- The Lowest APR
- 1.18%
- Total Amount Payable
- HK$202,400
- Total Interest Payable
- HK$2,400
- Monthly Payment
- HK$8,433
- The lowest APR
- 1.38%
- Total Amount Payable
- HK$205,760
- Total Interest Payable
- HK$5,760
- Monthly Payment
- HK$8,573
Limited Time Offer🔥: Free iPhone 16 Pro!
During the Promotion Period, selected customers who have successfully applied for and drawn down with a net loan amount of HK$800,001 or above, on the designated Personal Loan with a minimum loan tenor of twenty-four instalments shall be eligible to receive one iPhone 16 Pro 128GB (Retail value HK$8,599).
- APR*
- 1.12%
- Total Amount Payable
- HK$202,400
- Total Interest Payable
- HK$2,400
- Monthly Payment
- HK$8,433
【MoneySmart Exclusive】Drawdown of HK$10,000 or above, - get HK$1,100 + up to HK$15,000 CASH!
From 1 Nov 2024 to 30 Nov 2024, successfully apply for Promise Easy Loan/Promise No-doc Loan/Promise Debt Consolidation Loan/Promise Personal Loan (Available for Tax Season) via MoneySmart, you can enjoy:
1️⃣ Eligible New Customers who have completed a drawdown of HK$10,000 or above, are entitled to enjoy HK$1,100 cash rebate (automatically converted by 11,000 SmartPoints and will directly deposit into your FPS account)
2️⃣ Eligible New Customers who have successfully drawn down the required loan
amount, are entitled to rewards up to HK$15,000 ▲ No Supporting Documents
Required#. Online Instant Approval⦿.
Earn rewards worth up to HK$16,100 in total!
- The Lowest APR
- 1.18%
- Total Amount Payable
- HK$202,400
- Total Interest Payable
- HK$2,400
- Monthly Payment
- HK$8,433
- APR*
- 0.0%
- Total Amount Payable
- HK$200,000
- Total Interest Payable
- HK$0
- Monthly Payment
- HK$8,333
New and existing customers¹ can enjoy a year-round 0% interest offer upon successful loan application and drawdown of the i-Money Internet Personal Loan! Loan amount up to $200,000 with no hidden charges – it’s a true 0% interest personal loan offer!
- The Lowest APR
- 1.18%
- Total Amount Payable
- HK$202,400
- Total Interest Payable
- HK$2,400
- Monthly Payment
- HK$8,433
- The lowest APR
- 1.38%
- Total Amount Payable
- HK$205,760
- Total Interest Payable
- HK$5,760
- Monthly Payment
- HK$8,573
During the Promotion Period, selected customers who have successfully applied for and drawn down with a net loan amount of HK$800,001 or above, on the designated Personal Loan with a minimum loan tenor of twenty-four instalments shall be eligible to receive one iPhone 16 Pro 128GB (Retail value HK$8,599).
- APR*
- 4.49%
- Total Amount Payable
- HK$209,600
- Total Interest Payable
- HK$9,600
- Monthly Payment
- HK$8,733
【MoneySmart Exclusive】Drawdown of HK$10,000 or above, - get HK$1,100 + up to HK$15,000 CASH!
From 1 Nov 2024 to 30 Nov 2024, successfully apply for Promise Easy Loan/Promise No-doc Loan/Promise Debt Consolidation Loan/Promise Personal Loan (Available for Tax Season) via MoneySmart, you can enjoy:
1️⃣ Eligible New Customers who have completed a drawdown of HK$10,000 or above, are entitled to enjoy HK$1,100 cash rebate (automatically converted by 11,000 SmartPoints and will directly deposit into your FPS account)
2️⃣ Eligible New Customers who have successfully drawn down the required loan
amount, are entitled to rewards up to HK$15,000 ▲ No Supporting Documents
Required#. Online Instant Approval⦿.
Earn rewards worth up to HK$16,100 in total!
- The lowest APR
- 1.88%
- Total Amount Payable
- HK$205,760
- Total Interest Payable
- HK$5,760
- Monthly Payment
- HK$8,573
From now until November 30, Consolidate debt in 1 second^ to save interest. Boost your credit score in just one step! Selected customers can receive up to 💰HK$20,000 Rewards upon successful draw down!
- APR*
- 1.38%
- Total Amount Payable
- HK$202,880
- Total Interest Payable
- HK$2,880
- Monthly Payment
- HK$8,453
- APR*
- 1.98%
- Total Amount Payable
- HK$204,800
- Total Interest Payable
- HK$4,800
- Monthly Payment
- HK$8,533
- APR as low as*
- 1.98%
- Total Amount Payable
- HK$216,464
- Total Interest Payable
- HK$16,464
- Monthly Payment
- HK$9,019
Pledges approval result within 60 seconds^ from receive complete loan application information and customer’s consent for accessing the credit reference report. If the approval result is not available within the guaranteed time, successfully approved customers can enjoy an Interest Waiver Coupon up to value HK$1,000⁺.
#No credit report checks on Incognito mode quotation stage and authorize the credit report to complete the approval after that.
^ From your consent accessing the credit report to the approval result. Applicable to qualified customers only. For details, please refer to the website.
⁺VCREDIT reserves the final rights and is subject to the terms and conditions on a case-by-case basis.
- The lowest APR
- 1.38%
- Total Amount Payable
- HK$205,760
- Total Interest Payable
- HK$5,760
- Monthly Payment
- HK$8,573
During the Promotion Period, selected customers who have successfully applied for and drawn down with a net loan amount of HK$800,001 or above, on the designated Personal Loan with a minimum loan tenor of twenty-four instalments shall be eligible to receive one iPhone 16 Pro 128GB (Retail value HK$8,599).
- The Lowest APR
- 1.88%
- Total Amount Payable
- HK$205,760
- Total Interest Payable
- HK$5,760
- Monthly Payment
- HK$8,573
- APR*
- 1.68%
- Total Amount Payable
- HK$212,960
- Total Interest Payable
- HK$12,960
- Monthly Payment
- HK$8,873
- APR*
- 4.4%
- Total Amount Payable
- HK$209,600
- Total Interest Payable
- HK$9,600
- Monthly Payment
- HK$8,733
- APR*
- 1.68%
- Total Amount Payable
- HK$212,960
- Total Interest Payable
- HK$12,960
- Monthly Payment
- HK$8,873
- APR*
- 8.0%
- Total Amount Payable
- HK$232,160
- Total Interest Payable
- HK$32,160
- Monthly Payment
- HK$9,673
- APR*
- 4.4%
- Total Amount Payable
- HK$209,600
- Total Interest Payable
- HK$9,600
- Monthly Payment
- HK$8,733