- Annual Fee
- First Year Annual Fee Waiver
- Rebate on Overseas Spending & Local Dining
- Unlimited 2%
- Rebate on Local Spending
- Unlimited 1%
【🔥MoneySmart Exclusive: Up to HK$3,999 Rewards/ Free Flight to Okinawa or Seoul - only until 3 Mar!】
From now until 3 March 2025, New Customers who successfully applied for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 after card issuance, can enjoy one of the exclusive rewards:
・🌟🇯🇵🇰🇷 Round-trip Air Ticket from Hong Kong to Okinawa/ Seoul, inclusive of 20kg baggage allowance (excluding tax and fuel surcharges) or
・[⚡️Limited-time Upgrade Offer!] HK$1,800 Apple Store Gift Card / PARKnSHOP Supermarket Voucher or
・BERMAS 26" Front-open Suitcase (Value: HK$3,999) or
・YA-MAN HRF-10T RF Beauté Photo PLUS (Value: HK$3,180) or
・SONY WF-1000XM5 Earbuds (Value: HK$2,490) or
・GHD PLATINUM+ Styler (Value: HK$2,295)!
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- Minimum Income Requirements
- HK$120,000
- Miles Conversion (local spend)
- HK$8 = 1 mile
- Miles Conversion (overseas spend)
- HK$3 = 1 mile
【🔥MoneySmart Exclusive: Up to HK$3,999 Rewards/ Free Flight to Okinawa or Seoul - only until 3 Mar!】
From now until 3 March 2025, New Customers who successfully applied for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 after card issuance, can enjoy one of the exclusive rewards:
・🌟🇯🇵🇰🇷 Round-trip Air Ticket from Hong Kong to Okinawa/ Seoul, inclusive of 20kg baggage allowance (excluding tax and fuel surcharges) or
・[⚡️Limited-time Upgrade Offer!] HK$1,800 Apple Store Gift Card / PARKnSHOP Supermarket Voucher or
・BERMAS 26" Front-open Suitcase (Value: HK$3,999) or
・YA-MAN HRF-10T RF Beauté Photo PLUS (Value: HK$3,180) or
・SONY WF-1000XM5 Earbuds (Value: HK$2,490) or
・GHD PLATINUM+ Styler (Value: HK$2,295)!

- Minimum Income Requirements
- HK$120,000
- Rebate on Shopping & Entertainment Transactions
- 3%
- Rebate for all local Mobile Payments
- 1%
【🔥MoneySmart Exclusive: Up to HK$3,999 Rewards/ Free Flight to Okinawa or Seoul - only until 3 Mar!】
From now until 3 March 2025, New Customers who successfully applied for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 after card issuance, can enjoy one of the exclusive rewards:
・🌟🇯🇵🇰🇷 Round-trip Air Ticket from Hong Kong to Okinawa/ Seoul, inclusive of 20kg baggage allowance (excluding tax and fuel surcharges) or
・[⚡️Limited-time Upgrade Offer!] HK$1,800 Apple Store Gift Card / PARKnSHOP Supermarket Voucher or
・BERMAS 26" Front-open Suitcase (Value: HK$3,999) or
・YA-MAN HRF-10T RF Beauté Photo PLUS (Value: HK$3,180) or
・SONY WF-1000XM5 Earbuds (Value: HK$2,490) or
・GHD PLATINUM+ Styler (Value: HK$2,295)!

- Minimum Income Requirements
- HK$120,000
- Rebate for Shopping & Entertainment spend
- 3%
- Rebate for all local Mobile Payments
- 1%
【🔥MoneySmart Exclusive: Up to HK$3,999 Rewards/ Free Flight to Okinawa or Seoul - only until 3 Mar!】
From now until 3 March 2025, New Customers who successfully applied for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 after card issuance, can enjoy one of the exclusive rewards:
・🌟🇯🇵🇰🇷 Round-trip Air Ticket from Hong Kong to Okinawa/ Seoul, inclusive of 20kg baggage allowance (excluding tax and fuel surcharges) or
・[⚡️Limited-time Upgrade Offer!] HK$1,800 Apple Store Gift Card / PARKnSHOP Supermarket Voucher or
・BERMAS 26" Front-open Suitcase (Value: HK$3,999) or
・YA-MAN HRF-10T RF Beauté Photo PLUS (Value: HK$3,180) or
・SONY WF-1000XM5 Earbuds (Value: HK$2,490) or
・GHD PLATINUM+ Styler (Value: HK$2,295)!

- Welcome Offer (Cash Rebate)
- HK$1,600
- First-year annual fee
- HK$0
- Instant discount in HKTVmall every Thursday
- 5% off
- Minimum Income Requirements
- HK$600,000
- Miles Conversion (local spend)
- HK$6 = 1 Mile
- Miles Conversion (overseas spend)
- HK$4 = 1 Mile
- MoneySmart exclusive rewards
- HK$400
- Rebate on transportation fare payments
- 15%
- Tunnel tolls and parking fee rebate
- 5%
- Minimum Income Requirements
- $0
- Cash back on Wallet transactions
- 5X points
- cash back on contactless payments
- 3X points
- Min. Annual Salary
- HK$120,000
- Rebate on transportation fare payments
- 15%
- Tunnel tolls and parking fee rebate
- 5%
- Minimum Income Requirements
- HK$120,000
- Cash back on local spending (Designated HKT merchants and Designated Merchants)
- 4%
- Cash back on other local spending
- 1%
- Min. Annual Salary
- HK$0
- Cash back on Foreign Currency Spending
- 2%
- Miles Conversion (dining, online and overseas transactions)
- N/A
- Minimum Income Requirements
- $0
- Cash back on local spend
- 2%
- Cash back on overseas spend
- 2%