- APR*
- 1.68%
- Total Amount Payable
- HK$203,840
- Total Interest Payable
- HK$3,840
- Monthly Payment
- HK$8,493
【Upgraded Offer – up to $32,368 rewards】Seize market opportunities💰Click in secure capital in 3 steps
From 1 March until 31 March, apply for WeLab Bank Personal Instalment Loan (Applicable during tax season) via MoneySmart using promo code 「NLSMRT」and submit all required documents, you can earn the application bonus of HK$800 vouchers (given out as 8,000 SmartPoints) regardless of approval! But thats not all! If you successfully apply and drawdown a loan through MoneySmart, you can receive cash rebate up to HK$23,888 offered by WeLab Bank and MoneySmart exclusive rewards up to HK$7,180 as well!
⠀⠀
No need to borrow up to HK$1 million or above, loans of HK$500,000 or more can enjoy low interest rates as low as 1.68% APR. Even before tax season, you can still borrow at low interest rates!
🐼 Count the Pandas Right, CASH in Sight
From now until 31 Mar, customers who successfully applied for a designated loan via MoneySmart and get the correct answer for the question can enjoy HK$500 cash (automatically converted by 5,000 SmartPoints) directly deposited into your FPS account - regardless of approval! T&C applies.

- APR*
- 4.11%
- Total Amount Payable
- HK$208,640
- Total Interest Payable
- HK$8,640
- Monthly Payment
- HK$8,693
【Upgraded Offer – up to $31,868 rewards】Seize market opportunities💰Click in secure capital in 3 steps
From 1 March until 31 March, apply for WeLab Bank Card Debt Consolidation Loan via MoneySmart using promo code 「NLSMRT」and submit all required documents, you can earn the application bonus of HK$800 vouchers (given out as 8,000 SmartPoints) regardless of approval! But thats not all! If you successfully apply and drawdown a loan through MoneySmart, you can receive cash rebate up to HK$23,888 offered by WeLab Bank and MoneySmart exclusive rewards up to HK$7,180 as well!
⠀⠀
No need to borrow up to HK$1 million or above, loans of HK$500,000 or more can enjoy low interest rates as low as 1.68% APR. Even before tax season, you can still borrow at low interest rates!

- APR as low as*
- 1.28%
- Total Amount Payable
- HK$216,800
- Total Interest Payable
- HK$16,800
- Monthly Payment
- HK$9,033
🐼 Count the Pandas Right, CASH in Sight - Up to HKD10,888 with Mox Welcome Offer!
New customers who successfully open a Mox account and apply for a loan using the promo code "MSCASH10" and get the correct answer for the question on or before 31 March 2025 will earn an application bonus of a HKD500 Cash cash (automatically converted by 5,000 SmartPoints) directly deposited into your FPS account - regardless of approval! T&C applies.
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Those who apply for loan amount will also be eligible for the MoneySmart exclusive gift of up to HKD3,500 Cash Rebate🎉Rewards valued at up to HKD 10,888💰
