Virtual Bank Loan 2025: Compare Virtual Bank Loan Offers / APR / Monthly Payment

Looking to apply for virtual bank loans in HK? Find the best virtual bank loans' APRs, interests and monthly payment with our loan calculator. Read More
200,000 personal loan Paid over 24 months
HK$
We found 3 Personal Loans for you!
WeLab Bank Personal Instalment Loan (Applicable during tax season)

Monthly Payment

HK$8,493

Monthly Payment
MoneySmart Exclusive
Upgraded Offers!
APR*
1.68%
Total Amount Payable
HK$203,840
Total Interest Payable
HK$3,840
Monthly Payment
HK$8,493

【Upgraded Offer – up to $32,256 rewards】 Seize market opportunities💰Click in secure capital in 3 steps 
From 9 January until 31 January, apply for Personal Instalment Loan via MoneySmart using promo code 「NLSMRT」and submit all required documents, you can earn the application bonus of HK$800 vouchers (given out as 8,000 SmartPoints) regardless of approval! But thats not all! If you successfully apply and drawdown a loan through MoneySmart, you can receive cash rebate up to HK$23,888 offered by WeLab Bank and MoneySmart exclusive rewards up to HK$7,180 as well!

🧧Extra Prosperity【Apply for a Loan and Get HK$388 Cash Laisee!】
From now until 28 Jan, customers who successfully applied for WeLab Bank Personal Instalment Loan (Applicable during tax season) / WeLab Bank Personal Instalment Loan (For Civil Servants and Professionals) / WeLab Bank Card Debt Consolidation Loan via MoneySmart with the required documents submitted, can enjoy HK$388 cash (automatically converted by 3,880 SmartPoints) directly deposited into your FPS account -  regardless of approval! T&C applies.

Valid until 28 Jan 2025 - See more details below
Apply Now
WeLab Bank Card Debt Consolidation Loan

Monthly Payment

HK$8,693

Monthly Payment
MoneySmart Exclusive
Upgraded Offers!
APR*
4.11%
Total Amount Payable
HK$208,640
Total Interest Payable
HK$8,640
Monthly Payment
HK$8,693

【Upgraded Offer – up to $32,256 rewards】 Seize market opportunities💰Click in secure capital in 3 steps 
From 9 January until 31 January, apply for WeLab Bank Card Debt Consolidation Loan via MoneySmart using promo code 「NLSMRT」and submit all required documents, you can earn the application bonus of HK$800 vouchers (given out as 8,000 SmartPoints) regardless of approval! But thats not all! If you successfully apply and drawdown a loan through MoneySmart, you can receive cash rebate up to HK$23,888 offered by WeLab Bank and MoneySmart exclusive rewards up to HK$7,180 as well!

🧧Extra Prosperity【Apply for a Loan and Get HK$388 Cash Laisee!】
From now until 28 Jan, customers who successfully applied for WeLab Bank Personal Instalment Loan (Applicable during tax season) / WeLab Bank Personal Instalment Loan (For Civil Servants and Professionals) / WeLab Bank Card Debt Consolidation Loan via MoneySmart with the required documents submitted, can enjoy HK$388 cash (automatically converted by 3,880 SmartPoints) directly deposited into your FPS account -  regardless of approval! T&C applies.

Valid until 28 Jan 2025 - See more details below
Apply Now
Mox Instant Loan - Tax Season

Monthly Payment

HK$9,033

Monthly Payment
MoneySmart Exclusive
Upgraded Offers!
APR as low as*
1.28%
Total Amount Payable
HK$216,800
Total Interest Payable
HK$16,800
Monthly Payment
HK$9,033

【📣 New-year Exclusive top-up offer : Up to HKD10,888! 🧧 】
New customers who successfully open a Mox account and apply for a loan using the promo code "MSCASH10" on or before 3 February 2025 will earn an application bonus of a HKD500 Cash Rebate, regardless of approval!

Those who apply for loan amount will also be eligible for the MoneySmart exclusive gift of up to HKD3,500  Cash Rebate🎉Rewards valued at up to HKD 10,888💰

🧧Extra Prosperity【Apply for a Loan and Get HK$388 Cash Laisee!】
From now until 28 Jan, customers who successfully applied for Mox Instant Loan - Tax Season via MoneySmart, can enjoy HK$388 cash (automatically converted by 3,880 SmartPoints) directly deposited into your FPS account -  regardless of approval! T&C applies.

Valid until 28 Jan 2025 - See more details below
Apply Now

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