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Best American Express Cash Back Credit Cards in Hong Kong 2024

Compare and find the best American Express cashback credit cards in Hong Kong to get the most cash rebate in eligible transactions, and get extra cash rewards on designated spending categories. Read More
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We found 4 American Express Credit Cards for you!
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American Express Explorer® Credit Card
MoneySmart Exclusive
No expiry date for Membership Rewards points

American Express Explorer® Credit Card

Min. Annual Salary
HK$300,000
Complimentary Plaza Premium Lounge Access
8 times per Calendar Year
Miles Conversion (Eligible Local Transaction)*
HK$4.5 = 1 Mile
【📣MoneySmart Exclusive: Elevate Your Rewards, Extend Your Journey!】
From now on until 31 December 2024, customers who successfully apply for the American Express Explorer Credit Card via MoneySmart can earn 108,000 American Express Membership Rewards points (eqv. to 6,000 miles) upon the qualified spending of HK$7,000 within the first 3 months. Receive an extra HK$100 rebate by first top up HK$300 via iPhone or Apple Watch to your Octopus in the first 3 months.

🛫 Zoom to Japan, Korea, and Taiwan with Ample Time!
Within the FIRST 6 MONTHS, earn HK$2=1 mile on eligible foreign currency transactions, up to 720,000 Points, enough to redeem for 40,000 miles. Plus, earn HK$4.5=1 mile on eligible local transactions, up to 432,000 Points, enough to redeem for 24,000 miles. That's a potential of up to 64,000 bonus miles! Enroll to earn as low as HK$1.68 = 1 mile of overseas spend!
Valid until 31 Dec 2024 - See more details below
Apply Now
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American Express® Platinum Credit Card
MoneySmart Exclusive
Up to 50% savings at designated restaurants

American Express® Platinum Credit Card

Min. Annual Salary
HK$300,000
Cash back on overseas spend
1％
Cash back on local spend
1％
【📣 Upgraded Welcome Offer: Valued up to HK$3,060 upon card approval!】
Apply via MoneySmart by 15 January 2025 to earn 4 complimentary movie tickets. An aggregate spend of HK$5,000 within the first 3 months grants you another HK$500 city'super voucher! Don't miss out on the chance to earn rewards up to HK$3,060! 
Valid until 15 Jan 2025 - See more details below
Apply Now
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Blue Cash® Credit Card from American Express
Unlimited 1.2% Cashback

Blue Cash® Credit Card from American Express

Min. Annual Salary
HK$0
Cash back on overseas spend
1.2%
Cash back on local spend
1.2%
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American Express I.T Cashback Card
Up to 25% discount at I.T

American Express I.T Cashback Card

Min. Annual Salary
HK$150,000
Cash back on overseas spend
1.2%
Cash back on local spend
1.2%
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What is a Cashback Credit Card?

With a Cashback Credit Card, you can automatically earn cash rebates on every eligible purchase both locally and overseas to offset your spending. Some credit cards offer unlimited Cashback on spending while the others set a cap. Cardholders may enjoy a higher rate of Cashback when making purchases in designated categories.

American Express Cashback Offers

AMEX offers 1.2% Cashback for every $1 spend on eligible purchases with AMEX Cashback Credit Card both in town and overseas. What’s more, with I.T Cashback Card, cardmembers can also enjoy bonus 0.8% at I.T stores.

Local spending

AMEX Blue Cash card and I.T card offer 1.2% cashback for everyday purchases locally including retail spending and octopus AAVS.

Overseas Spending

AMEX Blue Cash card and AMEX I.T card offer 1.2% cashback for overseas spending for goods and services in areas like dining, shopping etc.

Cashback Restrictions

Credit Card holders cannot earn Cashback in the following transactions: credit card annual fee, balance transfer, finance charges, late payment and referral changes, tax bill payment or any utility gas and electricity payments etc.

Is it Worth Getting a Cashback Credit Card?

It is worthwhile getting an I.T Cashback card if you are a regular customer at the physical I.T stores as it offers an extra 0.8% Cashback on top of the 1.2 % basic Cashback. Overall, it is worth it to apply for a Cashback card if you prefer instant rewards.

Is it good to have an American Express credit card?

AMEX credit cards offer peace of mind with its online fraud protection guarantee, 45 days cover of purchases and 24/7 customer service.

45 Days Cover

AMEX offers up to HK$30,000 in reimbursement cover per incident for purchases affected by accidental damage or theft occurred within 45 days from the date of purchase.

Online Fraud Protection Guarantee

AMEX cardholders won't be held responsible for fraudulent online transactions provided that incidents are reported on or before the due date of the statement upon discovery.

Special Offers

I.T Cashback card offers up to 15% savings at selected I.T stores and cardholders even enjoy up to 25% savings at selected I.T stores as birthday month privileges. Cardmembers can even enjoy 15% savings on 2D, 3D and IMAX movie tickets at Broadway Circuit and AMC Pacific Place Cinemas. Not only can Cardmember earns Cashback but also great savings such as year-round dining offers from restaurants that participate in AMEX Selects.

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