Monthly Payment
HK$4,167
- APR*
- 0.0%
- Total Amount Payable
- HK$100,000
- Total Interest Payable
- HK$0
- Monthly Payment
- HK$4,167
【🎉 2025's BIGGEST New Year Deal: 0% Interest Loans + Unlimited CASH Rewards!】
From 1 Jan 2025 to 31 Jan 2025, successfully apply for UA i-Money Internet Personal Loan via MoneySmart, you can enjoy:
1️⃣ Earn HK$1,000 exclusive cash rebate (automatically converted by 10,000 SmartPoints) and will directly deposit into your FPS account for successful applications - regardless of approval!
2️⃣ A year-round 0% interest offer upon successful loan application and drawdown of the i-Money Internet Personal Loan! Loan amount up to $200,000 with no hidden charges – it’s a true 0% interest personal loan offer!
Make your dreams come true with instant cash at ZERO interest!
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Monthly Payment
HK$4,237
- APR*
- 1.56%
- Total Amount Payable
- HK$101,680
- Total Interest Payable
- HK$1,680
- Monthly Payment
- HK$4,237
【💵Tax Season Extra Treats!】Apply to get up to HK$19,087Rewards!
New customers who successfully apply for the Citi Tax Season Loan / Citi Card Debt Consolidation Loan on or before 3 February 2025 and successfully draw down on or before 28 February 2025 would be eligible for MoneySmart exclusive gift up to an 🍎 iPhone 16 Plus 512GB (valued: HK$10,199) / HK$10,000 Apple Store Gift Card / PARKnSHOP supermarket vouchers! The welcome offer from the bank is as high as an $8,000 cash voucher!
⠀⠀
【Limited time MoneySmart $500 cash offer!】New customers who successfully apply for the Citi Tax Season Loan / Citi Card DebtConsolidation Loan on or before 17 January 2025 is entitled to extra $500 cash#! (Automatically converted into HK$1,100 cash rebate and directly deposit into your FPS account.)
⠀⠀
🧧Extra Prosperity【Apply for a Loan and Get HK$388 Cash Laisee!】
From now until 28 Jan, customers who successfully applied for Citi Tax Season Loan / Citi Card Debt Consolidation Loan via MoneySmart with the required documents submitted, can enjoy HK$388 cash (automatically converted by 3,880 SmartPoints) directly deposited into your FPS account - regardless of approval! T&C applies.
Monthly Payment
HK$4,341
- The lowest APR
- 1.38%
- Total Amount Payable
- HK$104,176
- Total Interest Payable
- HK$4,176
- Monthly Payment
- HK$4,341
2025 Hot Picks - WeLend Personal Loan🔥! － Limited time offer : up to : HK$20,000!
From 15 January 2025 - 28 February 2025, apply for WeLend designated loan via MoneySmart, successfully drawdown a designated loan amount, can earn up to 💰 HK$20,000 Rewards!
⠀⠀
🧧Extra Prosperity【Apply for a Loan and Get HK$388 Cash Laisee!】
From now until 28 Jan, customers who successfully applied for WeLend Personal Loan (Available for tax season) / Card Debt Consolidation Loan / Civil Servant & Professional Loan / Personal Loan via MoneySmart, can enjoy HK$388 cash (automatically converted by 3,880 SmartPoints) directly deposited into your FPS account - regardless of approval! T&C applies.
Monthly Payment
HK$4,217
- The Lowest APR
- 1.18%
- Total Amount Payable
- HK$101,200
- Total Interest Payable
- HK$1,200
- Monthly Payment
- HK$4,217
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Monthly Payment
HK$4,247
- APR*
- 1.68%
- Total Amount Payable
- HK$101,920
- Total Interest Payable
- HK$1,920
- Monthly Payment
- HK$4,247
【Upgraded Offer – up to $32,256 rewards】 Seize market opportunities💰Click in secure capital in 3 steps
From 9 January until 31 January, apply for Personal Instalment Loan via MoneySmart using promo code 「NLSMRT」and submit all required documents, you can earn the application bonus of HK$800 vouchers (given out as 8,000 SmartPoints) regardless of approval! But thats not all! If you successfully apply and drawdown a loan through MoneySmart, you can receive cash rebate up to HK$23,888 offered by WeLab Bank and MoneySmart exclusive rewards up to HK$7,180 as well!
🧧Extra Prosperity【Apply for a Loan and Get HK$388 Cash Laisee!】
From now until 28 Jan, customers who successfully applied for WeLab Bank Personal Instalment Loan (Applicable during tax season) / WeLab Bank Personal Instalment Loan (For Civil Servants and Professionals) / WeLab Bank Card Debt Consolidation Loan via MoneySmart with the required documents submitted, can enjoy HK$388 cash (automatically converted by 3,880 SmartPoints) directly deposited into your FPS account - regardless of approval! T&C applies.
Monthly Payment
HK$4,477
- APR*
- 7.22%
- Total Amount Payable
- HK$107,440
- Total interest payable
- HK$7,440
- Monthly Payment
- HK$4,477
【MoneySmart Exclusive Offer 】APR as low as 1.85%^, Get total rewards up to HK$26,698!
From now on until 31 January 2025, customers successfully apply for loan via MoneySmart and draw down the designated loan amount could enjoy up to Samsung Galaxy Z Flip6 (value: $8,698) or iPad Air 13-inch 256GB (Value: HK$7,099)Mac mini (M4, 256GB SSD, 16GB RAM) (Value: HK$4,599) or up to HK$7,800 Apple Store Gift Card/ PARKnSHOP Supermarket Voucher/ HKTVmall e-Voucher!
Monthly Payment
HK$4,531
- APR*
- 6.48%
- Total Amount Payable
- HK$104,560
- Total Interest Payable
- HK$4,742.40
- Monthly Payment
- HK$4,531
【💰Take a step to building your wealth by consolidating your debts today! 】
New customers who successfully apply and drawdown DBS Debt Consolidation Loan via MoneySmart can get up to HK$23,800 rewards + Extra up to 82,000 SmartPoints! Get up to a total HK$32,000 reward!
⠀⠀
82,000 SmartPoints can fully redeem HK$8,200 cash vouchers (over 20+ brand vouchers including Apple / PARKnSHOP supermarket voucher, etc) or SAMSUNG Galaxy Z Flip 6 5G (8GB RAM + 256GB) (Value: HK$8,698) or 11-inch iPad Pro Wi-Fi 256GB (Value: HK$7,999) or SAMSUNG The Freestyle Projector 2nd Gen (Value: HK$6,980) or cash out HK$5,466 via FPS. If the product costs more, redeem with your points and top up the rest by purchasing additional SmartPoints!
Monthly Payment
HK$4,247
- APR
- 1.68%
- Total Amount Payable
- HK$101,920
- Total Interest Payable
- HK$1,920
- Monthly Payment
- HK$4,247
【Upgraded Offer – up to $32,256 rewards】 Seize market opportunities💰Click in secure capital in 3 steps
From 9 January until 31 January, apply for WeLab Bank Personal Instalment Loan (For Civil Servants and Professionals) via MoneySmart using promo code 「NLSMRT」and submit all required documents, you can earn the application bonus of HK$800 vouchers (given out as 8,000 SmartPoints) regardless of approval! But thats not all! If you successfully apply and drawdown a loan through MoneySmart, you can receive cash rebate up to HK$23,888 offered by WeLab Bank and MoneySmart exclusive rewards up to HK$7,180 as well!
🧧Extra Prosperity【Apply for a Loan and Get HK$388 Cash Laisee!】
From now until 28 Jan, customers who successfully applied for WeLab Bank Personal Instalment Loan (Applicable during tax season) / WeLab Bank Personal Instalment Loan (For Civil Servants and Professionals) / WeLab Bank Card Debt Consolidation Loan via MoneySmart with the required documents submitted, can enjoy HK$388 cash (automatically converted by 3,880 SmartPoints) directly deposited into your FPS account - regardless of approval! T&C applies.
Monthly Payment
HK$4,217
- The Lowest APR
- 1.18%
- Total amount payable
- HK$101,200
- Total interest payable
- HK$1,200
- Monthly Payment
- HK$4,217
Monthly Payment
HK$4,578
- APR*
- 9.6%
- Total amount payable
- HK$109,861.60
- Total interest payable
- HK$9,861.60
- Monthly Payment
- HK$4,578
【MoneySmart Exclusive Offer 】Get total rewards up to HK$29,698!
From now on until 31 January 2025, customers successfully apply for loan via MoneySmart and draw down the designated loan amount could enjoy up to Samsung Galaxy Z Flip6 (value: $8,698) or iPad Air 13-inch 256GB (Value: HK$7,099)Mac mini (M4, 256GB SSD, 16GB RAM) (Value: HK$4,599) or up to HK$7,800 Apple Store Gift Card/ PARKnSHOP Supermarket Voucher/ HKTVmall e-Voucher!
Monthly Payment
HK$4,341
- The lowest APR
- 1.88%
- Total Amount Payable
- HK$104,176
- Total interest payable
- HK$4,176
- Monthly Payment
- HK$4,341
2025 Hot Picks - WeLend Personal Loan🔥! － Limited time offer : up to : HK$20,000!
From 15 January 2025 - 28 February 2025, apply for WeLend designated loan via MoneySmart, successfully drawdown a designated loan amount, can earn up to 💰 HK$20,000 Rewards!
⠀⠀
🧧Extra Prosperity【Apply for a Loan and Get HK$388 Cash Laisee!】
From now until 28 Jan, customers who successfully applied for WeLend Personal Loan (Available for tax season) / Card Debt Consolidation Loan / Civil Servant & Professional Loan / Personal Loan via MoneySmart, can enjoy HK$388 cash (automatically converted by 3,880 SmartPoints) directly deposited into your FPS account - regardless of approval! T&C applies.
Monthly Payment
HK$4,287
- The lowest APR
- 1.38%
- Total Amount Payable
- HK$102,880
- Total interest payable
- HK$2,880
- Monthly Payment
- HK$4,287
2025 Hot Picks - WeLend Personal Loan🔥! － Limited time offer : up to : HK$20,000!
From 15 January 2025 - 28 February 2025, apply for WeLend designated loan via MoneySmart, successfully drawdown a designated loan amount, can earn up to 💰 HK$20,000 Rewards!
⠀⠀
🧧Extra Prosperity【Apply for a Loan and Get HK$388 Cash Laisee!】
From now until 28 Jan, customers who successfully applied for WeLend Personal Loan (Available for tax season) / Card Debt Consolidation Loan / Civil Servant & Professional Loan / Personal Loan via MoneySmart, can enjoy HK$388 cash (automatically converted by 3,880 SmartPoints) directly deposited into your FPS account - regardless of approval! T&C applies.
Monthly Payment
HK$4,217
- APR*
- 1.12%
- Total Amount Payable
- HK$101,200
- Total Interest Payable
- HK$1,200
- Monthly Payment
- HK$4,217
【MoneySmart Exclusive】Drawdown of HK$10,000 or above, - get HK$1,100 + up to HK$15,000 CASH!
⠀⠀
During the promotional period, successfully apply for Promise Easy Loan/Promise No-doc Loan/Promise Debt Consolidation Loan/Promise Personal Loan (Available for Tax Season) via MoneySmart, you can enjoy:
⠀⠀
1️⃣ Eligible New Customers who have completed a drawdown of HK$10,000 of above, are entitled to enjoy HK$1,100 cash rebate (automatically converted by 11,000 SmartPoints and will directly deposit into your FPS account)
⠀⠀
2️⃣ Eligible New Customers who have successfully drawn down the required loan
amount, are entitled to rewards up to HK$15,000 ▲ No Supporting Documents
Required#. Online Instant Approval⦿.
⠀⠀
Earn rewards worth up to HK$16,100 in total!
Monthly Payment
HK$4,341
- The lowest APR
- 1.38%
- Total Amount Payable
- HK$104,176
- Total Interest Payable
- HK$4,176
- Monthly Payment
- HK$4,341
2025 Hot Picks - WeLend Personal Loan🔥! － Limited time offer : up to : HK$20,000!
From 15 January 2025 - 28 February 2025, apply for WeLend designated loan via MoneySmart, successfully drawdown a designated loan amount, can earn up to 💰 HK$20,000 Rewards!
⠀⠀
🧧Extra Prosperity【Apply for a Loan and Get HK$388 Cash Laisee!】
From now until 28 Jan, customers who successfully applied for WeLend Personal Loan (Available for tax season) / Card Debt Consolidation Loan / Civil Servant & Professional Loan / Personal Loan via MoneySmart, can enjoy HK$388 cash (automatically converted by 3,880 SmartPoints) directly deposited into your FPS account - regardless of approval! T&C applies.
Monthly Payment
HK$4,217
- The Lowest APR
- 1.18%
- Total Amount Payable
- HK$101,200
- Total interest payable
- HK$1,200
- Monthly Payment
- HK$4,217
Monthly Payment
HK$4,541
- APR as low as*
- 5.91%
- Total Amount Payable
- HK$104,800
- Total Interest Payable
- HK$4,992
- Monthly Payment
- HK$4,541
【🔝Offer Upgrade -Get up to a total of HK$19,200 rewards】
New customers who successfully apply and drawdown DBS Personal Instalment Loan via MoneySmart can get up to HK$12,000 rewards + Extra up to 72,000 SmartPoints!
⠀⠀
72,000 SmartPoints can fully redeem HK$7,200 cash vouchers (over 20+ brand vouchers including Apple / PARKnSHOP supermarket voucher, etc) or SAMSUNG Galaxy S24 Plus 256GB (Value: HK$7,598) or SAMSUNG The Freestyle Projector 2nd Gen (Value: HK$6,980) or 11-inch iPad Pro Wi-Fi 128GB (Value: HK$6,499) or cash out HK$4,800 via FPS. If the product costs more, redeem with your points and top up the rest by purchasing additional SmartPoints!
Monthly Payment
HK$4,267
- 1.98%
- Total Amount Payable
- HK$102,400
- Total Interest Payable
- HK$2,400
- Monthly Payment
- HK$4,267
Monthly Payment
HK$4,587
- APR*
- 9.57%
- Total amount payable
- HK$110,080
- Total interest payable
- HK$10,080
- Monthly Payment
- HK$4,587
【💵Tax Season Extra Treats!】Apply to get up to HK$19,087Rewards!
New customers who successfully apply for the Citi Tax Season Loan / Citi Card Debt Consolidation Loan on or before 3 February 2025 and successfully draw down on or before 28 February 2025 would be eligible for MoneySmart exclusive gift up to an 🍎 iPhone 16 Plus 512GB (valued: HK$10,199) / HK$10,000 Apple Store Gift Card / PARKnSHOP supermarket vouchers! The welcome offer from the bank is as high as an $8,000 cash voucher!
⠀⠀
【Limited time MoneySmart $500 cash offer!】New customers who successfully apply for the Citi Tax Season Loan / Citi Card DebtConsolidation Loan on or before 17 January 2025 is entitled to extra $500 cash#! (Automatically converted into HK$1,100 cash rebate and directly deposit into your FPS account.)
⠀⠀
🧧Extra Prosperity【Apply for a Loan and Get HK$388 Cash Laisee!】
From now until 28 Jan, customers who successfully applied for Citi Tax Season Loan / Citi Card Debt Consolidation Loan via MoneySmart with the required documents submitted, can enjoy HK$388 cash (automatically converted by 3,880 SmartPoints) directly deposited into your FPS account - regardless of approval! T&C applies.
Monthly Payment
HK$4,282
- APR*
- 1.65%
- Total Payable Amount
- HK$100,768
- Total interest payable
- HK$768
- Monthly Payment
- HK$4,282
Monthly Payment
HK$4,227
- APR*
- 1.38%
- Total Amount Payable
- HK$101,440
- Total Interest Payable
- HK$1,440
- Monthly Payment
- HK$4,227