monthly Payment
MoneySmart Exclusive
The Lowest APR
1.18%
Total Amount Payable
HK$202,400
Total Interest Payable
HK$2,400
Monthly Payment
HK$8,433
【PrimeCredit Offer】 Up to HK$18,000 Cash Bonus!
Valid until 31 Dec 2024 - See more details below
Apply Now
Citi Tax Season Loan

Monthly Payment

HK$8,493

Monthly Payment
MoneySmart Exclusive
APR*
1.78%
Total Amount Payable
HK$203,840
Total Interest Payable
HK$3,840
Monthly Payment
HK$8,493

【💵Tax Season Extra Treats!】Apply to get up to HK$18,199 Rewards! 
New customers who successfully apply for the Citi Tax Season Loan / Citi Card Debt Consolidation Loan on or before 3 January 2025 and successfully draw down on or before 31 January 2025 would be eligible for MoneySmart exclusive gift up to an 🍎 iPhone 16 Plus 512GB (valued: HK$10,199) /  HK$10,000 Apple Store Gift Card / PARKnSHOP supermarket vouchers! The welcome offer from the bank is as high as an $8,000 cash voucher!

Valid until 03 Jan 2025 - See more details below
Apply Now
【Year-Round 0% Interest^】UA i-Money Internet Personal Loan

Monthly Payment

HK$8,333

Monthly Payment
Bank Promo
APR as low as 0%
APR*
0.0%
Total Amount Payable
HK$200,000
Total Interest Payable
HK$0
Monthly Payment
HK$8,333
Bank Promo:
【Year-Round 0% Interest^ Flash Deal】
New and existing customers¹  can enjoy a year-round 0% interest offer upon successful loan application and drawdown of the i-Money Internet Personal Loan! Loan amount up to $200,000 with no hidden charges – it’s a true 0% interest personal loan offer!
Valid until 28 Jan 2025 - See more details below
Apply NowApply directly on MoneySmart
CNCBI $mart Plus Tax Season Loan

Monthly Payment

HK$8,564

Monthly Payment
MoneySmart Exclusive
APR*
1.65%
Total Payable Amount
HK$201,536
Total interest payable
HK$1,536
Monthly Payment
HK$8,564

【Limited-time Offer -HK$200 Straight to your FPS account!】
Apply for CNCBI $mart Plus Tax Season Loan / CNCBI $mart Plus Personal Instalment Loan - Debt Consolidate via MoneySmart and submit all the required documents, you can earn HK$200 cash rebate regardless of approval (automatically converted by 2,000 SmartPoints and will directly deposit into your FPS account)!⠀⠀
⠀⠀
【CITIC Bank x MoneySmart Exclusive Offer 】- Get total reward up to HK$6,488!
Customers successfully apply for CNCBI $mart Plus Tax Season Loan / CNCBI $mart Plus Personal Instalment Loan - Debt Consolidate via MoneySmart and draw down the designated loan amount could enjoy up to HK$4,000 Apple Store Gift Card or PARKnSHOP Supermarket Voucher ! New gift options include but not limited to De'Longhi Magnifica S Series Fully Automatic Coffee Machine / Apple HomePod /  B&W Px7 S2e Headphone / Apple AirPods 4 with Active Noise Cancellation!

Valid until 31 Dec 2024 - See more details below
Apply Now
WeLend Personal Loan (Available for tax season)

Monthly Payment

HK$8,573

Monthly Payment
MoneySmart Exclusive
The lowest APR
1.38%
Total Amount Payable
HK$205,760
Total Interest Payable
HK$5,760
Monthly Payment
HK$8,573

Limited Time Offer - Expand beyond Asia to popular destinations in Europe, Australia, Japan, and South Korea!
During the Promotion Period, selected customers who have successfully applied via MoneySmart and drawn down with a net loan amount of HK$400,001 or above, on the designated Personal Loan with a minimum loan tenor of thirty-six instalments shall be eligible to receive up to HK$6,000 travel voucher (“Gift”).

Valid until 23 Dec 2024 - See more details below
Apply Now
Standard Chartered Personal Instalment Loan  (Applicable to Tax Season)

Monthly Payment

HK$8,873

Monthly Payment
MoneySmart Exclusive
APR*
6.28%
Total Amount Payable
HK$212,960
Total interest payable
HK$12,960
Monthly Payment
HK$8,873

【MoneySmart Exclusive Offer 】APR as low as 1.85%^, Get total rewards up to HK$26,698!
From now on until 2 January 2025, customers successfully apply for loan via MoneySmart and draw down the designated loan amount could enjoy up to Samsung Galaxy Z Flip6  (value: $8,698) or iPad Air 13-inch 256GB (Value: HK$7,099)Mac mini (M4, 256GB SSD, 16GB RAM) (Value: HK$4,599) or up to HK$7,800 Apple Store Gift Card/ PARKnSHOP Supermarket Voucher/ HKTVmall e-Voucher!

Valid until 02 Jan 2025 - See more details below
Apply Now
DBS Debt Consolidation Loan

Monthly Payment

HK$8,713

Monthly Payment
MoneySmart Exclusive
Loan amount up to HK$2,000,000
APR*
6.49%
Total Amount Payable
HK$209,120
Total Interest Payable
HK$9,120
Monthly Payment
HK$8,713

【💰Take a step to building your wealth by consolidating your debts today! 】
New customers who successfully apply and drawdown DBS Debt Consolidation Loan via MoneySmart can get up to HK$23,800 rewards + Extra up to 82,000 SmartPoints! Get up to a total HK$32,000 reward!
⠀⠀
82,000 SmartPoints can fully redeem HK$8,200 cash vouchers (over 20+ brand vouchers including Apple / PARKnSHOP supermarket voucher, etc) or SAMSUNG Galaxy Z Flip 6 5G (8GB RAM + 256GB) (Value: HK$8,698) or 11-inch iPad Pro Wi-Fi 256GB (Value: HK$7,999) or SAMSUNG The Freestyle Projector 2nd Gen (Value: HK$6,980) or cash out HK$5,466 via FPS. If the product costs more, redeem with your points and top up the rest by purchasing additional SmartPoints!

Valid until 31 Dec 2024 - See more details below
Apply Now
PrimeCredit Civil Servant & Professional Loan

Monthly Payment

HK$8,433

Monthly Payment
MoneySmart Exclusive
The Lowest APR
1.18%
Total amount payable
HK$202,400
Total interest payable
HK$2,400
Monthly Payment
HK$8,433
【PrimeCredit Offer】 Up to HK$18,000 Cash Bonus!
Valid until 31 Dec 2024 - See more details below
Apply Now
WeLend Card Debt Consolidation Loan

Monthly Payment

HK$8,573

Monthly Payment
MoneySmart Exclusive
The lowest APR
1.88%
Total Amount Payable
HK$205,760
Total interest payable
HK$5,760
Monthly Payment
HK$8,573
Popular Loan Offers in December 🔥- Offer upgrade! Total rewards up to HK$20,000!
From now until December 23, Consolidate debt in 1 second^ to save interest. Boost your credit score in just one step! Selected customers can receive up to 💰HK$20,000 Rewards upon successful draw down!
Valid until 23 Dec 2024 - See more details below
Apply Now
Standard Chartered Debt Consolidation Program  (Applicable to Tax Season)

Monthly Payment

HK$8,736

Monthly Payment
MoneySmart Exclusive
APR*
4.67%
Total amount payable
HK$209,672
Total interest payable
HK$9,672
Monthly Payment
HK$8,736

【MoneySmart Exclusive Offer 】Get total rewards up to HK$29,698!
From now on until 2 January 2025, customers successfully apply for loan via MoneySmart and draw down the designated loan amount could enjoy up to Samsung Galaxy Z Flip6  (value: $8,698) or iPad Air 13-inch 256GB (Value: HK$7,099)Mac mini (M4, 256GB SSD, 16GB RAM) (Value: HK$4,599) or up to HK$7,800 Apple Store Gift Card/ PARKnSHOP Supermarket Voucher/ HKTVmall e-Voucher!

Valid until 02 Jan 2025 - See more details below
Apply Now
Promise Easy Loan

Monthly Payment

HK$8,433

Monthly Payment
MoneySmart Exclusive
Instant Approval Online◉
APR*
1.12%
Total Amount Payable
HK$202,400
Total Interest Payable
HK$2,400
Monthly Payment
HK$8,433

【MoneySmart Exclusive】Drawdown of HK$10,000 or above, - get HK$1,100 + up to HK$15,000 CASH!
⠀⠀
From 1 Dec 2024 to 31 Dec 2024, successfully apply for Promise Easy Loan/Promise No-doc Loan/Promise Debt Consolidation Loan/Promise Personal Loan (Available for Tax Season) via MoneySmart, you can enjoy:
⠀⠀
1️⃣  Eligible New Customers who have completed a drawdown of HK$10,000 of above, are entitled to enjoy HK$1,100 cash rebate (automatically converted by 11,000 SmartPoints and will directly deposit into your FPS account)
⠀⠀
2️⃣  Eligible New Customers who have successfully drawn down the required loan
amount, are entitled to rewards up to HK$15,000 ▲ No Supporting Documents
Required#. Online Instant Approval⦿.
⠀⠀
Earn rewards worth up to HK$16,100 in total!

Valid until 31 Dec 2024 - See more details below
Apply Now
PrimeCredit Balance Transfer Loan

Monthly Payment

HK$8,433

Monthly Payment
MoneySmart Exclusive
The Lowest APR
1.18%
Total Amount Payable
HK$202,400
Total interest payable
HK$2,400
Monthly Payment
HK$8,433
【PrimeCredit Offer】 Up to HK$18,000 Cash Bonus!
Valid until 31 Dec 2024 - See more details below
Apply Now
【MoneySmart Exclusive Product】WeLend Civil Servant & Professional Loan

Monthly Payment

HK$8,573

Monthly Payment
MoneySmart Exclusive
The lowest APR
1.38%
Total Amount Payable
HK$205,760
Total interest payable
HK$5,760
Monthly Payment
HK$8,573
Limited Time Offer - Expand beyond Asia to popular destinations in Europe, Australia, Japan, and South Korea!
During the Promotion Period, selected customers who have successfully applied via  MoneySmart and drawn down with a net loan amount of HK$400,001 or above, on the designated Personal Loan with a minimum loan tenor of thirty-six instalments shall be eligible to receive up to HK$6,000 travel voucher (“Gift”). 
Valid until 23 Dec 2024 - See more details below
Apply Now
DBS Personal Instalment Loan

Monthly Payment

HK$8,733

Monthly Payment
MoneySmart Exclusive
Instant cash out single-handedly
APR as low as*
5.91%
Total Amount Payable
HK$209,600
Total Interest Payable
HK$9,600
Monthly Payment
HK$8,733

【🔝Offer Upgrade -Get up to a total of HK$19,200 rewards
New customers who successfully apply and drawdown DBS Personal Instalment Loan via MoneySmart can get up to HK$12,000 rewards + Extra up to 72,000 SmartPoints! 
⠀⠀
72,000 SmartPoints can fully redeem HK$7,200 cash vouchers (over 20+ brand vouchers including Apple / PARKnSHOP supermarket voucher, etc) or SAMSUNG Galaxy S24 Plus 256GB (Value: HK$7,598) or SAMSUNG The Freestyle Projector 2nd Gen (Value: HK$6,980) or 11-inch iPad Pro Wi-Fi 128GB (Value: HK$6,499) or cash out HK$4,800 via FPS. If the product costs more, redeem with your points and top up the rest by purchasing additional SmartPoints!

Valid until 31 Dec 2024 - See more details below
Apply Now
CreFIT ClearCard Credit

Monthly Payment

HK$8,533

Monthly Payment
MoneySmart Exclusive
Settle your credit card balance as fast as 3 mins
1.98%
Total Amount Payable
HK$204,800
Total Interest Payable
HK$4,800
Monthly Payment
HK$8,533
Reminder: CreFIT ClearCard Credit currently supports 17 Hong Kong credit card issuers. Upon the acceptance of the loan agreement, the fund will immediately be disbursed to the designated credit card account(s) via FPS! 🆕 The Cashout Feature is now available - Cash or Bill Settlement, Your Call!
Valid until 31 Dec 2024 - See more details below
Apply Now
UA Civil Servants and Professionals Express Loan

Monthly Payment

HK$8,453

Monthly Payment
APR as low as 1.38%
APR*
1.38%
Total Amount Payable
HK$202,880
Total Interest Payable
HK$2,880
Monthly Payment
HK$8,453
Read More
WeLend Personal Loan

Monthly Payment

HK$8,573

Monthly Payment
MoneySmart Exclusive
The lowest APR
1.38%
Total Amount Payable
HK$205,760
Total Interest Payable
HK$5,760
Monthly Payment
HK$8,573
Limited Time Offer - Expand beyond Asia to popular destinations in Europe, Australia, Japan, and South Korea!
During the Promotion Period, selected customers who have successfully applied via  MoneySmart and drawn down with a net loan amount of HK$400,001 or above, on the designated Personal Loan with a minimum loan tenor of thirty-six instalments shall be eligible to receive up to HK$6,000 travel voucher (“Gift”). 
Valid until 23 Dec 2024 - See more details below
Apply Now
Citi Card Debt Consolidation Loans

Monthly Payment

HK$9,173

Monthly Payment
MoneySmart Exclusive
APR*
9.57%
Total amount payable
HK$220,160
Total interest payable
HK$20,160
Monthly Payment
HK$9,173

【💵Tax Season Extra Treats!】Apply to get up to HK$18,699 Rewards! 
New customers who successfully apply for the Citi Tax Season Loan / Citi Card Debt Consolidation Loan on or before 3 January 2025 and successfully draw down on or before 31 January 2025 would be eligible for MoneySmart exclusive gift up to an 🍎 iPhone 16 Plus 512GB (valued: HK$10,199) /  HK$10,000 Apple Store Gift Card / PARKnSHOP supermarket vouchers! The welcome offer from the bank is as high as an $8,000 cash voucher!

Valid until 03 Jan 2025 - See more details below
Apply Now

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