Most Popular Credit Cards

Get the most popular credit cards in HK to earn most air miles, cashback and welcome offers, apply through MoneySmart to get extra rewards! Read More
We found 17 Credit Cards for you!
Standard Chartered Smart Card
MoneySmart Exclusive
5% rebate|Waive foreign exchange fee
Cash back on spending at designated stores of HKTVmall
5%
cash back on local spend
5%
MoneySmart Exclusive Offer
HK$2,798

【MoneySmart Exclusive : Rewards up yo HK$2,798💰】From now until 30 September 2024, New Cardholders who successfully apply for Standard Chartered Smart Card now via MoneySmart to get JBL Charge 5 Portable Waterproof Speaker (Value HK$1,998) or Dreame Hair Glory High-Speed Hair Dryer (Value: HK$1,199) or BRUNO BOE021 - Compact Hot Plate (Value: $998) or HK$800 Apple Store Gift Card or HK$800 PARKnSHOP supermarket vouchers or HK$800 HKTVmall e-Vouchers.
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【MoneySmart Pampers You 🍎📱 3 Steps to Win the Newest Flagship Phone】
Successfully apply for Smart Card via MoneySmart by 30 Sep, complete the required steps and you will have a chance to win the latest flagship phone, earphones, smartwatches and more! Visit the event page for more information.
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【🤝🏻Stack Your Rewards: HK$100 for Every Referral, Unlimited Earnings】
If you have successfully applied for a credit card through MoneySmart during 1 Jan 2023 - 31 Jul 2024 and are entitled to MoneySmart exclusive rewards, you can earn an additional 1,000 points (equivalent to HK$100) by referring a friend or yourself to successfully apply for a specified credit card during 1 Sep - 30 Sep! Enjoy limitless rewards - the more you refer, the more you earn!

Valid until 30 Sep 2024 - See more details below
Apply Now
Mox Credit
MoneySmart Exclusive
Best-in-town Unlimited CashBack
Min. Annual Salary
0
Unlimited CashBack at all supermarkets
3%
Unlimited CashBack
2%

⚡️Limited Time Offer【Use Promo MSTEASY01 to earn as high as HKD3,398 Offer】
From now until 30 September 2024, successfully open a Mox Account with the code “MSTEASY01” and apply for Mox Credit, with accumulating spending of HKD3,500 within 30 calendar days after approval to get B&W Pi7 S2 In-ear True Wireless earbuds (value : HKD3,380) / BERMAS 30inch Spaceship Suitcase 2nd Version (value : HKD3,398) / HKD1,300 Apple Store Gift Card / HKD1,300 PARKnSHOP supermarket vouchers / HKD1,300 HKTVmall e-vouchers!
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Enjoy the September Flash Deposit Offer - HK$1,000 welcome reward by depositing HKD250,000 or more within the first 7 days of account opening and maintaining it for 60 days.
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【MoneySmart Pampers You 🍎📱 3 Steps to Win the Newest Flagship Phone】
Successfully apply for Mox Credit via MoneySmart by 30 Sep, complete the required steps and you will have a chance to win the latest flagship phone, earphones, smartwatches and more! Visit the event page for more information.

Valid until 30 Sep 2024 - See more details below
Apply Now
WeWa UnionPay Diamond Card
MoneySmart Exclusive
Min. Annual Salary
0
Local, Overseas and Online Spending via selected mobile payments
Up to 6%
Cash rebate on travel spending and designated spending categories
4%

**【MoneySmart Exclusive Offer】**Want to get extra $300 vouchers from MoneySmart?  From now until 30 September 2024, new customers who successfully applied for WeWa UnionPay Diamond Card via MoneySmart, can enjoy 3,000 SmartPoints without further spending! Use your SmartPoints to redeem vouchers of your choice worth HK$300 in the Rewards Store (over 20+ brand vouchers including Apple / Wellcome/ HKTVmall etc)!. Click here for more details. T&C applied. (fulfilled by MoneySmart)

【PrimeCredit x MoneySmart】From now until December 31 2024, successfully applied WeWa UnionPay Diamond Card through MoneySmart and earn extra HK$100 cash rebate + Welcome offer : 🇯🇵 Osaka Round-trip Flight Tickets or Sony Wireless Noise Cancelling Headphones WH-1000XM4 (Silver) (Suggested price: HK$2,890) or HK$500 Cash Rebate or up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program or Tertiary Student: HK$400 Klook e-Gift Card (Extra reward will be fulfilled by PrimeCredit)

Valid until 30 Sep 2024 - See more details below
Apply Now
HSBC Red Credit Card
Bank Promo
Bank Promo:
Limited-time online welcome offer:
New credit card customers can enjoy up to HK$800 RewardCash. Earn extra HK$200 RewardCash for new credit card customers who successfully apply for a Cash Instalment Plan, bringing the total rewards to up to HK$1,000.

Existing Credit Card Customers can enjoy a HK$200 RewardCash Offer.

When top up the PayMe wallet with the newly approved Red Card during the two subsequent calendar months after the month of card issuance. Together with the basic 0.4% RewardCash rebate, that's 4% RewardCash rebate in total!
Valid until 30 Sep 2024 - See more details below
Apply Now
Hang Seng enJoy Card
MoneySmart Exclusive
Up to 4x Points to spend as cash
Annual Fee
Perpetual annual fee waiver
Cash back on local spend
2%
Welcome Offer
Up to 120,000 yuu Points

【Make Every Grocery Trip Count】
From now until 15 September, new credit card customers* who successfully applied for the Hang Seng enJoy Card via MoneySmart, simply spend HK$1,200 within 30 days after card issuance, can enjoy an extra 12,000 SmartPoints; existing customers who spend HK$700 within 30 days after card issuance, can also enjoy extra 7,000 SmartPoints!
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New customers can use 12,000 SmartPoints to fully redeem HK$1,200 vouchers (over 20+ brand vouchers including Apple / Wellcome/ Klook etc) or Outin Nano Portable Espresso (Value: HK$1,068), you can also top-up to redeem SAMSUNG Galaxy Tab A9 (WIFI-64GB) (Value: HK$1,288) or Apple AirPods (3rd generation) (Value: HK$1,499) from our Rewards Store. Existing customers can use 7,000 SmartPoints to fully redeem a SAMSUNG Galaxy Buds FE (Retail Value: HK$898) or HK$700 vouchers. Explore more other options available at our Rewards Store!
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【Bank Welcome Offer】Link enJoy Card to yuu Rewards Program and accumulate eligible retail spending of HK$6,000, New Credit Card Customers will be entitled to 120,000 yuu Points (equivalent to rewards worth HK$600); Existing Credit Card Customers will be entitled to 80,000 yuu Points (equivalent to rewards worth HK$400)!
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【🤝🏻Stack Your Rewards: HK$100 for Every Referral, Unlimited Earnings】If you have successfully applied for a credit card through MoneySmart during 1 Jan 2023 - 31 Jul 2024 and are entitled to MoneySmart exclusive rewards, you can earn an additional 1,000 points (equivalent to HK$100) by referring a friend or yourself to successfully apply for a specified credit card on or before 30 Sep! Enjoy limitless rewards - the more you refer, the more you earn!

Valid until 26 Sep 2024 - See more details below
Apply Now
sim World Mastercard®️
MoneySmart Exclusive
Up to 8% cashback on online retail transactions*
Cashback on Online Retail Transactions
Up to 8%
Fee Waiver
First Year Free
Local Resident
HK$150,000

【🔓UNLOCK EPIC REWARDS: Earn a Divoom SongBird SE or HK$500 Cash Coupon - Take your pick!】
From now until 30 September 2024, customers apply for a designated sim credit card through MoneySmart (sim Credit Card/ sim World Mastercard®️) successfully to get a Divoom SongBird SE - Portable Dual Microphone Speaker (Retail Price: HK$799) or HK$500 Apple Store Gift Card/ PARKnSHOP Voucher/ HKTVmall E-vouchers! Complete the digital ID verification on the sim Credit Card App within 3 hours after application, sim will offer an additional HK$50 cash rebate; fulfilling the spending requirement can earn sim welcome offer of up to HK$1,120. Enjoy the total rewards of up to HK$1,969!
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【MoneySmart Pampers You 🍎📱 3 Steps to Win the Newest Flagship Phone】
Successfully apply for sim World Mastercard®️ via MoneySmart by 30 Sep, complete the required steps and you will have a chance to win the latest flagship phone, earphones, smartwatches and more! Visit the event page for more information.
⠀⠀
【🤝🏻Stack Your Rewards: HK$100 for Every Referral, Unlimited Earnings】
If you have successfully applied for a credit card through MoneySmart during 1 Jan 2023 - 31 Jul 2024 and are entitled to MoneySmart exclusive rewards, you can earn an additional 1,000 points (equivalent to HK$100) by referring a friend or yourself to successfully apply for a specified credit card on or before 30 Sep! Enjoy limitless rewards - the more you refer, the more you earn!

Valid until 30 Sep 2024 - See more details below
Apply NowApply directly on MoneySmart
EarnMORE UnionPay Diamond Card
MoneySmart Exclusive
Earn 2% cashback from everyday spending
Min. Annual Salary
0
Cash back on overseas spend
2%
Cash back on local spend
2%

【MoneySmart Exclusive Offer】Want to get extra $300 vouchers from MoneySmart?  From now until 30 September 2024, new customers who successfully applied for EarnMORE UnionPay Diamond Card via MoneySmart, can enjoy 3,000 SmartPoints without further spending! Use your SmartPoints to redeem vouchers of your choice worth HK$300 in the Rewards Store(over 20+ brand vouchers including Apple / Wellcome/ HKTVmall etc)!. Click here for more details. T&C applied. (fulfilled by MoneySmart)

[PrimeCredit x MoneySmart] From now until December 31, apply EarnMORE UnionPay Diamond Card through MoneySmart and earn extra HK$100 cash rebate + Welcome offer: HK$670 cash rebate (included the extra up to 2% cash rebate) or  OTO Vanda 2.0 massage chair (VN-05) (Suggested price: HK$13,800) or German Pool Smart Air Purifier Fan (EFB-426HM-SC) (Suggested price: HK$2,480) or up to HK$90K Interest-free and Handling Fee-free Cash Instalment Program or Tertiary Student: HK$400 Klook e-Gift Card (Extra reward will be fulfilled by PrimeCredit)

Valid until 30 Sep 2024 - See more details below
Apply Now
The Platinum Card
MoneySmart Exclusive
Enhanced Welcome Offer
Miles Conversion (Overseas Spending)
HK$6 = 1 Mile
Miles Conversion (Local Spending)
HK$9 = 1 Mile
Discount at designated restaurants
40%

⚡️September ONLY【Unlock Your Rewards: Premium Gifts of up to HK$5,488 Await】
From now until 30 September 2024, apply for the Platinum Card and fulfil spending of HK$15,000 within the first 2 months, indulge in ONE of the Premium Gifts and Exclusive Vouchers below. Hurry, this limited-time upgrade awaits!
1. 🆕 Philips Water dispenser ADD6921DG/90 (Retail Value: HK$5,488) or
2. 🆕 YA-MAN Bloom 6 RF Anti-aging Dual-protein Beauty Instrument (Retail Value: HK$4,480) or
3. Dyson Airwrap multi-styler (Retail value: HK$4,480) or
4. GoPro HERO12 BLACK Creator Edition (Retail value: HK$4,800) or
5. HK$3,500 Apple Store Gift Card or
6. HK$3,500 PARKnSHOP Supermarket Voucher
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Terms & Conditions Apply.

Valid until 30 Sep 2024 - See more details below
Apply Now
sim Credit Card
MoneySmart Exclusive
Up to 8% cashback on online retail transactions*
Cashback on Online Retail Transactions
Up to 8%
Fee Waiver
First Year Free
Minimum Income Requirements
N/A

【🔓UNLOCK EPIC REWARDS: Earn a Divoom SongBird SE or HK$500 Cash Coupon - Take your pick!】
From now until 30 September 2024, customers apply for a designated sim credit card through MoneySmart (sim Credit Card/ sim World Mastercard®️) successfully to get a Divoom SongBird SE - Portable Dual Microphone Speaker (Retail Price: HK$799) or HK$500 Apple Store Gift Card/ PARKnSHOP Voucher/ HKTVmall E-vouchers! Complete the digital ID verification on the sim Credit Card App within 3 hours after application, sim will offer an additional HK$50 cash rebate; fulfilling the spending requirement can earn sim welcome offer of up to HK$1,120. Enjoy the total rewards of up to HK$1,969!
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【🤝🏻Stack Your Rewards: HK$100 for Every Referral, Unlimited Earnings】
If you have successfully applied for a credit card through MoneySmart during 1 Jan 2023 - 31 Jul 2024 and are entitled to MoneySmart exclusive rewards, you can earn an additional 1,000 points (equivalent to HK$100) by referring a friend or yourself to successfully apply for a specified credit card on or before 30 Sep! Enjoy limitless rewards - the more you refer, the more you earn!

Valid until 30 Sep 2024 - See more details below
Apply NowApply directly on MoneySmart
American Express Explorer® Credit Card
No expiry date for Membership Rewards points
Min. Annual Salary
HK$300,000
Complimentary Plaza Premium Lounge Access
8 times per Calendar Year
Miles Conversion (Eligible Foreign Currency Transaction)*
HK$1.68 = 1 Mile
Apply Now
DBS Eminent Visa Platinum Card
MoneySmart Exclusive
Min. Annual Salary
HK$150,000
Rebate on designated spending categories
5%
Rebate on other retail spending
1%

From now until 30 September 2024, customers who apply for designated cards through MoneySmart (Eminent Visa Platinum Card/ DBS Eminent Visa Signature Card) successfully, can get HK$200 Apple Store Gift Card or HK$200 Klook Gift Card or HK$200 ParknShop Voucher! 
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【🤝🏻Stack Your Rewards: HK$100 for Every Referral, Unlimited Earnings】
If you have successfully applied for a credit card through MoneySmart during 1 Jan 2023 - 31 Jul 2024 and are entitled to MoneySmart exclusive rewards, you can earn an additional 1,000 points (equivalent to HK$100) by referring a friend or yourself to successfully apply for a specified credit card on or before 31 Aug! Enjoy limitless rewards - the more you refer, the more you earn!

Valid until 30 Sep 2024 - See more details below
Apply Now
Dah Sing MyAuto Credit Card
MoneySmart Exclusive
Min. Annual Salary
HK$150,000
Miles Conversion (local spend)
N/A
Cash back on local spend
0.4%

From now until 30 September 2024, successfully apply for the Dah Sing MyAuto Credit Card through MoneySmart to get an HK$150 PARKnSHOP Supermarket Voucher or HKTVmall e-Voucher!

Apart from that, receive an AutobotV mini max 2 Handheld Vacuum Cleaner (Suggested Retail Price: HK$588) upon accumulating eligible spending of HK$10,000 or above within the first 2 months from the date of card issuance or Enjoy HK$400 Cash Rebate upon accumulating eligible spending of HK$6,000 or above within the first 2 months from the date of card issuance (Fulfilled by Dah Sing Bank)

Valid until 30 Sep 2024 - See more details below
Apply Now
Dah Sing ONE+ Credit Card
MoneySmart Exclusive
HK$150,000
Annual Fee Waiver
First 2 Years
Cash back on retail spend
1%

【Welcome offer Exclusive for MoneySmart Users】From now until 30 September 2024,  New Dah Sing Credit Cardholder to get extra HK$150 PARKnSHOP supermarket vouchers or HKTVmall e-Voucher upon approval on the credit card! Total up to HK$650 rewards including Dah Sing Bank welcome offer. 

Each Eligible Cardholder is entitled to HK$500 cash rebate upon accumulating Eligible Spending of HKD5,000 or above, and making at least 5 Eligible Spending transactions, within the first 2 months from the date of the Bank's issuance of the Eligible Card.

Valid until 30 Sep 2024 - See more details below
Apply Now
DBS Eminent Visa Signature Card
MoneySmart Exclusive
Min. Annual Salary
HK$360,000
Rebate on designated spending categories
5%
Rebate on other retail spending
1%

From now until 30 September 2024, customers who apply for designated cards through MoneySmart (Eminent Visa Platinum Card/ DBS Eminent Visa Signature Card) successfully, can get HK$200 Apple Store Gift Card or HK$200 Klook Gift Card or HK$200 ParknShop Voucher! 
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【🤝🏻Stack Your Rewards: HK$100 for Every Referral, Unlimited Earnings】
If you have successfully applied for a credit card through MoneySmart during 1 Jan 2023 - 31 Jul 2024 and are entitled to MoneySmart exclusive rewards, you can earn an additional 1,000 points (equivalent to HK$100) by referring a friend or yourself to successfully apply for a specified credit card on or before 31 Aug! Enjoy limitless rewards - the more you refer, the more you earn!

Valid until 30 Sep 2024 - See more details below
Apply Now
WeWa UnionPay Diamond Card (applicable to designated Full-time University /Tertiary Students)
MoneySmart Exclusive
Min. Annual Salary
0
Local, Overseas and Online Spending via selected mobile payments
Up to 6%
Cash rebate on travel spending and designated spending categories
4%

**【MoneySmart Exclusive Offer】**Want to get extra $300 vouchers from MoneySmart?  From now until 31 August 2024, new customers who successfully applied for WeWa UnionPay Diamond Card via MoneySmart, can enjoy 3,000 SmartPoints without further spending! Use your SmartPoints to redeem vouchers of your choice worth HK$300 in the Rewards Store (over 20+ brand vouchers including Apple / Wellcome/ HKTVmall etc)!. Click here for more details. T&C applied. (fulfilled by MoneySmart)
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**【PrimeCredit x MoneySmart】**From now until December 31 2024, successfully applied WeWa UnionPay Diamond Card through MoneySmart and earn extra HK$100 cash rebate + Welcome offer : 🇯🇵 Osaka Round-trip Flight Tickets or Sony Wireless Noise Cancelling Headphones WH-1000XM4 (Silver) (Suggested price: HK$2,890) or HK$500 Cash Rebate or up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program or Tertiary Student : HK$400 Klook e-Gift Card (Extra reward will be fulfilled by PrimeCredit)

Valid until 30 Sep 2024 - See more details below
Apply Now
EarnMORE UnionPay Diamond Card (applicable to designated Full-time University /Tertiary Students)
MoneySmart Exclusive
3 Complimentary airport lounges access per year
Min. Annual Salary
0
Local, Overseas and Online Spending via selected mobile payments
Up to 6%
Cash back on local spend
2%

**【MoneySmart Exclusive Offer】**Want to get extra $300 vouchers from MoneySmart?  From now until 30 September 2024, new customers who successfully applied for EarnMORE UnionPay Diamond Card via MoneySmart, can enjoy 3,000 SmartPoints without further spending! Use your SmartPoints to redeem vouchers of your choice worth HK$300 in the Rewards Store(over 20+ brand vouchers including Apple / Wellcome/ HKTVmall etc)!. Click here for more details. T&C applied. (fulfilled by MoneySmart)

[PrimeCredit x MoneySmart] From now until December 31, apply EarnMORE UnionPay Diamond Card through MoneySmart and earn extra HK$100 cash rebate + Welcome offer: HK$670 cash rebate (included the extra up to 2% cash rebate) or  OTO Vanda 2.0 massage chair (VN-05) (Suggested price: HK$13,800) or German Pool Smart Air Purifier Fan (EFB-426HM-SC) (Suggested price: HK$2,480) or up to HK$90K Interest-free and Handling Fee-free Cash Instalment Program or Tertiary Student: HK$400 Klook e-Gift Card (Extra reward will be fulfilled by PrimeCredit)

Valid until 30 Sep 2024 - See more details below
Apply Now
AEON CARD WAKUWAKU
Min. Annual Salary
HK$0
Cash back on online shopping
6%
Cash back on Japanese spending
3%
Read More

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