Monthly Payment
HK$12,650
- The Lowest APR
- 1.18%
- Total Amount Payable
- HK$303,600
- Total Interest Payable
- HK$3,600
- Monthly Payment
- HK$12,650
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Monthly Payment
HK$12,740
- APR*
- 1.78%
- Total Amount Payable
- HK$305,760
- Total Interest Payable
- HK$5,760
- Monthly Payment
- HK$12,740
【💵Tax Season Extra Treats!】Apply to get up to HK$18,199 Rewards!
New customers who successfully apply for the Citi Tax Season Loan / Citi Card Debt Consolidation Loan on or before 3 January 2025 and successfully draw down on or before 31 January 2025 would be eligible for MoneySmart exclusive gift up to an 🍎 iPhone 16 Plus 512GB (valued: HK$10,199) / HK$10,000 Apple Store Gift Card / PARKnSHOP supermarket vouchers! The welcome offer from the bank is as high as an $8,000 cash voucher!
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Monthly Payment
HK$13,310
- APR*
- 1.68%
- Total Amount Payable
- HK$319,440
- Total Interest Payable
- HK$19,440
- Monthly Payment
- HK$13,310
New and existing customers¹ can enjoy a year-round 0% interest offer upon successful loan application and drawdown of the i-Money Internet Personal Loan! Loan amount up to $200,000 with no hidden charges – it’s a true 0% interest personal loan offer!
Monthly Payment
HK$12,846
- APR*
- 1.65%
- Total Amount Payable
- HK$302,304
- Total Interest Payable
- HK$2,304
- Monthly Payment
- HK$12,846
【Limited-time Offer －HK$200 Straight to your FPS account!】
Apply for CNCBI $mart Plus Tax Season Loan / CNCBI $mart Plus Personal Instalment Loan - Debt Consolidate via MoneySmart and submit all the required documents, you can earn HK$200 cash rebate regardless of approval (automatically converted by 2,000 SmartPoints and will directly deposit into your FPS account)!⠀⠀
⠀⠀
【CITIC Bank x MoneySmart Exclusive Offer 】- Get total reward up to HK$6,488!
Customers successfully apply for CNCBI $mart Plus Tax Season Loan / CNCBI $mart Plus Personal Instalment Loan - Debt Consolidate via MoneySmart and draw down the designated loan amount could enjoy up to HK$4,000 Apple Store Gift Card or PARKnSHOP Supermarket Voucher ! New gift options include but not limited to De'Longhi Magnifica S Series Fully Automatic Coffee Machine / Apple HomePod / B&W Px7 S2e Headphone / Apple AirPods 4 with Active Noise Cancellation!
Monthly Payment
HK$12,650
- APR*
- 1.12%
- Total Amount Payable
- HK$303,600
- Total Interest Payable
- HK$3,600
- Monthly Payment
- HK$12,650
【MoneySmart Exclusive】Drawdown of HK$10,000 or above, - get HK$1,100 + up to HK$15,000 CASH!
⠀⠀
From 1 Dec 2024 to 31 Dec 2024, successfully apply for Promise Easy Loan/Promise No-doc Loan/Promise Debt Consolidation Loan/Promise Personal Loan (Available for Tax Season) via MoneySmart, you can enjoy:
⠀⠀
1️⃣ Eligible New Customers who have completed a drawdown of HK$10,000 of above, are entitled to enjoy HK$1,100 cash rebate (automatically converted by 11,000 SmartPoints and will directly deposit into your FPS account)
⠀⠀
2️⃣ Eligible New Customers who have successfully drawn down the required loan
amount, are entitled to rewards up to HK$15,000 ▲ No Supporting Documents
Required#. Online Instant Approval⦿.
⠀⠀
Earn rewards worth up to HK$16,100 in total!
Monthly Payment
HK$12,860
- The lowest APR*
- 1.38%
- Total Amount Payable
- HK$308,640
- Total Interest Payable
- HK$8,640
- Monthly Payment
- HK$12,860
Limited Time Offer － Expand beyond Asia to popular destinations in Europe, Australia, Japan, and South Korea!
During the Promotion Period, selected customers who have successfully applied via MoneySmart and drawn down with a net loan amount of HK$400,001 or above, on the designated Personal Loan with a minimum loan tenor of thirty-six instalments shall be eligible to receive up to HK$6,000 travel voucher (“Gift”).
Monthly Payment
HK$13,400
- APR as low as*
- 1.28%
- Total Amount Payable
- HK$321,600
- Total Interest Payable
- HK$21,600
- Monthly Payment
- HK$13,400
【📣 New and existing customers applying for Mox 'Instant Loan' in December will receive exclusive rewards!】
New customers who successfully open a Mox account and apply for a loan using the promo code "MSCASH10" on or before 31 December 2024 will earn an application bonus of a HKD500 Apple gift card, regardless of approval! Those who apply for loan amount will also be eligible for the MoneySmart exclusive gift of a HKD500 Apple Store gift card / PARKnSHOP supermarket voucher / HKTVmall e-voucher 🎉Rewards valued at up to HKD 7,888💰 Existing customers can also enjoy the exclusive MoneySmart offer of a HKD 500 Apple Store gift card, PARKnSHOP supermarket voucher, or HKTVmall e-voucher! Rewards valued at up to HKD7,388💰
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Monthly Payment
HK$13,310
- APR*
- 6.28%
- Total Amount Payable
- HK$319,440
- Total Interest Payable
- HK$19,440
- Monthly Payment
- HK$13,310
【MoneySmart Exclusive Offer 】APR as low as 1.85%^, Get total rewards up to HK$26,698!
From now on until 2 January 2025, customers successfully apply for loan via MoneySmart and draw down the designated loan amount could enjoy up to Samsung Galaxy Z Flip6 (value: $8,698) or iPad Air 13-inch 256GB (Value: HK$7,099)Mac mini (M4, 256GB SSD, 16GB RAM) (Value: HK$4,599) or up to HK$7,800 Apple Store Gift Card/ PARKnSHOP Supermarket Voucher/ HKTVmall e-Voucher!
Monthly Payment
HK$12,650
- The Lowest APR
- 1.18%
- Total Amount Payable
- HK$303,600
- Total Interest Payable
- HK$3,600
- Monthly Payment
- HK$12,650
Monthly Payment
HK$12,740
- APR*
- 1.68%
- Total Amount Payable
- HK$305,760
- Total Interest Payable
- HK$5,760
- Monthly Payment
- HK$12,740
【No need to enter a lucky draw】 Successfully apply and draw down a specified loan amount to receive an iPhone📱🍎
Seize market opportunities💰Click in secure capital in 3 steps － Get up to HK$23,097 Rewards!
From now until 23 December, apply for Personal Instalment Loan via MoneySmart using promo code 「NLSMRT」and submit all required documents, you can earn the application bonus of SAMSUNG Galaxy Buds FE (R400) (value HK$898) OR HK$800 vouchers (given out as 8,000 SmartPoints) regardless of approval! But thats not all! If you successfully apply and drawdown a loan amount of HK$800,000 or more through MoneySmart can receive an iPhone 16 Pro Max and cash rebate up to HK$12,000 offered by WeLab Bank as well!
Monthly Payment
HK$12,860
- The lowest APR
- 1.38%
- Total Amount Payable
- HK$308,640
- Total Interest Payable
- HK$8,640
- Monthly Payment
- HK$12,860
During the Promotion Period, selected customers who have successfully applied via MoneySmart and drawn down with a net loan amount of HK$400,001 or above, on the designated Personal Loan with a minimum loan tenor of thirty-six instalments shall be eligible to receive up to HK$6,000 travel voucher (“Gift”).
Monthly Payment
HK$13,350
- APR*
- 6.72%
- Total Amount Payable
- HK$314,400
- Total Interest Payable
- HK$14,400
- Monthly Payment
- HK$13,350
【Limited-time Offer －HK$200 Straight to your FPS account!】
Apply for CNCBI $mart Plus Tax Season Loan / CNCBI $mart Plus Personal Instalment Loan - Debt Consolidate via MoneySmart and submit all the required documents, you can earn HK$200 cash rebate regardless of approval (automatically converted by 2,000 SmartPoints and will directly deposit into your FPS account)!⠀⠀
⠀⠀
【CITIC Bank x MoneySmart Exclusive Offer 】- Get total reward up to HK$6,488!
Customers successfully apply for CNCBI $mart Plus Tax Season Loan / CNCBI $mart Plus Personal Instalment Loan - Debt Consolidate via MoneySmart and draw down the designated loan amount could enjoy up to HK$4,000 Apple Store Gift Card or PARKnSHOP Supermarket Voucher ! New gift options include but not limited to De'Longhi Magnifica S Series Fully Automatic Coffee Machine / Apple HomePod / B&W Px7 S2e Headphone / Apple AirPods 4 with Active Noise Cancellation!
Monthly Payment
HK$13,760
- APR*
- 9.57%
- Total Amount Payable
- HK$330,240
- Total Interest Payable
- HK$30,240
- Monthly Payment
- HK$13,760
【💵Tax Season Extra Treats!】Apply to get up to HK$18,699 Rewards!
New customers who successfully apply for the Citi Tax Season Loan / Citi Card Debt Consolidation Loan on or before 3 January 2025 and successfully draw down on or before 31 January 2025 would be eligible for MoneySmart exclusive gift up to an 🍎 iPhone 16 Plus 512GB (valued: HK$10,199) / HK$10,000 Apple Store Gift Card / PARKnSHOP supermarket vouchers! The welcome offer from the bank is as high as an $8,000 cash voucher!
Monthly Payment
HK$12,650
- The Lowest APR
- 1.18%
- Total Amount Payable
- HK$303,600
- Total Interest Payable
- HK$3,600
- Monthly Payment
- HK$12,650
Monthly Payment
HK$13,105
- APR*
- 4.67%
- Total Amount Payable
- HK$314,508
- Total Interest Payable
- HK$14,508
- Monthly Payment
- HK$13,105
【MoneySmart Exclusive Offer 】Get total rewards up to HK$29,698!
From now on until 2 January 2025, customers successfully apply for loan via MoneySmart and draw down the designated loan amount could enjoy up to Samsung Galaxy Z Flip6 (value: $8,698) or iPad Air 13-inch 256GB (Value: HK$7,099)Mac mini (M4, 256GB SSD, 16GB RAM) (Value: HK$4,599) or up to HK$7,800 Apple Store Gift Card/ PARKnSHOP Supermarket Voucher/ HKTVmall e-Voucher!
Monthly Payment
HK$13,100
- APR as low as*
- 5.91%
- Total Amount Payable
- HK$314,400
- Total Interest Payable
- HK$14,400
- Monthly Payment
- HK$13,100
【🔝Offer Upgrade -Get up to a total of HK$19,200 rewards】
New customers who successfully apply and drawdown DBS Personal Instalment Loan via MoneySmart can get up to HK$12,000 rewards + Extra up to 72,000 SmartPoints!
⠀⠀
72,000 SmartPoints can fully redeem HK$7,200 cash vouchers (over 20+ brand vouchers including Apple / PARKnSHOP supermarket voucher, etc) or SAMSUNG Galaxy S24 Plus 256GB (Value: HK$7,598) or SAMSUNG The Freestyle Projector 2nd Gen (Value: HK$6,980) or 11-inch iPad Pro Wi-Fi 128GB (Value: HK$6,499) or cash out HK$4,800 via FPS. If the product costs more, redeem with your points and top up the rest by purchasing additional SmartPoints!
Monthly Payment
HK$13,070
- APR*
- 6.48%
- Total Amount Payable
- HK$313,680
- Total Interest Payable
- HK$13,680
- Monthly Payment
- HK$13,070
【💰Take a step to building your wealth by consolidating your debts today! 】
New customers who successfully apply and drawdown DBS Debt Consolidation Loan via MoneySmart can get up to HK$23,800 rewards + Extra up to 82,000 SmartPoints! Get up to a total HK$32,000 reward!
⠀⠀
82,000 SmartPoints can fully redeem HK$8,200 cash vouchers (over 20+ brand vouchers including Apple / PARKnSHOP supermarket voucher, etc) or SAMSUNG Galaxy Z Flip 6 5G (8GB RAM + 256GB) (Value: HK$8,698) or 11-inch iPad Pro Wi-Fi 256GB (Value: HK$7,999) or SAMSUNG The Freestyle Projector 2nd Gen (Value: HK$6,980) or cash out HK$5,466 via FPS. If the product costs more, redeem with your points and top up the rest by purchasing additional SmartPoints!
Monthly Payment
HK$13,040
- APR*
- 4.11%
- Total Amount Payable
- HK$312,960
- Total Interest Payable
- HK$12,960
- Monthly Payment
- HK$13,040
[December Loan Promotion - Real Cash!]
From now on till 23 December 2024, successfully draw down the loan using MoneySmart unique code "NLSMRT" could enjoy up to HK$23,888 cash rebate offered by WeLab Bank and MoneySmart exclusive rewards up to HK$8,598 rewards!
⠀⠀
*Upon your submission of the gift redemption form, you acknowledge and agree the information entered in this form may be shared to business partners for validation and that business partners may share their results back to us for fulfilment purposes in accordance with our privacy policy.
Monthly Payment
HK$12,860
- The lowest APR*
- 1.38%
- Total Amount Payable
- HK$308,640
- Total Interest Payable
- HK$8,640
- Monthly Payment
- HK$12,860
During the Promotion Period, selected customers who have successfully applied via MoneySmart and drawn down with a net loan amount of HK$400,001 or above, on the designated Personal Loan with a minimum loan tenor of thirty-six instalments shall be eligible to receive up to HK$6,000 travel voucher (“Gift”).
Monthly Payment
HK$12,860
- The lowest APR
- 1.88%
- Total Amount Payable
- HK$308,640
- Total Interest Payable
- HK$8,640
- Monthly Payment
- HK$12,860
From now until December 23, Consolidate debt in 1 second^ to save interest. Boost your credit score in just one step! Selected customers can receive up to 💰HK$20,000 Rewards upon successful draw down!
