Monthly Payment
HK$4,267
- The Lowest APR
- 1.18%
- Total Amount Payable
- HK$204,800
- Total Interest Payable
- HK$4,800
- Monthly Payment
- HK$4,267
Monthly Payment
HK$4,397
- APR*
- 1.65%
- Total Amount Payable
- HK$203,072
- Total Interest Payable
- HK$3,072
- Monthly Payment
- HK$4,397
【CITIC Bank x MoneySmart Exclusive Offer 】- Get total reward up to HK$5,099!
Customers successfully draw down the designated loan amount could enjoy up to HK$4,000 Apple Store Gift Card or PARKnSHOP Supermarket Voucher or Maxim’s Gift e-Coupon ! New gift options include but not limited to 🆕 iPhone 16e 128GB / Apple HomePod / 🆕 Future Lab Stermidi Smart Dehumidifier / 🆕 Beoplay EX Wireless Earphones / Apple AirPods 4 with Active Noise Cancellation!
⠀⠀
🐼Count the Pandas Right, CASH in Sight
From now until 31 Mar, customers who successfully applied for a designated loan via MoneySmart and get the correct answer for the question can enjoy HK$500 cash (automatically converted by 5,000 SmartPoints) directly deposited into your FPS account - regardless of approval! T&C applies.
Monthly Payment
HK$4,431
- The lowest APR*
- 1.38%
- Total Amount Payable
- HK$212,672
- Total Interest Payable
- HK$12,672
- Monthly Payment
- HK$4,431
🐼 Count the Pandas Right, CASH in Sight
From now until 31 Mar, customers who successfully applied for a designated loan via MoneySmart and get the correct answer for the question can enjoy HK$700 cash (automatically converted by 7,000 SmartPoints) directly deposited into your FPS account - regardless of approval! T&C applies.
Monthly Payment
HK$4,307
- APR*
- 1.56%
- Total Amount Payable
- HK$206,720
- Total Interest Payable
- HK$6,720
- Monthly Payment
- HK$4,307
【💵Tax Season last call - New Phone in Town and Flight Tickets for Two !📱】Apply to get up to HK$20,498 Rewards!
New customers who successfully apply for the Citi Tax Season Loan / Citi Card Debt Consolidation Loan on or before 31 March 2025 and successfully draw down on or before 30 April 2025 would be eligible for MoneySmart exclusive gift up to an 🍎 iPhone 16 Plus 512GB (valued: HK$10,199) / HK$10,000 Apple Store Gift Card / PARKnSHOP supermarket vouchers! New addition to our gift selection would be round trip Cathay Pacific flight tickets to Tokyo/ Bali/ Fukuoka for two! The welcome offer from the bank is as high as an $8,000 cash voucher!
⠀⠀
🐼 Count the Pandas Right, CASH in Sight
From now until 31 Mar, customers who successfully applied for a designated loan via MoneySmart and get the correct answer for the question can enjoy HK$500 cash (automatically converted by 5,000 SmartPoints) directly deposited into your FPS account - regardless of approval! T&C applies.
Monthly Payment
HK$4,707
- APR as low as
- 1.68%
- Total Amount Payable
- HK$225,920
- Total Interest Payable
- HK$25,920
- Monthly Payment
- HK$4,707
From 1 Mar 2025 to 31 Mar 2025, new and existing customers¹ who successfully apply for UA i-Money Express Online Personal Loan via MoneySmart, you can enjoy:
1️⃣ 🐼 Count the Pandas Right, CASH in Sight - Earn HK$700 exclusive cash (automatically converted by 7,000 SmartPoints) and will directly deposit into your FPS account for successful applications - regardless of approval! T&C applies.
2️⃣ Drawdown to enjoy up to HK$18,000 cash rewards^!
Monthly Payment
HK$4,709
- APR*
- 6.3%
- Total Amount Payable
- HK$226,016
- Total Interest Payable
- HK$26,016
- Monthly Payment
- HK$4,709
【MoneySmart Exclusive Offer 】APR as low as 1.85%^, Get total rewards up to HK$16,698!
From now on until 31 March 2025, customers successfully apply for loan via MoneySmart and draw down the designated loan amount could enjoy up to Samsung Galaxy Z Flip6 (value: $8,698) or iPad Air 13-inch 256GB (Value: HK$7,099)Mac mini (M4, 256GB SSD, 16GB RAM) (Value: HK$4,599) or up to HK$7,800 Apple Store Gift Card/ PARKnSHOP Supermarket Voucher/ HKTVmall e-Voucher!
Monthly Payment
HK$4,431
- The lowest APR*
- 1.38%
- Total Amount Payable
- HK$212,672
- Total Interest Payable
- HK$12,672
- Monthly Payment
- HK$4,431
🐼 Count the Pandas Right, CASH in Sight
From now until 31 Mar, customers who successfully applied for a designated loan via MoneySmart and get the correct answer for the question can enjoy HK$700 cash (automatically converted by 7,000 SmartPoints) directly deposited into your FPS account - regardless of approval! T&C applies.
Monthly Payment
HK$4,267
- The Lowest APR
- 1.18%
- Total Amount Payable
- HK$204,800
- Total Interest Payable
- HK$4,800
- Monthly Payment
- HK$4,267
Monthly Payment
HK$4,327
- APR*
- 1.68%
- Total Amount Payable
- HK$207,680
- Total Interest Payable
- HK$7,680
- Monthly Payment
- HK$4,327
【Upgraded Offer – up to $32,368 rewards】 Seize market opportunities💰Click in secure capital in 3 steps
From 1 March until 31 March, apply for WeLab Bank Personal Instalment Loan (Applicable during tax season) via MoneySmart using promo code 「NLSMRT」and submit all required documents, you can earn the application bonus of HK$800 vouchers (given out as 8,000 SmartPoints) regardless of approval! But thats not all! If you successfully apply and drawdown a loan through MoneySmart, you can receive cash rebate up to HK$23,888 offered by WeLab Bank and MoneySmart exclusive rewards up to HK$7,180 as well!
⠀⠀
No need to borrow up to HK$1 million or above, loans of HK$500,000 or more can enjoy low interest rates as low as 1.68% APR. Even before tax season, you can still borrow at low interest rates!
🐼 Count the Pandas Right, CASH in Sight
From now until 31 Mar, customers who successfully applied for a designated loan via MoneySmart and get the correct answer for the question can enjoy HK$500 cash (automatically converted by 5,000 SmartPoints) directly deposited into your FPS account - regardless of approval! T&C applies.
Monthly Payment
HK$4,267
- The Lowest APR
- 1.18%
- Total Amount Payable
- HK$204,800
- Total Interest Payable
- HK$4,800
- Monthly Payment
- HK$4,267
Monthly Payment
HK$4,327
- APR
- 1.68%
- Total Amount Payable
- HK$207,680
- Total Interest Payable
- HK$7,680
- Monthly Payment
- HK$4,327
【Upgraded Offer – up to $31,868 rewards】 Seize market opportunities💰Click in secure capital in 3 steps
From 1 March until 31 March, apply for WeLab Bank Personal Instalment Loan (For Civil Servants and Professionals) via MoneySmart using promo code 「NLSMRT」and submit all required documents, you can earn the application bonus of HK$800 vouchers (given out as 8,000 SmartPoints) regardless of approval! But thats not all! If you successfully apply and drawdown a loan through MoneySmart, you can receive cash rebate up to HK$23,888 offered by WeLab Bank and MoneySmart exclusive rewards up to HK$7,180 as well!
⠀⠀
No need to borrow up to HK$1 million or above, loans of HK$500,000 or more can enjoy low interest rates as low as 1.68% APR. Even before tax season, you can still borrow at low interest rates!
Monthly Payment
HK$4,271
- APR as low as*
- 1.15%
- Total Amount Payable
- HK$204,992
- Total Interest Payable
- HK$4,992
- Monthly Payment
- HK$4,271
1. Earn an extra HK$300 X Pay E-cash Voucher regardless of approval
2. Enjoy HK$1,700 Cash Reward from Zero Finance upon successfully drawing down HK$20,000 or above and meeting the following conditions. Enjoy the welcome offer of HK$2,000 in total!
Monthly Payment
HK$5,007
- APR*
- 9.57%
- Total Amount Payable
- HK$240,320
- Total Interest Payable
- HK$40,320
- Monthly Payment
- HK$5,007
【💵Tax Season last call - New Phone in Town and Flight Tickets for Two !📱】Apply to get up to HK$20,498 Rewards!
New customers who successfully apply for the Citi Tax Season Loan / Citi Card Debt Consolidation Loan on or before 31 March 2025 and successfully draw down on or before 30 April 2025 would be eligible for MoneySmart exclusive gift up to an 🍎 iPhone 16 Plus 512GB (valued: HK$10,199) / HK$10,000 Apple Store Gift Card / PARKnSHOP supermarket vouchers! New addition to our gift selection would be round trip Cathay Pacific flight tickets to Tokyo/ Bali/ Fukuoka for two! The welcome offer from the bank is as high as an $8,000 cash voucher!
⠀⠀
🐼Count the Pandas Right, CASH in Sight
From now until 31 Mar, customers who successfully applied for a designated loan via MoneySmart and get the correct answer for the question can enjoy HK$500 cash (automatically converted by 5,000 SmartPoints) directly deposited into your FPS account - regardless of approval! T&C applies.
Monthly Payment
HK$4,607
- APR*
- 5.13%
- Total Amount Payable
- HK$221,120
- Total Interest Payable
- HK$21,120
- Monthly Payment
- HK$4,607
【MoneySmart Exclusive Offer 】Get total rewards up to HK$29,698!
From now on until 31 March 2025, customers successfully apply for loan via MoneySmart and draw down the designated loan amount could enjoy up to Samsung Galaxy Z Flip6 (value: $8,698) or iPad Air 13-inch 256GB (Value: HK$7,099)Mac mini (M4, 256GB SSD, 16GB RAM) (Value: HK$4,599) or up to HK$7,800 Apple Store Gift Card/ PARKnSHOP Supermarket Voucher/ HKTVmall e-Voucher!
Monthly Payment
HK$4,853
- APR as low as*
- 1.98%
- Total Amount Payable
- HK$232,928
- Total Interest
- HK$32,928
- Monthly Payment
- HK$4,853
Pledges approval result within 60 seconds^ from receive complete loan application information and customer’s consent for accessing the credit reference report. If the approval result is not available within the guaranteed time, successfully approved customers can enjoy an Interest Waiver Coupon up to value HK$1,000⁺.
#No credit report checks on Incognito mode quotation stage and authorize the credit report to complete the approval after that.
^ From your consent accessing the credit report to the approval result. Applicable to qualified customers only. For details, please refer to the website.
⁺VCREDIT reserves the final rights and is subject to the terms and conditions on a case-by-case basis.
Monthly Payment
HK$4,980
- APR as low as*
- 5.91%
- Total Amount Payable
- HK$223,040
- Total Interest Payable
- HK$23,040
- Monthly Payment
- HK$4,980
【🔝Offer Upgrade -Get up to a total of HK$19,200 rewards】
New customers who successfully apply and drawdown DBS Personal Instalment Loan via MoneySmart can get up to HK$12,000 rewards + Extra up to 72,000 SmartPoints!
⠀⠀
72,000 SmartPoints can fully redeem HK$7,200 cash vouchers (over 20+ brand vouchers including Apple / PARKnSHOP supermarket voucher, etc) or SAMSUNG Galaxy S24 Plus 256GB (Value: HK$7,598) or SAMSUNG The Freestyle Projector 2nd Gen (Value: HK$6,980) or 11-inch iPad Pro Wi-Fi 128GB (Value: HK$6,499) or cash out HK$4,800 via FPS. If the product costs more, redeem with your points and top up the rest by purchasing additional SmartPoints!
Monthly Payment
HK$4,960
- APR*
- 6.44%
- Total Amount Payable
- HK$222,080
- Total Interest Payable
- HK$22,080
- Monthly Payment
- HK$4,960
March Exclusive: Up to HK$35,800 Rewards【💰Take a step to building your wealth by consolidating your debts today! 】
New customers who successfully apply and drawdown DBS Debt Consolidation Loan via MoneySmart, with repayment period of 36 months or above, can get up to HK$23,800 rewards + Extra up to 120,000 SmartPoints! Get up to a total HK$35,800 reward!
⠀⠀
120,000 SmartPoints can fully redeem HK$12,000 cash vouchers (over 20+ brand vouchers including Apple / PARKnSHOP supermarket voucher, etc) or iPhone 16 Pro, 256 GB (Value: HK$9,399) or MacBook Air 13” M3 chip (8GB Memory, 256GB SSD) (Value: HK$8,999) or 11-inch iPad Pro Wi-Fi 256GB (Value: HK$7,999) or cash out HK$6,666 via FPS. If the product costs more, redeem with your points and top up the rest by purchasing additional SmartPoints!
Monthly Payment
HK$4,527
- APR*
- 4.11%
- Total Amount Payable
- HK$217,280
- Total Interest Payable
- HK$17,280
- Monthly Payment
- HK$4,527
【Upgraded Offer – up to $31,868 rewards】 Seize market opportunities💰Click in secure capital in 3 steps
From 1 March until 31 March, apply for WeLab Bank Card Debt Consolidation Loan via MoneySmart using promo code 「NLSMRT」and submit all required documents, you can earn the application bonus of HK$800 vouchers (given out as 8,000 SmartPoints) regardless of approval! But thats not all! If you successfully apply and drawdown a loan through MoneySmart, you can receive cash rebate up to HK$23,888 offered by WeLab Bank and MoneySmart exclusive rewards up to HK$7,180 as well!
⠀⠀
No need to borrow up to HK$1 million or above, loans of HK$500,000 or more can enjoy low interest rates as low as 1.68% APR. Even before tax season, you can still borrow at low interest rates!
Monthly Payment
HK$4,431
- The lowest APR
- 1.38%
- Total Amount Payable
- HK$212,672
- Total Interest Payable
- HK$12,672
- Monthly Payment
- HK$4,431
🐼 Count the Pandas Right, CASH in Sight
From now until 31 Mar, customers who successfully applied for a designated loan via MoneySmart and get the correct answer for the question can enjoy HK$700 cash (automatically converted by 7,000 SmartPoints) directly deposited into your FPS account - regardless of approval! T&C applies.
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Monthly Payment
HK$5,003
- APR* (Calculation is based on loan amount of HK$180,000 or above)
- 4.08%
- Total Amount Payable
- HK$240,166.40
- Total Interest Payable
- HK$40,166.40
- Monthly Payment
- HK$5,003
【MoneySmart Exclusive Offer - Total rewards up to HK$3,800!】
From now til 31 March 2025, customers apply Fubon "EZ Cash" Personal Loan via MoneySmart with exclusive promotional code:「MSRL10」 and successfully draw down the loan of HK$80,000 or above with tenor 12 months or above, can enjoy exclusive reward: HK$1,500 Apple Store Gift Card / HK$1,500 Supermarket Voucher. Apply and draw down the loan via online platform to get extra supermarket cash coupon of up to HK$2,300. Total rewards up to HK$3,800 !
