Virtual Bank Loan 2025: Compare Virtual Bank Loan Offers / APR / Monthly Payment

【April Special Upgraded Offer – Get an iPhone for loan amount above $500,000 】Total rewards up to HK$35,187
From 1 April until 30 April, apply for WeLab Bank Personal Instalment Loan via MoneySmart using promo code 「NLSMRT」to earn up to 🔥 HK$35,187 Rewards! －Apply with loan amount of HK$150,001 or above, submit all the required documents to get up to HK$1,100 Rewards! But thats not all! Successfully apply and drawdown a loan to earn cash rebate up to HK$23,888 offered by WeLab Bank and MoneySmart exclusive rewards of 🍎 iPhone 16 Pro / 16 Pro Max!
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No need to borrow up to HK$1 million or above, loans of HK$500,000 or more can enjoy low interest rates as low as 1.68% APR. Even before tax season, you can still borrow at low interest rates!

April Offer : Up to HKD10,888 with Mox Welcome Offer!
New customers who successfully open a Mox account and apply for a loan using the promo code "MSCASH10" on or before 30 April 2025 will earn an application bonus of a HKD500 Cash cash (automatically converted by 5,000 SmartPoints) directly deposited into your FPS account -  regardless of approval!

Those who apply for loan amount will also be eligible for the MoneySmart exclusive gift of up to HKD3,500 Cash Rebate🎉Rewards valued at up to HKD 10,888💰

【Upgraded Offer – up to $31,868 rewards】
From 1 April until 30 April, apply for WeLab Bank Card Debt Consolidation Loan via MoneySmart using promo code 「NLSMRT」and submit all required documents, you can earn the application bonus of HK$800 vouchers (given out as 8,000 SmartPoints) regardless of approval! But thats not all! If you successfully apply and drawdown a loan through MoneySmart, you can receive cash rebate up to HK$23,888 offered by WeLab Bank and MoneySmart exclusive rewards up to HK$7,180 as well!
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Save up to 97% on interest and clear all your credit card debt with a new perspective!