Virtual Bank Loan 2025: Compare Virtual Bank Loan Offers / APR / Monthly Payment

Looking to apply for virtual bank loans in HK? Find the best virtual bank loans' APRs, interests and monthly payment with our loan calculator. Read More
200,000 personal loan Paid over 24 months
HK$
We found 3 Personal Loans for you!
WeLab Bank Personal Instalment Loan (Applicable during tax season)

Monthly Payment

HK$8,493

Monthly Payment
MoneySmart Exclusive
Upgraded Offers!
Promotion ends in 5 days
APR*
1.68%
Total Amount Payable
HK$203,840
Total Interest Payable
HK$3,840
Monthly Payment
HK$8,493

【Upgraded Offer – up to $32,368 rewards】 Seize market opportunities💰Click in secure capital in 3 steps 
From 1 March until 31 March, apply for WeLab Bank Personal Instalment Loan (Applicable during tax season) via MoneySmart using promo code 「NLSMRT」and submit all required documents, you can earn the application bonus of HK$800 vouchers (given out as 8,000 SmartPoints) regardless of approval! But thats not all! If you successfully apply and drawdown a loan through MoneySmart, you can receive cash rebate up to HK$23,888 offered by WeLab Bank and MoneySmart exclusive rewards up to HK$7,180 as well!
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No need to borrow up to HK$1 million or above, loans of HK$500,000 or more can enjoy low interest rates as low as 1.68% APR. Even before tax season, you can still borrow at low interest rates!

🐼 Count the Pandas Right, CASH in Sight
From now until 31 Mar, customers who successfully applied for a designated loan via MoneySmart and get the correct answer for the question can enjoy HK$500 cash (automatically converted by 5,000 SmartPoints) directly deposited into your FPS account -  regardless of approval! T&C applies.

Valid until 31 Mar 2025 - See more details below
Apply Now
WeLab Bank Card Debt Consolidation Loan

Monthly Payment

HK$8,693

Monthly Payment
MoneySmart Exclusive
Upgraded Offers!
Promotion ends in 5 days
APR*
4.11%
Total Amount Payable
HK$208,640
Total Interest Payable
HK$8,640
Monthly Payment
HK$8,693

【Upgraded Offer – up to $31,868 rewards】 Seize market opportunities💰Click in secure capital in 3 steps 
From 1 March until 31 March, apply for WeLab Bank Card Debt Consolidation Loan via MoneySmart using promo code 「NLSMRT」and submit all required documents, you can earn the application bonus of HK$800 vouchers (given out as 8,000 SmartPoints) regardless of approval! But thats not all! If you successfully apply and drawdown a loan through MoneySmart, you can receive cash rebate up to HK$23,888 offered by WeLab Bank and MoneySmart exclusive rewards up to HK$7,180 as well!
⠀⠀
No need to borrow up to HK$1 million or above, loans of HK$500,000 or more can enjoy low interest rates as low as 1.68% APR. Even before tax season, you can still borrow at low interest rates!

Valid until 31 Mar 2025 - See more details below
Apply Now
Mox Instant Loan - Tax Season

Monthly Payment

HK$9,033

Monthly Payment
MoneySmart Exclusive
Upgraded Offers!
Promotion ends in 5 days
APR as low as*
1.28%
Total Amount Payable
HK$216,800
Total Interest Payable
HK$16,800
Monthly Payment
HK$9,033

🐼 Count the Pandas Right, CASH in Sight - Up to HKD10,888 with Mox Welcome Offer!
New customers who successfully open a Mox account and apply for a loan using the promo code "MSCASH10" and get the correct answer for the question on or before 31 March 2025 will earn an application bonus of a HKD500 Cash cash (automatically converted by 5,000 SmartPoints) directly deposited into your FPS account -  regardless of approval! T&C applies.
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Those who apply for loan amount will also be eligible for the MoneySmart exclusive gift of up to HKD3,500 Cash Rebate🎉Rewards valued at up to HKD 10,888💰

Valid until 31 Mar 2025 - See more details below
Apply Now

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