- The Lowest APR
- 1.18%
- Total Amount Payable
- HK$509,000
- Total Interest Payable
- HK$9,000
- Monthly Payment
- HK$14,139
Up to $12,000 cash bonus will be rewarded, and eligible to participate in the PrimeCredit Lucky Draw Campaign (with a daily prize valued at HK$8,800 travel vouchers, and a grand prize valued at HK$88,000 free spending credit) automatically.
【June Pop-up Offer!】From now on until 30 June, apply for designated PrimeCredit Loan via MoneySmart, you can earn the application bonus valued at HK$500 cash vouchers (given out as 5,000 SmartPoints) regardless of approval! But that's not all - SmartPoints can be freely exchanged for cash vouchers from 20+ brands! Click here to learn more.
- The lowest APR
- 1.88%
- Total Amount Payable
- HK$521,420
- Total Interest Payable
- HK$21,420
- Monthly Payment
- HK$14,484
Selected customers can receive up to HK$16,000 Cash Rebate upon successful draw down!
【🔝💥Combo offer in June - MoneySmart exclusive offer of $1,000 application bonus】
From now until 30 June, successfully apply for Welend Personal Loan/ WeLend Card Debt Consolidation Loan/ Civil Servant & Professional Loan via MoneySmart, you can earn an extra HK$500 Deliveroo Gift Card & HK$500 vouchers (given out as 5,000 SmartPoints) regardless of approval! T&Cs apply.
【WeLend Limited-time Offer! Regardless of Approval】
From 24 June to 31 July (both dates inclusive), new customers who have applied for the designated Personal Loan through designated online channels with a net applied loan amount of HK$100,000 or above, have completed the entire application process (including checking of credit report) and have submitted all required documents and information during the Promotion Period, regardless of approval result, shall be eligible to receive a HK$1000 travel voucher (“Gift”).
- APR*
- 1.78%
- Total Amount Payable
- HK$514,400
- Total Interest Payable
- HK$14,400
- Monthly Payment
- HK$14,289
【Citi Loan rewards you with rewards as high as $16,499!】
New customer who successfully apply for Citi Speedy Cash Loan/Citi Card Debt Consolidation Loan on or before 30 June 2024 and successfully draw down on or before 31 July 2024 would be eligible for MoneySmart exclusive gift up to HK$7,500 Apple Store Gift Card/ PARKnSHOP supermarket vouchers!
Popular physical gift options include APPLE iPad Pro 11"256 GB (retail value HK$7,999) /APPLE iPad Air 13"128 GB(retail value HK$6,299)/ B&O Beoplay HX Gold Tone Earbuds (retail value: HK$4,998) / Dyson Solarcycle Morph Desk Light (retail value: HK$4,980) / GoPro HERO 11 Black Creator Edition (retail value: HK$4,400)/ PHILIPS RO Water Dispenser ADD6910/90 ($2,788)
【Top-up Rewards!🔝】From now until 5 July 2024, apply for the Citi Speedy Cash Loan/Citi Card Debt Consolidation Loan through MoneySmart and submit all the required documents, regardless of approval, you can exclusively enjoy extra 5,000 SmartPoints and free to redeem HK$500 vouchers (over 20+ brand vouchers including Apple / Wellcome/ HKTVmall etc). Alternatively, you can convert them into HK$333 cash and cash out directly!
- APR as low as*
- 5.91%
- Total Amount Payable
- HK$541,400
- Total Interest Payable
- HK$41,400
- Monthly Payment
- HK$15,039
【🔝Offer Upgrade!】New customers who successfully apply and drawdown DBS Personal Instalment Loan via MoneySmart can get up to HK$12,000 rewards + Extra up to HK$7,200 PARKnSHOP Supermarket Voucher/ Apple Store Gift Card! Get up to a total HK$19,200 reward!
【⚽ ️Score & Savour】Earn HK$500 Deliveroo Gift Card during Football Frenzy!
From now until 30 June, apply for DBS Personal Loan via MoneySmart and submit the required documents, you can earn an extra HK$500 Deliveroo Gift Card regardless of approval! Score big on taste and excitement as you savor every electrifying moment of the game🍔🔥! T&Cs apply.
- APR*
- 4.49%
- Total Amount Payable
- HK$536,000
- Total Interest Payable
- HK$36,000
- Monthly Payment
- HK$14,889
【⚽ ️Score & Savour】Earn HK$500 Deliveroo Gift Card during Football Frenzy!
From now until 30 June, apply for Promise Loan via MoneySmart, you can earn an extra HK$500 Deliveroo Gift Card regardless of approval! Score big on taste and excitement as you savor every electrifying moment of the game🍔🔥! T&Cs apply.
【⚡️Earn $1.5K rewards on $10K Loans】
From now until 30 June, new customers who successfully apply for Promise Loan via MoneySmart, and drawdown the loan amount of HK$10,000 or above, can earn a HK$500 Apple Store Gift Card/ PARKnSHOP Supermarket Voucher! Including the application reward (HK$500 Deliveroo Gift Card) and welcome offer from Promise (HK$500 cash reward on $10,000 loan▲) , you can get up to HK$1.5K rewards in Your Wallet on $10K Loans! No Supporting Documents Required#. Online Instant Approval⦿.
- APR as low as*
- 1.85%
- Total Amount Payable
- HK$548,600
- Total Interest Payable
- HK$48,600
- Monthly Payment
- HK$15,239
【Exclusive offer】From now until 24 July 2024, successful applicants for CCB Asia Personal Instalment Loan, can enjoy up to HK$11,500 cash rewards (including up to HK$1,500 cash rebate for Online Application Offer and up to HK$8,000 cash rate for Drawdown Loan Offer from CCB Asia, and up to HK$2,000 Apple Store Gift Card or HK$2,000 PARKnSHOP Supermarket Voucher from MoneySmart)!
- APR*
- 6.56%
- Total Amount Payable
- HK$539,600
- Total Interest Payable
- HK$39,600
- Monthly Payment
- HK$14,989
【💰Take a step to building your wealth by consolidating your debts today! 】
New customers who successfully apply and drawdown DBS Debt Consolidation Loan via MoneySmart can get up to HK$23,800 rewards + Extra up to HK$8,200 PARKnSHOP Supermarket Cash Voucher/ Apple Store Gift Card! Get up to a total HK$32,000 reward!
【⚽ ️Score & Savour】Earn HK$500 Deliveroo Gift Card during Football Frenzy!
From now until 30 June, apply for DBS Debt Consolidation Loan via MoneySmart and submit the required documents, you can earn an extra HK$500 Deliveroo Gift Card regardless of approval! Score big on taste and excitement as you savor every electrifying moment of the game🍔🔥! T&Cs apply.
- APR*
- 5.39%
- Total Amount Payable
- HK$541,580
- Total Interest Payable
- HK$41,580
- Monthly Payment
- HK$15,044
【MoneySmart Exclusive Offer 】- Get total reward up to HK$16,450! From now on until 30 June 2024, customers successfully apply for loan via MoneySmart and draw down the designated loan amount could enjoy up to SAMSUNG Galaxy S24 Ultra (S9280) - 256GB (value: $8,450) or HK$7,800 PARKnSHOP supermarket voucher or HK$7,800 Apple Store Gift Card.
- APR*
- 8.0%
- Total Amount Payable
- HK$620,600
- Total Interest Payable
- HK$120,600
- Monthly Payment
- HK$17,239
【Upgraded | Get HK$1.8k in Your Wallet on HK$20k Loans⚡️】
From 5 June - 30 June, apply for Zero Finance X Cash.AI via MoneySmart, and enter the promo code "SMT1800", you can earn an extra HK$500 Deliveroo Gift Card regardless of approval! Score big on taste and excitement as you savor every electrifying moment of the game🍔🔥! T&Cs apply.
"Eligible" new customers who successfully drawdown HK$20,000 or above and meet the following conditions can enjoy HK$1,000 Cash Reward from Zero Finance and an extra HK$300 PARKnSHOP Supermarket Voucher from MoneySmart. Enjoy the welcome offer of HK$1,800 in total!
- APR as low as*
- 1.9%
- Total Amount Payable
- HK$500,180
- Total Interest Payable
- HK$180
- Monthly Payment
- HK$14,311
【CITIC Bank x MoneySmart Exclusive Offer 】- Get total reward up to HK$4,599!
Customers successfully apply for CNCBI $mart Plus Personal Loan / CNCBI $mart Plus Personal Instalment Loan - Debt Consolidate via MoneySmart and draw down the designated loan amount could enjoy up to HK$4,000 Apple Store Gift Card / PARKnSHOP Supermarket Voucher ! New gift options include but not limited to AirPods Max / Apple HomePod/ CMF by Nothing Watch Pro/ Bose QuietComfort® 45 Headphones!
【⚽ ️Score & Savour】Earn HK$500 Deliveroo Gift Card during Football Frenzy!
From now until 30 June, apply for CNCBI $mart Plus Personal Instalment Loan / CNCBI $mart Plus Personal Instalment Loan - Debt Consolidate via MoneySmart, you can earn an extra HK$500 Deliveroo Gift Card regardless of approval! Score big on taste and excitement as you savor every electrifying moment of the game🍔🔥! T&Cs apply.
- APR as low as*
- 4.95%
- Total Amount Payable
- HK$539,600
- Total Interest Payable
- HK$39,600
- Monthly Payment
- HK$14,989
【Exclusive offer】From now until 24 July, 2024, successful applicants for CCB (ASIA) Balance Transfer Program, can enjoy up to HK$18,000 cash rewards (including HK$500 cash rebate for Online Application Offer and up to HK$14,500 cash rate for Drawdown Loan Offer from CCB (ASIA), and up to HK$3,000 Apple Store Gift Card or HK$3,000 PARKnSHOP Supermarket Voucher from MoneySmart!
- APR*
- 4.67%
- Total Amount Payable
- HK$536,000
- Total Interest Payable
- HK$36,000
- Monthly Payment
- HK$14,889
【MoneySmart Exclusive Offer】- Get total reward up to HK$29,450! Get loan to enjoy a monthly flat rate as low as 0.2%^
From now on until 30 June 2024, customers successfully apply for loan via MoneySmart and draw down the designated loan amount could enjoy up to SAMSUNG Galaxy S24 Ultra (S9280) - 256GB (value: $8,450) or HK$7,800 PARKnSHOP supermarket voucher or HK$7,800 Apple Store Gift Card.
- APR*
- 1.68%
- Total Amount Payable
- HK$546,800
- Total Interest Payable
- HK$46,800
- Monthly Payment
- HK$15,189
【🔔FLASH DEAL ALERT: Get a RO Water Dispenser for ZERO COST! 💦】
From 28 Jun (noon)- 30 Jun, Customers who successfully applied for designated UA loans (refers to UA "NO SHOW" Personal Loan, UA "NO SHOW" Personal Loan - Car Loan, UA i-Money Express Online Personal Loan and UA Civil Servants and Professionals Express Loan), can earn an extra 🌟 PHILIPS RO Water Dispenser ADD6910/90(value: HK$2,788)/ HK$1,500 Apple Store Gift Card/ HK$1,500 PARKnSHOP Supermarket Market Voucher REGARDLESS OF APPROVAL!
【Win Round-trip Tickets for Two to EUROPE】 New and existing customers¹ who correctly answered the football-related question, and successfully applied for and drawdown personal instalment loan with a repayment period of 12 months or above within the Campaign Period will stand a chance to win one set of round-trip direct economy class flight tickets for two adults to Europe^! Together with the best-in-town⁺ offer of up to HK$18,000^^ Cash Reward!
- The Lowest APR
- 1.18%
- Total Amount Payable
- HK$509,000
- Total Interest Payable
- HK$9,000
- Monthly Payment
- HK$14,139
Up to $12,000 cash bonus will be rewarded, and eligible to participate in the PrimeCredit Lucky Draw Campaign (with a daily prize valued at HK$8,800 travel vouchers, and a grand prize valued at HK$88,000 free spending credit) automatically.
【June Pop-up Offer!】From now on until 30 June, apply for designated PrimeCredit Loan via MoneySmart, you can earn the application bonus valued at HK$500 cash vouchers (given out as 5,000 SmartPoints) regardless of approval! But that's not all - SmartPoints can be freely exchanged for cash vouchers from 20+ brands! Click here to learn more.
- APR*
- 9.57%
- Total Amount Payable
- HK$575,600
- Total Interest Payable
- HK$75,600
- Monthly Payment
- HK$15,989
【Citi Loan rewards you with rewards as high as $16,499!】
New customer who successfully apply for Citi Speedy Cash Loan/Citi Card Debt Consolidation Loan on or before 30 June 2024 and successfully draw down on or before 31 July 2024 would be eligible for MoneySmart exclusive gift up to HK$7,500 Apple Store Gift Card/ PARKnSHOP supermarket vouchers!
Popular physical gift options include APPLE iPad Pro 11"256 GB (retail value HK$7,999) /APPLE iPad Air 13"128 GB(retail value HK$6,299)/ B&O Beoplay HX Gold Tone Earbuds (retail value: HK$4,998) / Dyson Solarcycle Morph Desk Light (retail value: HK$4,980) / GoPro HERO 11 Black Creator Edition (retail value: HK$4,400)/ PHILIPS RO Water Dispenser ADD6910/90 ($2,788)
【Top-up Rewards!🔝】From now until 5 July 2024, apply for the Citi Speedy Cash Loan/Citi Card Debt Consolidation Loan through MoneySmart and submit all the required documents, regardless of approval, you can exclusively enjoy extra 5,000 SmartPoints and free to redeem HK$500 vouchers (over 20+ brand vouchers including Apple / Wellcome/ HKTVmall etc). Alternatively, you can convert them into HK$333 cash and cash out directly!
- APR*
- 6.81%
- Total Amount Payable
- HK$536,000
- Total Interest Payable
- HK$36,000
- Monthly Payment
- HK$15,306
【CITIC Bank x MoneySmart Exclusive Offer 】- Get total reward up to HK$4,599!
Customers successfully apply for CNCBI $mart Plus Personal Loan / CNCBI $mart Plus Personal Instalment Loan - Debt Consolidate via MoneySmart and draw down the designated loan amount could enjoy up to HK$4,000 Apple Store Gift Card / PARKnSHOP Supermarket Voucher ! New gift options include but not limited to AirPods Max / Apple HomePod/ CMF by Nothing Watch Pro/ Bose QuietComfort® 45 Headphones!
【⚽ ️Score & Savour】Earn HK$500 Deliveroo Gift Card during Football Frenzy!
From now until 30 June, apply for CNCBI $mart Plus Personal Instalment Loan / CNCBI $mart Plus Personal Instalment Loan - Debt Consolidate via MoneySmart, you can earn an extra HK$500 Deliveroo Gift Card regardless of approval! Score big on taste and excitement as you savor every electrifying moment of the game🍔🔥! T&Cs apply.
- APR*
- 4.67%
- Total Amount Payable
- HK$536,000
- Total Interest Payable
- HK$36,000
- Monthly Payment
- HK$14,889
Successfully applied and drawdown of AEON Flexi Personal Loan / Debt Consolidation Loan will be eligible to receive up to HK$12,000 cash rebate#.
【⚽ ️Score & Savour】Earn HK$500 Deliveroo Gift Card during Football Frenzy!
From now until 30 June, apply for Aeon Flexi Personal Loan / Debt Consolidation Loan via MoneySmart, you can earn an extra HK$500 Deliveroo Gift Card regardless of approval! Score big on taste and excitement as you savor every electrifying moment of the game🍔🔥! T&Cs apply.
- The lowest APR
- 1.88%
- Total Amount Payable
- HK$521,420
- Total Interest Payable
- HK$21,420
- Monthly Payment
- HK$14,484
Selected customers can receive up to HK$16,000 Cash Rebate upon successful draw down!
【🔝💥Combo offer in June - MoneySmart exclusive offer of $1,000 application bonus】 From now until 30 June, successfully apply for Welend Personal Loan/ WeLend Card Debt Consolidation Loan/ Civil Servant & Professional Loan via MoneySmart, you can earn extra HK$500 Deliveroo Gift Card & HK$500 vouchers (given out as 5,000 SmartPoints) regardless of approval! T&Cs apply.
- APR*
- 4.11%
- Total Amount Payable
- HK$532,400
- Total Interest Payable
- HK$32,400
- Monthly Payment
- HK$14,789
[May Loan Promotion - Real Cash!]
From now on till 30 Jun 2024, successfully draw down the loan using MoneySmart unique code "NLSMRT" could enjoy up to HK$13,888 cash rebate offered by WeLab Bank and MoneySmart exclusive rewards up to 80,000 SmartPoints, you can customise your PERFECT REWARDS worth of HK$8,000 with 20+ brand vouchers and products (Brands include but not limit to Apple, Klook, YATA etc) 80,000 SmartPoints can be converted into over HK$5,300 cash and credited to your FPS account directly! (T&C apply)
Exclusive Interest saving guarantee! Clear your card debts and save HKD 50,000 interest expenses, or get HKD 50,000 cash! Also enjoy up to HK$21,888 rewards!
*Upon your submission of the gift redemption form, you acknowledge and agree the information entered in this form may be shared to business partners for validation and that business partners may share their results back to us for fulfilment purposes in accordance with our privacy policy.
- APR*
- 4.67%
- Total Amount Payable
- HK$536,000
- Total Interest Payable
- HK$36,000
- Monthly Payment
- HK$14,889
Successfully applied and drawdown of AEON Flexi Personal Loan / Debt Consolidation Loan will be eligible to receive up to HK$12,000 cash rebate#.
【⚽ ️Score & Savour】Earn HK$500 Deliveroo Gift Card during Football Frenzy!
From now until 30 June, apply for Aeon Flexi Personal Loan / Debt Consolidation Loan via MoneySmart, you can earn an extra HK$500 Deliveroo Gift Card regardless of approval! Score big on taste and excitement as you savor every electrifying moment of the game🍔🔥! T&Cs apply.