Monthly Payment
HK$8,473
- APR*
- 1.56%
- Total Amount Payable
- HK$203,360
- Total Interest Payable
- HK$3,360
- Monthly Payment
- HK$8,473
【💵Tax Season last call - New Phone in Town and Flight Tickets for Two !📱】Apply to get up to HK$20,698Rewards!
New customers who successfully apply for the Citi Tax Season Loan / Citi Card Debt Consolidation Loan on or before 31 March 2025 and successfully draw down on or before 30 April 2025 would be eligible for MoneySmart exclusive gift up to an 🍎 iPhone 16 Plus 512GB (valued: HK$10,199) / HK$10,000 Apple Store Gift Card / PARKnSHOP supermarket vouchers! New addition to our gift selection would be round trip Cathay Pacific flight tickets to Tokyo/ Bali/ Fukuoka for two! The welcome offer from the bank is as high as an $8,000 cash voucher!
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⚡️Final Call! 🐼 Count the Pandas Right, CASH in Sight
From now until 31 Mar, customers who successfully applied for a designated loan via MoneySmart and get the correct answer for the question can enjoy HK$700 cash (automatically converted by 7,000 SmartPoints) directly deposited into your FPS account - regardless of approval! T&C applies.
Monthly Payment
HK$8,573
- The lowest APR
- 1.88%
- Total Amount Payable
- HK$205,760
- Total Interest Payable
- HK$5,760
- Monthly Payment
- HK$8,573
🐼 Count the Pandas Right, CASH in Sight
From now until 31 Mar, customers who successfully applied for a designated loan via MoneySmart and get the correct answer for the question can enjoy HK$700 cash (automatically converted by 7,000 SmartPoints) directly deposited into your FPS account - regardless of approval! T&C applies.
Monthly Exclusive Reward－Fly Freely 🛫
Successfully apply and drawdown with loan amount of HK$300,001 or above during 14-31 March, can get round-trip flight tickets to Taipei or Seoul for two－choose anywhere you like!
Monthly Payment
HK$8,564
- APR*
- 1.65%
- Total Amount Payable
- HK$201,536
- Total Interest Payable
- HK$1,536
- Monthly Payment
- HK$8,564
【CITIC Bank x MoneySmart Exclusive Offer 】- Get total reward up to HK$5,099!
Customers successfully draw down the designated loan amount could enjoy up to HK$4,000 Apple Store Gift Card or PARKnSHOP Supermarket Voucher or Maxim’s Gift e-Coupon ! New gift options include but not limited to 🆕 iPhone 16e 128GB / Apple HomePod / 🆕 Future Lab Stermidi Smart Dehumidifier / 🆕 Beoplay EX Wireless Earphones / Apple AirPods 4 with Active Noise Cancellation!
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🐼Count the Pandas Right, CASH in Sight －Bonus 🤑HK$888 Cash !
From 12 March 2025 until 31 March 2025, customers who successfully applied for a designated loan via MoneySmart and get the correct answer for the question can enjoy HK$888 🔥cash (automatically converted by 8,880 SmartPoints) directly deposited into your FPS account - regardless of approval! T&C applies.
Monthly Payment
HK$8,433
- The Lowest APR
- 1.18%
- Total Amount Payable
- HK$202,400
- Total Interest Payable
- HK$2,400
- Monthly Payment
- HK$8,433
From 1 March 2025 to 31 May 2025 (both dates inclusive), up to HK$18,000 Cash Bonus will be rewarded upon successful application and drawdown of the designated personal loan.
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⚠️FLASH DEAL ALERT【7 Days ONLY: Get an instant HK$1,300 CASH🤑 or PHILIPS Water Dispenser】
From 20 Mar 2025 to 31 Mar 2025, successfully apply for UA i-Money Express Online Personal Loan via MoneySmart, you can enjoy:
1️⃣ Exclusively earn 🔝 HK$1,300 cash (automatically converted by 13,000 SmartPoints and will directly deposit into your FPS account) / PHILIPS RO Water Dispenser ADD6901HWH01/90 (Value: HK$1,998) - regardless of approval!
2️⃣ Drawdown to enjoy up to HK$18,000 cash rewards^!
Monthly Payment
HK$9,033
- APR as low as*
- 1.28%
- Total Amount Payable
- HK$216,800
- Total Interest Payable
- HK$16,800
- Monthly Payment
- HK$9,033
🐼 Count the Pandas Right, CASH in Sight － Up to HKD10,888 with Mox Welcome Offer!
New customers who successfully open a Mox account and apply for a loan using the promo code "MSCASH10" and get the correct answer for the question on or before 31 March 2025 will earn an application bonus of a HKD500 Cash cash (automatically converted by 5,000 SmartPoints) directly deposited into your FPS account - regardless of approval! T&C applies.
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Those who apply for loan amount will also be eligible for the MoneySmart exclusive gift of up to HKD3,500 Cash Rebate🎉Rewards valued at up to HKD 10,888💰
Monthly Payment
HK$8,873
- APR*
- 6.28%
- Total Amount Payable
- HK$212,960
- Total Interest Payable
- HK$12,960
- Monthly Payment
- HK$8,873
【MoneySmart Exclusive Offer 】APR as low as 1.85%^, Get total rewards up to HK$16,698!
From now on until 31 March 2025, customers successfully apply for loan via MoneySmart and draw down the designated loan amount could enjoy up to Samsung Galaxy Z Flip6 (value: $8,698) or iPad Air 13-inch 256GB (Value: HK$7,099)Mac mini (M4, 256GB SSD, 16GB RAM) (Value: HK$4,599) or up to HK$7,800 Apple Store Gift Card/ PARKnSHOP Supermarket Voucher/ HKTVmall e-Voucher!
Monthly Payment
HK$8,433
- The Lowest APR
- 1.18%
- Total Amount Payable
- HK$202,400
- Total Interest Payable
- HK$2,400
- Monthly Payment
- HK$8,433
From 1 March 2025 to 31 May 2025 (both dates inclusive), up to HK$18,000 Cash Bonus will be rewarded upon successful application and drawdown of the designated personal loan.
Monthly Payment
HK$8,493
- APR*
- 1.68%
- Total Amount Payable
- HK$203,840
- Total Interest Payable
- HK$3,840
- Monthly Payment
- HK$8,493
【Upgraded Offer – up to $32,368 rewards】 Seize market opportunities💰Click in secure capital in 3 steps
From 1 March until 31 March, apply for WeLab Bank Personal Instalment Loan (Applicable during tax season) via MoneySmart using promo code 「NLSMRT」and submit all required documents, you can earn the application bonus of HK$800 vouchers (given out as 8,000 SmartPoints) regardless of approval! But thats not all! If you successfully apply and drawdown a loan through MoneySmart, you can receive cash rebate up to HK$23,888 offered by WeLab Bank and MoneySmart exclusive rewards up to HK$7,180 as well!
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No need to borrow up to HK$1 million or above, loans of HK$500,000 or more can enjoy low interest rates as low as 1.68% APR. Even before tax season, you can still borrow at low interest rates!
🐼 Count the Pandas Right, CASH in Sight
From now until 31 Mar, customers who successfully applied for a designated loan via MoneySmart and get the correct answer for the question can enjoy HK$500 cash (automatically converted by 5,000 SmartPoints) directly deposited into your FPS account - regardless of approval! T&C applies.
Monthly Payment
HK$8,453
- APR*
- 1.38%
- Total Amount Payable
- HK$202,880
- Total Interest Payable
- HK$2,880
- Monthly Payment
- HK$8,453
⚠️【FLASH DEAL ALERT : Get an instant HK$1,300 CASH🤑 or PHILIPS Water Dispenser】
From 24 Mar to 31 Mar 2025, successfully apply for UA Civil Servants and Professionals Express Loan/ UA Seasonal Tax Loan via MoneySmart, you can enjoy:
1️⃣ Exclusively earn 🔝 HK$1,300 cash (automatically converted by 13,000 SmartPoints and will directly deposit into your FPS account) / PHILIPS RO Water Dispenser ADD6901HWH01/90 (Value: HK$1,998) - regardless of approval!
2️⃣ Drawdown to enjoy up to HK$18,000 cash rewards^!
Monthly Payment
HK$8,573
- The lowest APR
- 1.38%
- Total Amount Payable
- HK$205,760
- Total Interest Payable
- HK$5,760
- Monthly Payment
- HK$8,573
🐼 Count the Pandas Right, CASH in Sight
From now until 31 Mar, customers who successfully applied for a designated loan via MoneySmart and get the correct answer for the question can enjoy HK$700 cash (automatically converted by 7,000 SmartPoints) directly deposited into your FPS account - regardless of approval! T&C applies.
Monthly Exclusive Reward－Fly Freely 🛫
Successfully apply and drawdown with loan amount of HK$300,001 or above during 14-31 March, can get round-trip flight tickets to Taipei or Seoul for two－choose anywhere you like!
Monthly Payment
HK$9,067
- APR as low as*
- 5.91%
- Total Amount Payable
- HK$209,600
- Total Interest Payable
- HK$9,600
- Monthly Payment
- HK$9,067
【🔝Offer Upgrade -Get up to a total of HK$19,200 rewards】
New customers who successfully apply and drawdown DBS Personal Instalment Loan via MoneySmart can get up to HK$12,000 rewards + Extra up to 72,000 SmartPoints!
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72,000 SmartPoints can fully redeem HK$7,200 cash vouchers (over 20+ brand vouchers including Apple / PARKnSHOP supermarket voucher, etc) or SAMSUNG Galaxy S24 Plus 256GB (Value: HK$7,598) or SAMSUNG The Freestyle Projector 2nd Gen (Value: HK$6,980) or 11-inch iPad Pro Wi-Fi 128GB (Value: HK$6,499) or cash out HK$4,800 via FPS. If the product costs more, redeem with your points and top up the rest by purchasing additional SmartPoints!
Monthly Payment
HK$8,573
- The Lowest APR
- 1.88%
- Total Amount Payable
- HK$205,760
- Total Interest Payable
- HK$5,760
- Monthly Payment
- HK$8,573
🐼 Count the Pandas Right, CASH in Sight
From now until 31 Mar, customers who successfully applied for a designated loan via MoneySmart and get the correct answer for the question can enjoy HK$700 cash (automatically converted by 7,000 SmartPoints) directly deposited into your FPS account - regardless of approval! T&C applies.
Monthly Payment
HK$9,019
- APR as low as*
- 1.98%
- Total Amount Payable
- HK$216,464
- Total Interest
- HK$16,464
- Monthly Payment
- HK$9,019
Pledges approval result within 60 seconds^ from receive complete loan application information and customer’s consent for accessing the credit reference report. If the approval result is not available within the guaranteed time, successfully approved customers can enjoy an Interest Waiver Coupon up to value HK$1,000⁺.
#No credit report checks on Incognito mode quotation stage and authorize the credit report to complete the approval after that.
^ From your consent accessing the credit report to the approval result. Applicable to qualified customers only. For details, please refer to the website.
⁺VCREDIT reserves the final rights and is subject to the terms and conditions on a case-by-case basis.
