Best Dining Credit Cards in Hong Kong

Compare dining credit cards in Hong Kong to enjoy dining promotions and hotel buffet offers. Read More
We found 30 Credit Cards for you!
Citi Cash Back Card
MoneySmart Exclusive
2% foreign currency rebate
Annual Fee
First Year Annual Fee Waiver
Rebate on Overseas Spending & Local Dining
Unlimited 2%
Rebate on Local Spending
Unlimited 1%

Extended!【🔥Exclusive Rewards Return with a BANG: Up to HK$3,399】
From now until 23 December 2024, New Customers who successfully applied for a designated Citi credit card via MoneySmart with an eligible spending of HK$4,000 after card issuance, can enjoy one of the exclusive rewards:
・[⚡️Limited-time Upgrade Offer!] HK$1,800 Apple Store Gift Card / PARKnSHOP Supermarket Voucher or
・BERMAS Spaceship Luggage 2.0 Suitcase (29inch) (Value: HK$3,399) or
・Bowers & Wilkins Pi7 S2 In-ear True Wireless earbuds (Value: HK$3,380) or
・De'Longhi ECOV311 Icona Vintage Series Pump-driven Espresso Coffee Machine (Value: HK$3,288) or
・YA-MAN HRF-10T RF Beauté Photo PLUS (Value: HK$3,180)!

Valid until 23 Dec 2024 - See more details below
Apply Now
DBS Eminent Visa Signature Card
MoneySmart Exclusive
Min. Annual Salary
HK$360,000
Miles Conversion (Dining)
N/A
Cash back on dining
1%

From now until 31 December 2024, customers who successfully apply for DBS Eminent Visa Platinum Card / DBS Eminent Visa Signature Card via MoneySmart,  can enjoy an extra 2,000 SmartPoints and free to redeem HK$200 vouchers (over 20+ brand vouchers including Apple / HKTVmall/ Trip.com etc). Click here to explore limitless possibilities (T&C applied)!

Valid until 31 Dec 2024 - See more details below
Apply Now
HSBC Red Credit Card
MoneySmart Exclusive
Min. Annual Salary
HK$120,000
RewardCash Rebate
Up to 4%
Cash back on Supermarket purchases
2%

【MoneySmart Exclusive Offer】
By December 31, 2024, apply for the HSBC Red Credit Card through MoneySmart successfully and submit the rewards redemption form, you can earn HK$300 Apple Store Gift Card / HK$300 PARKnSHOP supermarket voucher.
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【Limited Online Flash Welcome Offer】
From now to 31 December 2024, Register and apply online for an eligible HSBC Credit Card and complete the Registration Form to earn one of the extra welcome offers. (Choose either 1, fulfilled by HSBC)
1.KOIZUMI Ion balance hair dryer KHD-9910(Suggested retail price: HK$600)
2.KOIZUMI Negative Ions Straight Iron World-wide voltage KHS-8710 (Suggested retail price: HK$600)

Valid until 31 Dec 2024 - See more details below
Apply Now
American Express® Platinum Credit Card
MoneySmart Exclusive
Up to 50% savings at designated restaurants
Min. Annual Salary
HK$300,000
Miles Conversion (Dining)
$6 = 1 Mile
Cash back on dining
1%
【📣 Upgraded Welcome Offer: Valued up to HK$3,060 upon card approval!】
Apply via MoneySmart by 15 January 2025 to earn 4 complimentary movie tickets. An aggregate spend of HK$5,000 within the first 3 months grants you another HK$500 city'super voucher! Don't miss out on the chance to earn rewards up to HK$3,060! 
Valid until 15 Jan 2025 - See more details below
Apply Now
Citi PremierMiles Card
MoneySmart Exclusive
Free travel insurance and airport lounges access
Minimum Income Requirements
HK$120,000
Miles Conversion (Dining)
$8 = 1 Mile
Cash back on dining
3.2%

Extended!【🔥Exclusive Rewards Return with a BANG: Up to HK$3,399】
From now until 23 December 2024, New Customers who successfully applied for a designated Citi credit card via MoneySmart with an eligible spending of HK$4,000 after card issuance, can enjoy one of the exclusive rewards:
・[⚡️Limited-time Upgrade Offer!] HK$1,800 Apple Store Gift Card / PARKnSHOP Supermarket Voucher or
・BERMAS Spaceship Luggage 2.0 Suitcase (29inch) (Value: HK$3,399) or
・Bowers & Wilkins Pi7 S2 In-ear True Wireless earbuds (Value: HK$3,380) or
・De'Longhi ECOV311 Icona Vintage Series Pump-driven Espresso Coffee Machine (Value: HK$3,288) or
・YA-MAN HRF-10T RF Beauté Photo PLUS (Value: HK$3,180)!

Valid until 23 Dec 2024 - See more details below
Apply Now
AEON CARD WAKUWAKU
MoneySmart Exclusive
Min. Annual Salary
HK$0
Cash back on online shopping
6%
Cash back on local spending (dinning)
1%

【Limited Time Offer】From now until 31 December 2024, new customers who successfully apply for the AEON CARD WAKUWAKU via MoneySmart with the required documents submitted, can exclusively enjoy extra 2,000 SmartPoints and free to redeem HK$200 vouchers (over 20+ brand vouchers including Apple / Klook / HKTVmall etc). Alternatively, you can convert them into HK$133 cash and cash out directly!💰 Click here to explore limitless possibilities (T&C applied)!
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【MoneySmart Exclusive Offer: Get 12 Months of Deliveroo Plus Silver Membership and a Cash Voucher for Free】
By December 31, 2024, apply for the Product Name through MoneySmart and submit the rewards redemption form, you can earn an additional 12 months of Deliveroo Plus Silver membership and a cash voucher redemption code (valued at HK$726) within 14 days after the promotion ends! (Limited offer, first come first served, while stocks last)! Terms and conditions apply.
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New AEON Customers successfully applied AEON CARD WAKUWAKU through “AEON HK” Mobile App and input the welcome offer code “MSWAKU” to enjoy an extra HK$133 cash rebate (Offer by AEON) and up to 16% cash rebate + HK$400 cash rebate! Enjoy a year-round 6% cash rebate on online spending! Earn 3% cash rebate on purchases in Japan and enjoy waived transaction fees on foreign currency transactions (except charges imposed by Cards Associations)!

Valid until 31 Dec 2024 - See more details below
Apply Now
Hang Seng Travel+ Visa Signature Card
MoneySmart Exclusive
Overseas Spending up to 7% Reward
Annual Fee
Perceptual Annual Fee Waiver
+FUN Dollars Rebate on Foreign Currency Spending
Up to 7%
+FUN Dollars Rebate on Local Dining & Transportation Spending
5%

From now until 31 December 2024, apply for the Travel+ Visa Signature Card via MoneySmart, you can enjoy an extra 3,000 SmartPoints and free to redeem HK$300 vouchers (over 20+ brand vouchers including Apple / Trip.com / HKTVmall etc). Click here to explore limitless possibilities (T&C applied)!
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【Hang Seng Credit Card FUN All Round】
Every Thursday from now till 7 January 2025, use Travel+ Visa Signature Card to redeem round-trip flight ticket from Hong Kong to Bangkok at HK$1 via hutchgo. There are also chance to share HK$1 Million local dining credits by spending with your card to enroll to the lucky draw without registration! 1 lucky draw chance will be earned automatically upon single net spending of HK$500 or above during the promotion period.

Valid until 31 Dec 2024 - See more details below
Apply Now
The Platinum Card
MoneySmart Exclusive
Enhanced Welcome Offer
Discount at designated restaurants
40%
Miles Conversion (Overseas Spending)
HK$6 = 1 Mile
Miles Conversion (Local Spending)
HK$9 = 1 Mile
【Game-Changing ! The Ultimate Choice for High-Spending Mileage: Enjoy up to 55,555 Miles!】
From now till December 31, 2024, customers who successfully apply for the Platinum Card via MoneySmart and accumulate spending amount of $50,000 within the first 3 months, can earn up to 1,000,000 Membership Rewards points! 1,000,000 Membership Rewards points is equivalent to HK$3,333 statement credit or HK$6,666 travel credit or 55,555 air miles, which is sufficient to redeem round trip tickets to Japan for two or round trip tickets to Europe!
Valid until 31 Dec 2024 - See more details below
Apply Now
HSBC Visa Signature Card
MoneySmart Exclusive
Min. Annual Salary
HK$240,000
Miles Conversion (Dining)
HK$2.78 = 1 Mile
Miles Conversion (local spend)
HK$2.78 = 1 Mile

【MoneySmart Exclusive Offer: Get 12 Months of Deliveroo Plus Silver Membership and a Cash Voucher for Free】
By December 31, 2024, successfully apply for the Visa Gold Card / Visa Signature Card / Visa Platinum Card through MoneySmart and submit the rewards redemption form, you can earn an additional 12 months of Deliveroo Plus Silver membership and a cash voucher redemption code (valued at HK$726) within 14 days after the promotion ends! (Limited offer, first come first served, while stocks last)! Terms and conditions apply.
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【Limited Online Flash Welcome Offer】
From now to 31 December 2024, Register and apply online for an eligible HSBC Credit Card and complete the Registration Form to earn one of the extra welcome offers. (Choose either 1, fulfilled by HSBC)
1.KOIZUMI Ion balance hair dryer KHD-9910(Suggested retail price: HK$600)
2.KOIZUMI Negative Ions Straight Iron World-wide voltage KHS-8710 (Suggested retail price: HK$600)
⠀⠀
New credit card customers can enjoy up to $800 RewardCash. Earn extra $200 RewardCash for new credit card customers who successfully apply for a Cash Instalment Plan, bringing the total value of the rewards to up to HK$1,000!

Valid until 31 Dec 2024 - See more details below
Apply Now
DBS Eminent Visa Platinum Card
MoneySmart Exclusive
N/A
N/A
N/A

From now until 31 December 2024, customers who successfully apply for DBS Eminent Visa Platinum Card / DBS Eminent Visa Signature Card via MoneySmart,  can enjoy an extra 2,000 SmartPoints and free to redeem HK$200 vouchers (over 20+ brand vouchers including Apple / HKTVmall/ Trip.com etc). Click here to explore limitless possibilities (T&C applied)!

Valid until 31 Dec 2024 - See more details below
Apply Now
Hang Seng enJoy Card
MoneySmart Exclusive
Up to 4x Points to spend as cash
Annual fee
Perpetual annual fee waiver
Cash back on local spend
2%
Welcome Offer
Up to 120,000 yuu Points

【Make Every Grocery Trip Count】
From now until 31 December, new credit card customers* who successfully applied for the Hang Seng enJoy Card via MoneySmart, simply spend HK$1,200 within 30 days after card issuance, can enjoy an extra 12,000 SmartPoints; existing customers who spend HK$700 within 30 days after card issuance, can also enjoy extra 7,000 SmartPoints!
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New customers can use 12,000 SmartPoints to fully redeem HK$1,200 vouchers (over 20+ brand vouchers including Apple / HKTVmall / Klook etc) or POLAROID Now+ i-Type Instant Camera + 5 lens filters (Value : HK$1,599) from our Rewards Store. You can also top-up to redeem AirPods 4 with Active Noise Cancellation (Value: HK$1,499). Existing customers can use 7,000 SmartPoints to fully redeem a SAMSUNG Galaxy Buds FE (Retail Value: HK$898) or HK$700 vouchers. Explore more other options available at our Rewards Store!
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【Bank Welcome Offer】Link enJoy Card to yuu Rewards Program and accumulate eligible retail spending of HK$6,000, New Credit Card Customers will be entitled to 120,000 yuu Points (equivalent to rewards worth HK$600); Existing Credit Card Customers will be entitled to 80,000 yuu Points (equivalent to rewards worth HK$400)!

Valid until 31 Dec 2024 - See more details below
Apply Now
Citi Rewards MasterCard
MoneySmart Exclusive
3% Points on Shopping and Entertainment
Minimum Income Requirements
HK$120,000
Rebate on Shopping & Entertainment Transactions
3%
Miles Conversion (local spend)
As low as $1.8 = 1 Mile

Extended!【🔥Exclusive Rewards Return with a BANG: Up to HK$3,399】
From now until 23 December 2024, New Customers who successfully applied for a designated Citi credit card via MoneySmart with an eligible spending of HK$4,000 after card issuance, can enjoy one of the exclusive rewards:
・[⚡️Limited-time Upgrade Offer!] HK$1,800 Apple Store Gift Card / PARKnSHOP Supermarket Voucher or
・BERMAS Spaceship Luggage 2.0 Suitcase (29inch) (Value: HK$3,399) or
・Bowers & Wilkins Pi7 S2 In-ear True Wireless earbuds (Value: HK$3,380) or
・De'Longhi ECOV311 Icona Vintage Series Pump-driven Espresso Coffee Machine (Value: HK$3,288) or
・YA-MAN HRF-10T RF Beauté Photo PLUS (Value: HK$3,180)!

Valid until 23 Dec 2024 - See more details below
Apply NowApply directly on MoneySmart
HSBC Pulse UnionPay Dual Currency Diamond Credit Card
MoneySmart Exclusive
Min. Annual Salary
HK$120,000
RewardCash Rebate
Up to 4.4%
Miles Conversion (local spend)
HK$4.17 = 1 Mile

【MoneySmart Exclusive Offer】
By December 31, 2024, apply for the HSBC Pulse UnionPay Dual Currency Diamond Credit Card through MoneySmart successfully and submit the rewards redemption form, you can earn HK$300 Apple Store Gift Card / HK$300 PARKnSHOP supermarket voucher.
⠀⠀
【Limited Online Flash Welcome Offer】
From now to 31 December 2024, Register and apply online for an eligible HSBC Credit Card and complete the Registration Form to earn one of the extra welcome offers. (Choose either 1, fulfilled by HSBC)
1.KOIZUMI Ion balance hair dryer KHD-9910(Suggested retail price: HK$600)
2.KOIZUMI Negative Ions Straight Iron World-wide voltage KHS-8710 (Suggested retail price: HK$600)
⠀⠀
New credit card customers can enjoy up to HK$800 RewardCash. Earn extra $200 RewardCash for new credit card customers who successfully apply for a Cash Instalment Plan, bringing the total value of the rewards to up to HK$1,000!

Valid until 31 Dec 2024 - See more details below
Apply Now
Citi Rewards UnionPay Card
MoneySmart Exclusive
1% Points Rebate for all local Mobile Payments
Minimum Income Requirements
HK$120,000
Rebate for Shopping & Entertainment spend
3%
Rebate for all local Mobile Payments
1%

Extended!【🔥Exclusive Rewards Return with a BANG: Up to HK$3,399】
From now until 23 December 2024, New Customers who successfully applied for a designated Citi credit card via MoneySmart with an eligible spending of HK$4,000 after card issuance, can enjoy one of the exclusive rewards:
・[⚡️Limited-time Upgrade Offer!] HK$1,800 Apple Store Gift Card / PARKnSHOP Supermarket Voucher or
・BERMAS Spaceship Luggage 2.0 Suitcase (29inch) (Value: HK$3,399) or
・Bowers & Wilkins Pi7 S2 In-ear True Wireless earbuds (Value: HK$3,380) or
・De'Longhi ECOV311 Icona Vintage Series Pump-driven Espresso Coffee Machine (Value: HK$3,288) or
・YA-MAN HRF-10T RF Beauté Photo PLUS (Value: HK$3,180)!

Valid until 23 Dec 2024 - See more details below
Apply Now
sim World Mastercard®️
MoneySmart Exclusive
Up to 8% cashback on online retail transactions*
Cashback on Online Retail Transactions
Up to 8%
Fee Waiver
First Year Free
Local Resident
HK$150,000

【Welcome Offer up to HK$1,050】
From now until 31 December 2024, customers who successfully apply for a designated sim credit card (sim Credit Card/ sim World Mastercard®️) via MoneySmart can earn an extra 3,000 SmartPoints and free to redeem HK$300 vouchers (20+ brand vouchers, including Apple, HKTVmall, UBER etc). Click here to explore limitless possibilities (T&C applied)! Complete the digital ID verification on the sim Credit Card App within 3 hours after application, sim will offer an additional HK$50 cash rebate; fulfilling the spending requirement can earn sim welcome offer of up to HK$1,120. Enjoy the total rewards of up to HK$2,069!
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【🎄Double Rewards: Up to HK$920 Cash Rebate with X'Mas Flash Offer + Mobile Payment】
1. X'mas Flash Offer: During the promotion period, use sim Credit Card/ sim World Mastercard to accumulate a specific amount on non-online spending, earn up to HK$800 CashBack.
2. Mobile Payment Rewards: Up to 10% CashBack: During the promotion period, use sim Credit Card/ sim World Mastercard to accumulate HK$2,000 or more non-online Google Pay/ Apple Pay purchases in December, can earn up to 6% CashBack on non-online Apply Pay transactions with a single net purchase amount of HK$100 or more!

Valid until 31 Dec 2024 - See more details below
Apply NowApply directly on MoneySmart
HSBC UnionPay Dual Currency Credit Card
MoneySmart Exclusive
Min. Annual Salary
HK$60,000
RewardCash Rebate
2.4%
Miles Conversion (local spend)
HK$4.17 = 1 Mile

【MoneySmart Exclusive Offer: Get 12 Months of Deliveroo Plus Silver Membership and a Cash Voucher for Free】**By December 31, 2024, apply for the HSBC UnionPay Dual Currency Credit Card through MoneySmart and submit the rewards redemption form, you can earn an additional 12 months of Deliveroo Plus Silver membership and a cash voucher redemption code (valued at HK$726) within 14 days after the promotion ends! (Limited offer, first come first served, while stocks last)! Terms and conditions apply.
⠀⠀
【Limited Online Flash Welcome Offer】
From now to 31 December 2024, Register and apply online for an eligible HSBC Credit Card and complete the Registration Form to earn one of the extra welcome offers. (Choose either 1, fulfilled by HSBC)
1.KOIZUMI Ion balance hair dryer KHD-9910(Suggested retail price: HK$600)
2.KOIZUMI Negative Ions Straight Iron World-wide voltage KHS-8710 (Suggested retail price: HK$600)
⠀⠀
New credit card customers can enjoy up to HK$800 RewardCash. Earn extra $200 RewardCash for new credit card customers who successfully apply for a Cash Instalment Plan, bringing the total value of the rewards to up to HK$1,000!

Valid until 31 Dec 2024 - See more details below
Apply Now
AEON Card JAL
Min. Annual Salary
HK$0
Miles Conversion (Local Dining & Japan Spending)
HK$6 = 1 JMB Mile
Selected merchants discount
5%
Read More
Citi The Club
Minimum Income Requirements
HK$120,000
Cash back on local spending (Designated HKT merchants and Designated Merchants)
4%
Cash back on other local spending
1%
Read More
Standard Chartered Cathay Mastercard - Priority Banking
MoneySmart Exclusive
Miles Conversion(Eligible spending on Cathay and HK Express)
HK$2=1 mile
Miles Conversion (Eligible spending on dining, hotels and overseas category)
HK$4 = 1 mile
Bank Welcome Offer
80,000 miles

【 ✈️ Travel with CX Card & Jollying Pebble Suitcase! 🧳】
From now until 2 January 2025, new cardholders who successfully apply for Standard Chartered Cathy Mastercard now via MoneySmart to get Denon PerL AH-C10PL True Wireless In-Ear Headphones (Value: HK$1,580) or POLAROID Go Instant Camera (Value: HK$999) or Jollying Pebble 20" Foldable Suitcase (Value: HK$899) or HK$800 Deliveroo Voucher + 12-month Deliveroo Plus Silver Membership Package (Value: HK$1,526) or HK$900 Apple Store Gift Card or HK$900 PARKnSHOP supermarket vouchers or HK$900 HKTVmall e-Vouchers.

Valid until 02 Jan 2025 - See more details below
Apply Now
HSBC Visa Gold Card for Students
MoneySmart Exclusive
Up to $300 RewardCash welcome offer
RewardCash for spending in Rewards of Your Choice category
6X
RewardCash Rebate
Up to 2.4%
RewardCash
$300

【MoneySmart Exclusive Offer】
By December 31, 2024, apply for the Visa Gold Card for Students through MoneySmart successfully and submit the rewards redemption form, you can earn HK$300 Apple Store Gift Card / HK$300 PARKnSHOP supermarket voucher.
⠀⠀
【Limited Online Flash Welcome Offer】
From now to 31 December 2024, Register and apply online for an eligible HSBC Credit Card and complete the Registration Form to earn one of the extra welcome offers. (Choose either 1, fulfilled by HSBC)
1.KOIZUMI Ion balance hair dryer KHD-9910(Suggested retail price: HK$600)
2.KOIZUMI Negative Ions Straight Iron World-wide voltage KHS-8710 (Suggested retail price: HK$600)
⠀⠀
Up to $300 RewardCash when you successfully apply for an HSBC Visa Gold Card for Students.
Earn up to $400 RewardCash when you pay your tuition fee via HSBC online channels with the card.

Valid until 31 Dec 2024 - See more details below
Apply NowApply directly on MoneySmart

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Best Dining Credit Cards in Hong Kong 2022

Credit CardsPartner RestaurantsRewards
Citi Cash Back Visa CardHyatt Regency Hong Kong, Ah Yat Harbour View, etc.2% cashback on all dining
HSBC Visa Signature CardRoyal Park Hotel, Hong Kong Gold Coast Hotel, Regal Airport Hotel, etc.Up to 3.6% cashback
Standard Chartered Simply Cash Visa CardShanghai Min, BLT Steak, East Ocean Restaurant, etc. 1.5 % cashback on all dining
American Express Platinum Credit CardMaxim’s Chinese Cuisine, m.a.x. concepts and Cafe Deco Group1% cashback/ HK$5 = 1 mile
Hang Seng Visa Infinite CardIsland Shangri-La, Hong Kong, InterContinental Hong Kong Sheraton Hong Kong Hotel & Towers Sheraton Hong Kong Hotel & Towers, etc.Up to 10x Cash Dollars for online shopping/local dining spending on weekends
DBS Black World MastercardJW Marriott Hotel Hong Kong, Hyatt Centric Victoria Harbour Hong Kong 2X DBS$ (equals to HK$6 = 1 mile)

Credit Card Dining Promotions in Hong Kong

HSBC Credit Cards

HSBC cards provide one of the largest selections of hotel dining offers in town. Members can enjoy discounts off dining bills in selected hotels throughout the year. Some offers are applicable even on Sunday. For example, cardholders and accompanying guests can enjoy a 10% off buffet at 2+2 café, Royal Park Hotel. Cardholders can also enjoy 32% off lunch buffet at Cafe by the Park, B P International, from Sunday to Monday.

Hang Seng Credit Cards

Cardholders can experience dining privileges that Hang Seng Card has to offer. Enjoy 15% off lunch, afternoon tea, and dinner buffets at the Marco Polo Hongkong Hotel and 10% off lunch and dinner buffets at Courtyard by Marriott Hong Kong, etc.

American Express Credit Cards

In addition to up to 50% savings with Gourmet Club membership at designated restaurants of Maxim’s Chinese Cuisine, m.a.x. concepts and Cafe Deco Group, eligible American Express cardholders also have access to a host of dining privileges at hotels such as 15% off buffet at Cafe - Hyatt Regency Hong Kong, Tsim Sha Tsui. Platinum Cardholders can also enjoy 30% saving at Mira Dining Selected Restaurants, including Cuisine Cuisine, Tsui Hang Village etc.

DBS Credit Cards

DBS Credit Cards offer up to 20% off on designated restaurants by making reservations via Chope App with the promo code “DBS2020”, including Jamie's Italian, BRICK LANE, NOBU InterContinental Hong Kong etc. DBS Cardholders can also enjoy a HK$20 daily instant discount through THE GULU app, with purchase of any cash coupon, product or order service for HK$60 or above.

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Best Cash Back Credit Cards for Dining

Citi Cash Back Card

  • Unlimited cash rebate with no minimum spending requirements
  • 1% cash rebate for local spending including dining 
  • 2% cash rebate on global dining, hotel and spending in foreign currency
  • Enjoy free medium drink upgrade at McCafe
  • Enjoy 12% off all buffets and a la carte food and beverages at The Place, Cordis, Hong Kong
  • Enjoy all Visa Signature Privileges
  • HSBC Visa Signature Credit Card

  • Enjoy an extra 1.2% RewardCash rebate in all spending categories of "Red Hot Rewards of Your Choice" without the need to register in advance
  • Earn up to 2.4% RewardCash rebate with “Red Hot Rewards of Your Choice” and 2% RewardCash rebate with “Red Hot Online & Overseas Spending Rewards”
  • Enjoy dining offers from reputable restaurants in town including ClubONE, East Ocean, BRICK LANE, and BLT Steak.
  • Standard Chartered Simply Cash Visa Card

  • Limitless cash rebate with no minimum spending
  • 1.5% cash rebate on local retail spending/ online shopping (AAVS included)
  • 2% cash rebate on overseas transactions 
  • Perpetual annual fee waiver for principal cardholders with Priority Banking/ Premium/ Bonus Payroll Account
  • Enjoy Visa Signature Privileges 
  • Enjoy 8% discount on Ice-cream cakes at Häagen-Dazs
  • Enjoy 10% discount on à la carte menu at BLT Steak
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    All-Year-Round Credit Card Dining Promotions

    Every bank collaborates with different restaurant groups and local restaurants to provide all year round dining offers. Take Standard Chartered credit cards as an example, you can get up to 10% off at Dining Concepts designated restaurants including BLT Steak, Bombay Dreams, maze Grill and Bizou American Brasserie etc.. For Hang Seng credit cards, you can enjoy all year round offers at Maxim’s Group (e.g. Maxim’s Palace, Jade Garden, and Maxim’s Cakes).

    Tips for Using Credit Card Dining Promotions

    Tip #1

    Promotion Period

    Cardholders need to check the expiry date before claiming the offers. Moreover, it is worth finding out if the promotion only applies to a specific time and day.

    Tip #2

    Limit on Number of People

    Some offers are only applicable to a specific party size from 2-10. To avoid disappointment, it is better to check with the participating restaurant first.

    Tip #3

    Payment Method

    To be eligible for the offer, cardholders are required to settle the dining bills with the specific card that offers such dining privileges.

    Dining Offers for Visa, Mastercard & UnionPay

    Apart from offers launched by banks, card issuers like Visa, Mastercard, and UnionPay have their own dining offers. For example, Visa Signature enjoys buffet 1-for-1 offer at selected hotels and UnionPay enjoys 5% off on Watami, Watei, and Kyo Watami.

    Frequently Asked Questions

    What are the strengths of dining credit cards?

    Dining credit cards earn you not only air miles, cashback or reward points, but also different dining offers from bank-restaurant collaborations. Take Hang Seng credit cards as an example, you can get all year round discounts at Maxim's Caterers.

    How to pick a dining credit card that fits my needs?

    You can pick a credit card based on your habits and your favourite restaurants. Besides your preference, you should check cashbacks, spend requirements, conversion fees, and the Terms & Conditions of credit cards.

    Can I earn cashback from every dining spending?

    Most of the restaurants (e.g. fast food, restaurant chains, hotel restaurants and bars etc.) are eligible dining spending for credit cards. However, please note that some big dining purchases (e.g. hotel buffets, banquet service, private cocktail parties, and private events) and food courts in department stores and supermarkets are not counted as dining spending. It’s better for you to check with your credit card issuers beforehand.

    How to use the offers of my dining credit card?

    If your credit cards have all year round dining offers, you usually don’t need to register in advance. However, you might need to register via phone or e-banking beforehand if the dining offers are time-limited. For some credit cards, you’re required to make a reservation and pay by your dining credit cards to get the offers.

    Can I get a dining credit card if I’m a housewife/freelancer/tertiary school student?

    Yes, you can! Simply check the banks’ requirements beforehand – some banks set a lower bar on annual salary and those dining credit cards are the best for you. Submitting your income proof increases your chances of getting approved, but you can still apply for those dining credit cards without supporting documents.

    Is there anything I need to know while applying for dining credit cards?

    Yes, be aware of the Terms & Conditions. You may need to reach a minimum spend before getting dining offers of credit cards. Each restaurant has a different spending requirement. Some dining credit cards give you more rewards on festivals and weekends, such as BEA credit cards offer you 4.4% cashback for dining, retail and online spending on Saturday and Sunday. But make sure you check the caps and the expiry dates of dining credit cards’ points and cashbacks.