Virtual Bank Loan 2024: Compare Virtual Bank Loan Offers / APR / Monthly Payment

Looking to apply for virtual bank loans in HK? Find the best virtual bank loans' APRs, interests and monthly payment with our loan calculator. Read More
200,000 personal loan Paid over 24 months
HK$
We found 3 Personal Loans for you!
WeLab Bank Personal Instalment Loan (Applicable during tax season)

Monthly Payment

HK$8,493

Monthly Payment
MoneySmart Exclusive
Upgraded Offers!
APR*
1.68%
Total Amount Payable
HK$203,840
Total Interest Payable
HK$3,840
Monthly Payment
HK$8,493

No need to enter a lucky draw】 Successfully apply and draw down a specified loan amount to receive an iPhone📱🍎
Seize market opportunities💰Click in secure capital in 3 steps - Get up to HK$23,097 Rewards! 
From now until 30 November, apply for Personal Instalment Loan via MoneySmart using promo code 「NLSMRT」and submit all required documents, you can earn the application bonus of SAMSUNG Galaxy Buds FE (R400) (value HK$898) OR HK$800 vouchers (given out as 8,000 SmartPoints) regardless of approval! But thats not all! If you successfully apply and drawdown a loan amount of HK$800,000 or more through MoneySmart can receive an iPhone 16 Pro Max and cash rebate up to HK$12,000 offered by WeLab Bank as well! 

Valid until 30 Nov 2024 - See more details below
Apply Now
Mox Instant Loan - Tax Season

Monthly Payment

HK$9,033

Monthly Payment
MoneySmart Exclusive
Upgraded Offers!
APR as low as*
1.28%
Total Amount Payable
HK$216,800
Total Interest Payable
HK$16,800
Monthly Payment
HK$9,033

【Apply Mox Instant Loan to get up to HKD7,888 rewards + “lowest-in-town” APR】
New customers who successfully open a Mox account and apply for a loan using the promo code "MSCASH10" on or before 30 November 2024 will earn an application bonus of a HKD500 Apple gift card, regardless of approval! Those who apply for any loan amount will also be eligible for the MoneySmart exclusive gift of a HKD500 Apple Store gift card / PARKnSHOP supermarket voucher / HKTVmall e-voucher! Enjoy an additional HKD6,888 cash reward from Mox!

Valid until 30 Nov 2024 - See more details below
Apply Now
WeLab Bank Card Debt Consolidation Loan

Monthly Payment

HK$8,693

Monthly Payment
MoneySmart Exclusive
Upgraded Offers!
APR*
4.11%
Total Amount Payable
HK$208,640
Total Interest Payable
HK$8,640
Monthly Payment
HK$8,693

[November Loan Promotion - Real Cash!]
From now on till 30 November 2024, successfully draw down the loan using MoneySmart unique code "NLSMRT" could enjoy up to HK$23,888 cash rebate offered by WeLab Bank and MoneySmart exclusive rewards up to HK$8,598 rewards!
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*Upon your submission of the gift redemption form, you acknowledge and agree the information entered in this form may be shared to business partners for validation and that business partners may share their results back to us for fulfilment purposes in accordance with our privacy policy.

Valid until 30 Nov 2024 - See more details below
Apply Now

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