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DBS Tax Loans Review 2024: Compare the Latest DBS Tax Season Loan Interest Rates, Loan Amounts and Exclusive Offers

Compare DBS tax loan plans and enjoy lower rates compared with personal loans in tax seasons! Read More
200,000 personal loan Paid over 24 months
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We found 1 DBS Personal Loan for you!
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DBS Personal Instalment Loan

Monthly Payment

HK$8,733

MoneySmart Exclusive
Instant cash out single-handedly

DBS Personal Instalment Loan

APR as low as*
5.91%
Total Amount Payable
HK$209,600
Total Interest Payable
HK$9,600
Monthly Payment
HK$8,733

【🔝Offer Upgrade -Get up to a total of HK$19,200 rewards】
New customers who successfully apply and drawdown DBS Personal Instalment Loan via MoneySmart can get up to HK$12,000 rewards + Extra up to 72,000 SmartPoints! 
⠀⠀
72,000 SmartPoints can fully redeem HK$7,200 cash vouchers (over 20+ brand vouchers including Apple / PARKnSHOP supermarket voucher, etc) or SAMSUNG Galaxy S24 Plus 256GB (Value: HK$7,598) or SAMSUNG The Freestyle Projector 2nd Gen (Value: HK$6,980) or 11-inch iPad Pro Wi-Fi 128GB (Value: HK$6,499) or cash out HK$4,800 via FPS. If the product costs more, redeem with your points and top up the rest by purchasing additional SmartPoints!

Valid until 31 Dec 2024 - See more details below
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DBS Tax Loan 2021

DBS Tax LoanAPRFeature
DBS Tax Season LoanAs low as 1.33%Repayment Period between 12-24 months

Why DBS Tax Loan?

DBS Tax Season Loan offers as low as 0.08% monthly flat rate and 1.78% Annual Percentage Rate (APR) with 0% handling fee. The loan amount is up to HK$2,000,000 or 20x of the monthly salary (whichever lower) and customers can enjoy a 12 – 24 month flexible repayment period. Upon successful application and drawdown, customers can enjoy up to HK$200 coupons.

DBS Tax Loan Promotion

Apply from today to 31 December 2020 and draw down the approved tax loan on or before 21 January 2021 to enjoy up to HK$200 coupons. If eligible, a redemption letter will be mailed to the customer within 3 months from the date the promotion ends. Customers can redeem the Coupons at the designated redemption centre.

How to Apply DBS Personal Loans?

The easiest way to apply for DBS Tax Season Loan is to apply online or you can call the DBS Personal Loans Hotline at +852 2290 8118. Alternatively, customers can send a WhatsApp to +852 6603 0001 with your surname, and a designated member of staff from DBS will contact you to follow up your loan enquiry.

DBS Tax Loan Fees

Customers can enjoy 0% handling fee, which can reduce the borrowing cost greatly. However, late repayment surcharge still applies if customers fail to keep up the repayment. DBS will charge 3% interest rate of the total monthly repayment amount overdue together with an additional late charge of HK$300. The early settlement administrative fee of 1.5% per annum will be incurred if customers wish to repay the debt in full earlier than the agreed date.

DBS Tax Loans Frequently Asked Questions

What is the difference between Personal Loan and DBS Tax Season Loan?

DBS Tax Season Loan is the Personal Instalment Loan with a lower interest that DBS offers during tax season.

Can I save interest by paying off the loan earlier?

Yes. You can save interest by paying off the loan earlier but you still have to pay the early settlement administrative fee, which is likely to outweigh the interest saved.

How long should I choose to pay off the debt?

It is not the longer, the better. It is important to bear in mind that the longer you choose, the more interest you have to pay. You should make sure the money left of your monthly income after paying off the debt should be able to cover your daily expenses.

How to enjoy the lowest APR?

Customers may enjoy flat rate as low as 0.08%/ APR 1.78% if the loan amount is HK$1,500,000 or above with a repayment period of 12 months Your financial condition may also affect the final interest rate applies to you.

Who can apply for DBS Tax Loan?

To be eligible for DBS Tax Loan, the applicant must be Hong Kong resident aged 18 years old or above with minimum annual income of HK$80,000.