- APR*
- 1.68%
- Total Amount Payable
- HK$212,960
- Total Interest Payable
- HK$12,960
- Monthly Payment
- HK$8,873
⚠️FLASH DEAL ALERT【7 Days ONLY: Get an instant HK$1,300 CASH🤑 or PHILIPS Water Dispenser】
From 20 Mar 2025 to 26 Mar 2025, successfully apply for UA i-Money Express Online Personal Loan via MoneySmart, you can enjoy:
1️⃣ Exclusively earn 🔝 HK$1,300 cash (automatically converted by 13,000 SmartPoints and will directly deposit into your FPS account) / PHILIPS RO Water Dispenser ADD6901HWH01/90 (Value: HK$1,998) - regardless of approval!
2️⃣ Drawdown to enjoy up to HK$18,000 cash rewards^!

- The lowest APR
- 1.38%
- Total Amount Payable
- HK$205,760
- Total Interest Payable
- HK$5,760
- Monthly Payment
- HK$8,573
🐼 Count the Pandas Right, CASH in Sight
From now until 31 Mar, customers who successfully applied for a designated loan via MoneySmart and get the correct answer for the question can enjoy HK$700 cash (automatically converted by 7,000 SmartPoints) directly deposited into your FPS account - regardless of approval! T&C applies.
Monthly Exclusive Reward-Fly Freely 🛫
Successfully apply and drawdown with loan amount of HK$300,001 or above during 14-31 March, can get round-trip flight tickets to Taipei or Seoul for two-choose anywhere you like!

- The Lowest APR
- 1.18%
- Total Amount Payable
- HK$202,400
- Total Interest Payable
- HK$2,400
- Monthly Payment
- HK$8,433
From 1 March 2025 to 31 May 2025 (both dates inclusive), up to HK$18,000 Cash Bonus will be rewarded upon successful application and drawdown of the designated personal loan.
- The Lowest APR
- 1.18%
- Total Amount Payable
- HK$202,400
- Total Interest Payable
- HK$2,400
- Monthly Payment
- HK$8,433
From 1 March 2025 to 31 May 2025 (both dates inclusive), up to HK$18,000 Cash Bonus will be rewarded upon successful application and drawdown of the designated personal loan.
- The Lowest APR
- 1.18%
- Total Amount Payable
- HK$202,400
- Total Interest Payable
- HK$2,400
- Monthly Payment
- HK$8,433
From 1 March 2025 to 31 May 2025 (both dates inclusive), up to HK$18,000 Cash Bonus will be rewarded upon successful application and drawdown of the designated personal loan.
- APR as low as*
- 1.15%
- Total Amount Payable
- HK$202,496
- Total Interest Payable
- HK$2,496
- Monthly Payment
- HK$8,437
1. Earn an extra HK$300 X Pay E-cash Voucher regardless of approval
2. Enjoy HK$1,700 Cash Reward from Zero Finance upon successfully drawing down HK$20,000 or above and meeting the following conditions. Enjoy the welcome offer of HK$2,000 in total!
- The lowest APR
- 1.38%
- Total Amount Payable
- HK$205,760
- Total Interest Payable
- HK$5,760
- Monthly Payment
- HK$8,573
🐼 Count the Pandas Right, CASH in Sight
From now until 31 Mar, customers who successfully applied for a designated loan via MoneySmart and get the correct answer for the question can enjoy HK$700 cash (automatically converted by 7,000 SmartPoints) directly deposited into your FPS account - regardless of approval! T&C applies.

- APR as low as*
- 1.98%
- Total Amount Payable
- HK$216,464
- Total Interest Payable
- HK$16,464
- Monthly Payment
- HK$9,019
Pledges approval result within 60 seconds^ from receive complete loan application information and customer’s consent for accessing the credit reference report. If the approval result is not available within the guaranteed time, successfully approved customers can enjoy an Interest Waiver Coupon up to value HK$1,000⁺.
#No credit report checks on Incognito mode quotation stage and authorize the credit report to complete the approval after that.
^ From your consent accessing the credit report to the approval result. Applicable to qualified customers only. For details, please refer to the website.
⁺VCREDIT reserves the final rights and is subject to the terms and conditions on a case-by-case basis.
- The lowest APR
- 1.88%
- Total Amount Payable
- HK$205,760
- Total Interest Payable
- HK$5,760
- Monthly Payment
- HK$8,573
🐼 Count the Pandas Right, CASH in Sight
From now until 31 Mar, customers who successfully applied for a designated loan via MoneySmart and get the correct answer for the question can enjoy HK$700 cash (automatically converted by 7,000 SmartPoints) directly deposited into your FPS account - regardless of approval! T&C applies.

- The lowest APR
- 1.38%
- Total Amount Payable
- HK$205,760
- Total Interest Payable
- HK$5,760
- Monthly Payment
- HK$8,573
🐼 Count the Pandas Right, CASH in Sight
From now until 31 Mar, customers who successfully applied for a designated loan via MoneySmart and get the correct answer for the question can enjoy HK$700 cash (automatically converted by 7,000 SmartPoints) directly deposited into your FPS account - regardless of approval! T&C applies.
Monthly Exclusive Reward-Fly Freely 🛫
Successfully apply and drawdown with loan amount of HK$300,001 or above during 14-31 March, can get round-trip flight tickets to Taipei or Seoul for two-choose anywhere you like!

- APR*
- 1.98%
- Total Amount Payable
- HK$204,800
- Total Interest Payable
- HK$4,800
- Monthly Payment
- HK$8,533
- APR*
- 1.38%
- Total Amount Payable
- HK$202,880
- Total Interest Payable
- HK$2,880
- Monthly Payment
- HK$8,453
⚠️【FLASH DEAL ALERT : Get an instant HK$1,300 CASH🤑 or PHILIPS Water Dispenser】
From 24 Mar 2025 to 26 Mar 2025, successfully apply for UA i-Money Express Online Personal Loan via MoneySmart, you can enjoy:
1️⃣ Exclusively earn 🔝 HK$1,300 cash (automatically converted by 13,000 SmartPoints and will directly deposit into your FPS account) / PHILIPS RO Water Dispenser ADD6901HWH01/90 (Value: HK$1,998) - regardless of approval!
2️⃣ Drawdown to enjoy up to HK$18,000 cash rewards^!
- APR*
- 1.68%
- Total Amount Payable
- HK$212,960
- Total Interest Payable
- HK$12,960
- Monthly Payment
- HK$8,873
- The Lowest APR
- 1.88%
- Total Amount Payable
- HK$205,760
- Total Interest Payable
- HK$5,760
- Monthly Payment
- HK$8,573
- APR*
- 1.68%
- Total Amount Payable
- HK$212,960
- Total Interest Payable
- HK$12,960
- Monthly Payment
- HK$8,873
- APR*
- 8.0%
- Total Amount Payable
- HK$232,160
- Total Interest Payable
- HK$32,160
- Monthly Payment
- HK$9,673
- APR*
- 1.38%
- Total Amount Payable
- HK$202,880
- Total Interest Payable
- HK$2,880
- Monthly Payment
- HK$8,453
⚠️【FLASH DEAL ALERT : Get an instant HK$1,300 CASH🤑 or PHILIPS Water Dispenser】
From 24 Mar 2025 to 26 Mar 2025, successfully apply for UA i-Money Express Online Personal Loan via MoneySmart, you can enjoy:
1️⃣ Exclusively earn 🔝 HK$1,300 cash (automatically converted by 13,000 SmartPoints and will directly deposit into your FPS account) / PHILIPS RO Water Dispenser ADD6901HWH01/90 (Value: HK$1,998) - regardless of approval!
2️⃣ Drawdown to enjoy up to HK$18,000 cash rewards^!
- APR*
- 4.63%
- Total Amount Payable
- HK$209,600
- Total Interest Payable
- HK$9,600
- Monthly Payment
- HK$8,733
- APR*
- 4.63%
- Total Amount Payable
- HK$209,600
- Total Interest Payable
- HK$9,600
- Monthly Payment
- HK$8,733
- APR*
- 4.2%
- Total Amount Payable
- HK$209,120
- Total Interest Payable
- HK$9,120
- Monthly Payment
- HK$8,713