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Best PrimeCredit Cash Back Credit Cards in Hong Kong 2024

Compare and find the best PrimeCredit cashback credit cards in Hong Kong to get the most cash rebate in eligible transactions, and get extra cash rewards on designated spending categories. Read More
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We found 4 PrimeCredit Credit Cards for you!
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WeWa UnionPay Diamond Card
MoneySmart Exclusive

WeWa UnionPay Diamond Card

Min. Annual Salary
HK$0
Local, Overseas and Online Spending via selected mobile payments
Up to 6%
Cash rebate on travel spending and designated spending categories
4%

【MoneySmart Exclusive Offer】Want to get extra HK$200 vouchers from MoneySmart?  From now until 30 November 2024, new customers who successfully applied for WeWa UnionPay Diamond Card via MoneySmart, can enjoy 2,000 SmartPoints without further spending! Use your SmartPoints to redeem vouchers of your choice worth HK$200 in the Rewards Store (over 20+ brand vouchers including Apple / Wellcome/ HKTVmall etc)!. Click here for more details. T&C applied. (fulfilled by MoneySmart)
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【MoneySmart Exclusive Offer: Get 12 Months of Deliveroo Plus Silver Membership and a Cash Voucher for Free (Valued at $726)】
By November 30, 2024, apply for the WeWa UnionPay Diamond Card through MoneySmart and submit the rewards redemption form, you can earn an additional 12 months of Deliveroo Plus Silver membership and a cash voucher redemption code (valued at HK$726) within 14 days after the promotion ends! (Limited offer, first come first served, while stocks last)! Terms and conditions apply.
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【PrimeCredit x MoneySmart】From now until December 31 2024, successfully applied WeWa UnionPay Diamond Card through MoneySmart and earn extra HK$100 cash rebate + Welcome offer : 🇯🇵 Osaka Round-trip Flight Tickets or Sony Wireless Noise Cancelling Headphones WH-1000XM4 (Silver) (Suggested price: HK$2,890) or HK$500 Cash Rebate or up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program or Tertiary Student: HK$400 Klook e-Gift Card (Extra reward will be fulfilled by PrimeCredit)

Valid until 30 Nov 2024 - See more details below
Apply Now
More Details
EarnMORE UnionPay Diamond Card
MoneySmart Exclusive
Earn 2% cashback from everyday spending

EarnMORE UnionPay Diamond Card

Min. Annual Salary
HK$0
Cash back on overseas spend
2%
Cash back on local spend
2%

【MoneySmart Exclusive Offer】Want to get extra $200 vouchers from MoneySmart?  From now until 30 November 2024, new customers who successfully applied for EarnMORE UnionPay Diamond Card via MoneySmart, can enjoy 2,000 SmartPoints without further spending! Use your SmartPoints to redeem vouchers of your choice worth HK$200 in the Rewards Store(over 20+ brand vouchers including Apple / Wellcome/ HKTVmall etc)!. Click here for more details. T&C applied. (fulfilled by MoneySmart)
⠀⠀
【MoneySmart Exclusive Offer: Get 12 Months of Deliveroo Plus Silver Membership and a Cash Voucher for Free (Valued at $726)】
By November 30, 2024, apply for the EarnMORE UnionPay Diamond Card through MoneySmart and submit the rewards redemption form, you can earn an additional 12 months of Deliveroo Plus Silver membership and a cash voucher redemption code (valued at HK$726) within 14 days after the promotion ends! (Limited offer, first come first served, while stocks last)! Terms and conditions apply.
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[PrimeCredit x MoneySmart] From now until December 31, apply EarnMORE UnionPay Diamond Card through MoneySmart and earn extra HK$100 cash rebate + Welcome offer: HK$670 cash rebate (included the extra up to 2% cash rebate) or  OTO Vanda 2.0 massage chair (VN-05) (Suggested price: HK$13,800) or German Pool Smart Air Purifier Fan (EFB-426HM-SC) (Suggested price: HK$2,480) or up to HK$90K Interest-free and Handling Fee-free Cash Instalment Program or Tertiary Student: HK$400 Klook e-Gift Card (Extra reward will be fulfilled by PrimeCredit)

Valid until 30 Nov 2024 - See more details below
Apply Now
More Details
EarnMORE UnionPay Diamond Card (applicable to designated Full-time University /Tertiary Students)
MoneySmart Exclusive
3 Complimentary airport lounges access per year

EarnMORE UnionPay Diamond Card (applicable to designated Full-time University /Tertiary Students)

Min. Annual Salary
HK$0
Local, Overseas and Online Spending via selected mobile payments
Up to 6%
Cash back on local spend
2%

【MoneySmart Exclusive Offer】Want to get extra $200 vouchers from MoneySmart?  From now until 30 November 2024, new customers who successfully applied for EarnMORE UnionPay Diamond Card via MoneySmart, can enjoy 2,000 SmartPoints without further spending! Use your SmartPoints to redeem vouchers of your choice worth HK$200 in the Rewards Store (over 20+ brand vouchers including Apple / Wellcome/ HKTVmall etc)!. Click here for more details. T&C applied. (fulfilled by MoneySmart)
⠀⠀
【MoneySmart Exclusive Offer: Get 12 Months of Deliveroo Plus Silver Membership and a Cash Voucher for Free (Valued at $726)】
By November 30, 2024, apply for the EarnMORE UnionPay Diamond Card through MoneySmart and submit the rewards redemption form, you can earn an additional 12 months of Deliveroo Plus Silver membership and a cash voucher redemption code (valued at HK$726) within 14 days after the promotion ends! (Limited offer, first come first served, while stocks last)! Terms and conditions apply.
⠀⠀
[PrimeCredit x MoneySmart] From now until December 31, apply EarnMORE UnionPay Diamond Card through MoneySmart and earn extra HK$100 cash rebate + Welcome offer: HK$670 cash rebate (included the extra up to 2% cash rebate) or  OTO Vanda 2.0 massage chair (VN-05) (Suggested price: HK$13,800) or German Pool Smart Air Purifier Fan (EFB-426HM-SC) (Suggested price: HK$2,480) or up to HK$90K Interest-free and Handling Fee-free Cash Instalment Program or Tertiary Student: HK$400 Klook e-Gift Card (Extra reward will be fulfilled by PrimeCredit)

Valid until 30 Nov 2024 - See more details below
Apply Now
More Details
WeWa UnionPay Diamond Card (applicable to designated Full-time University /Tertiary Students)
MoneySmart Exclusive

WeWa UnionPay Diamond Card (applicable to designated Full-time University /Tertiary Students)

Min. Annual Salary
HK$0
Local, Overseas and Online Spending via selected mobile payments
Up to 6%
Cash rebate on travel spending and designated spending categories
4%

【MoneySmart Exclusive Offer】Want to get extra HK$200 vouchers from MoneySmart?  From now until 30 November 2024, new customers who successfully applied for WeWa UnionPay Diamond Card via MoneySmart, can enjoy 2,000 SmartPoints without further spending! Use your SmartPoints to redeem vouchers of your choice worth HK$200 in the Rewards Store (over 20+ brand vouchers including Apple / Wellcome/ HKTVmall etc)!. Click here for more details. T&C applied. (fulfilled by MoneySmart)
⠀⠀
【MoneySmart Exclusive Offer: Get 12 Months of Deliveroo Plus Silver Membership and a Cash Voucher for Free (Valued at $726)】
By November 30, 2024, apply for the WeWa UnionPay Diamond Card through MoneySmart and submit the rewards redemption form, you can earn an additional 12 months of Deliveroo Plus Silver membership and a cash voucher redemption code (valued at HK$726) within 14 days after the promotion ends! (Limited offer, first come first served, while stocks last)! Terms and conditions apply.
⠀⠀
【PrimeCredit x MoneySmart】From now until December 31 2024, successfully applied WeWa UnionPay Diamond Card through MoneySmart and earn extra HK$100 cash rebate + Welcome offer : 🇯🇵 Osaka Round-trip Flight Tickets or Sony Wireless Noise Cancelling Headphones WH-1000XM4 (Silver) (Suggested price: HK$2,890) or HK$500 Cash Rebate or up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program or Tertiary Student : HK$400 Klook e-Gift Card (Extra reward will be fulfilled by PrimeCredit)

Valid until 30 Nov 2024 - See more details below
Apply Now
More Details

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PrimeCredit Cashback Credit Card 2023

PrimeCredit Cashback CardBenefits Min. Income Requirements
WeWa Unionpay Diamond Card4% cash rebate for travel, cinema, karaoke and theme park spendingHK$0
EarnMORE UnionPay Diamond CardUp to 2% cash rebate for all merchant categories HK$0

PrimeCredit Cashback Card Welcome Gifts

EarnMORE UnionPay Card

Successfully applied through MoneySmart: Extra HK$100 cash rebate + Welcome offer: HK$670 cash rebate (included the extra up to 2% cash rebate) or OTO massage chair or Aurabeat AG+ Air Purifier or Up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program. (Exclusive reward will be fulfilled by PrimeCredit)

WeWa Unionpay Diamond Card

Successfully applied through MoneySmart: Extra HK$100 cash rebate + Welcome offer: B&O Beosound Explore Bluetooth Speaker (Black Anthracite) or or HK$500 Cash Rebate or up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program or Tertiary Student: HK$200 Cash Rebate (Exclusive reward will be fulfilled by PrimeCredit) Although this card doesn’t offer intro bonuses, it offers a high cash rebate rate of 4% for qualified spending on travel, cinema, karaoke and theme park.

PrimeCredit EarnMore Credit Card VS WeWa Credit Card

Using a PrimeCredit cashback card on your everyday spending is a great way to earn rewards. Just do your normal spending with EarnMore Credit Card and earn 2% cashback for all eligible retail spending including Octopus AAVS. WeWa Credit Card offers 4% cash rebate for specific categories- making this card a winner for spending on travel, cinema, karaoke and theme park spending. Cardholders are not required to register in advance to receive cashback. Cashback will be credited to the account of cardholders automatically. Moreover, cardholders can also enjoy an array of UnionPay Card privileges.

Year-round PrimeCredit UnionPay Benefits

Overseas Transaction Fee Waiver

Enjoy HK$0 handling fee for overseas spending

Access to LoungeKey

Cardholders can enjoy complimentary access to LoungeKey for 3 times if you meet the spending requirements of HK$12,000 for two consecutive months.

HK$1 for Pacific Coffee Drink

Enjoy HK$1 handcrafted beverages valued at less than HK$25 in Hong Kong Airport Pacific Coffee

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FAQ

Can students also apply for PrimeCredit cash back card?

Yes. Full-time university/ tertiary students from designated educational institutions can also apply for PrimeCredit cashback credit card. Their spending requirement for the welcome gift is more relaxed. A new customer is entitled to an HK$200 welcome cash rebate for any qualified retail spending of HK$2,000 or more within the first 90 days of card issuance.

Is there any cap on the cash rebate?

Yes. There is a cap. EarnMore Credit Card offers 2% cash rebate for eligible retail spending of up to HK$200,000. That is to say, the maximum amount that you can earn is HK$2,000. You will still receive a 1% cash rebate for your further spending. Besides, WeWa Unionpay Diamond Card also caps the bonus cash back for travel, cinema, karaoke and theme park spending at HK$2,000.

How to earn more cashback with a PrimeCredit cashback card?

Make sure you do all your eligible shopping with PrimeCredit cashback credit card including Octopus AAVS. Don’t miss the introductory bonus and time-limited cashback multiplier to earn more rewards in a much shorter period of time.