- Minimum Income Requirements
- HK$120,000
- Miles Conversion (overseas spend)
- $3 = 1 Mile
- Miles Conversion (local spend)
- $8 = 1 Mile
【🔥MoneySmart Exclusive: Up to HK$3,999 Rewards/ Free Cathay Pacific Flights!】
From now until 1 April 2025, New Customers who successfully applied for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 after card issuance, can enjoy one of the exclusive rewards:
・✈️ Round-trip Air Ticket from Hong Kong to Taipei/ Hanoi on Cathay Pacific, inclusive of 20kg baggage allowance (excluding tax and fuel surcharges) or
・[⚡️Limited-time Upgrade Offer!] HK$1,800 Apple Store Gift Card / PARKnSHOP Supermarket Voucher or
・BERMAS 26" Front-open Suitcase (Value: HK$3,999) or
・🆕 PHILIPS RO Water Dispenser ADD6910/90 (Value: HK$2,788) or
・SONY WF-1000XM5 Earbuds (Value: HK$2,490) or
・GHD PLATINUM+ Styler (Value: HK$2,295)!

- Miles Conversion (Overseas Spending)
- HK$6 = 1 Mile
- Discount at designated restaurants
- 40%
- Miles Conversion (Local Spending)
- HK$9 = 1 Mile
【Unlock Your Rewards: Premium Gifts of up to HK$5,690 Await】
From now until 3 April 2025, apply for the Platinum Card and fulfil spending of HK$15,000 within the first 2 months, indulge in ONE of the Premium Gifts and Exclusive Vouchers below. Hurry, this limited-time upgrade awaits!
1. LG DD12GMWE0 24L PuriCare™ DUAL Inverter Dehumidifier (Value: HK$5,690) or
2. Bowers & Wilkins Px8 Over-ear Noise-canceling Headphones (Value: HK$5,480) or
3. B&O Beolit 20 Bluetooth Speaker (Value: HK$4,998) or
4. Dyson Airwrap™ multi-styler (Value: HK$4,480) or
5. HK$3,500 Apple Store Gift Card or
6. HK$3,500 PARKnSHOP Supermarket Voucher
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Terms & Conditions Apply.

- Local and oversea spending
- As low as HK$2 = 1 Mile
- Minimum Annual Income
- HK$240,000
- Welcome Offer
- Up to $1,000 RewardCash
- Miles Conversion(Eligible spending on Cathay and HK Express)
- HK$2 = 1 mile
- Miles Conversion (Eligible spending on dining, hotels and overseas category)
- HK$4 = 1 mile
- Bank Welcome Offer
- 40,000 miles
【 ✈️ Miles and More: Additional branded gifts from MoneySmart!】
From now until 31 March 2025, new cardholders who successfully apply for Standard Chartered Cathy Mastercard now via MoneySmart to get one of the following gifts:
・Denon PerL AH-C10PL True Wireless In-Ear Headphones (Value: HK$1,580)
・Oral-B iO Series 3 Electric Toothbrush (Value: HK$1,299)
・🆕 SONY ULT FIELD 1 Wireless Portable Speaker (Value: HK$999)
・HK$900 Apple Store Gift Card/ PARKnSHOP Supermarket Voucher

- Miles Conversion
- HKD4 = 1 mile
- Foreign transaction fee waived
- 1.95%
- MoneySmart exclusive welcome offer
- 68,500里數+HKD200現金券
March Limited Offer : Get an extra HKD 200 voucher just for you💵
🛩 New customers can use the invitation code "4100MSTFS" to enjoy up to 25,000 miles (redeemable for a round-trip ticket to Japan 🇯🇵). During the promotional period, spend a specified amount to receive an additional 12,500 miles 🛩. By making a 12-month fixed deposit, you can earn up to 68,500 miles all at once!
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Additionally, MoneySmart will reward you an exclusive HKD200 Apple Store gift card / ParknShop cash voucher / Trip.com electronic voucher by successfully opening an account with the promo code '4100MSTFS' and spending a minimum of HKD 15,000. Total value over HKD8,582💰
Terms and conditions apply.
📣“Best-in-town” Credit Card with instant miles reward – as low as HKD4 / mile for any purchase and 0% FX Fees*
Introducing the new Mox Credit's Miles Rewards Scheme '4100'—Enjoy spending at a rate as low as 'HKD4 = 1 mile' on all purchases; with 'no limit' on unlimited miles and flights and benefit from '0%' FX fees (compared to the bank charge of 1.95%)

- Min. Annual Salary
- HK$300,000
- Miles Conversion (Eligible Local Transaction)*
- HK$3 = 1 Mile
- Complimentary Plaza Premium Lounge Access
- 8 times per Calendar Year
From now on until 31 March 2025, customers who successfully apply for the American Express Explorer Credit Card via MoneySmart can earn 144,000 American Express Membership Rewards points (eqv. to 8,000 miles) upon the qualified spending of HK$7,000 within the first 3 months.
🌟Spend HK$7,000, Earn 8,000 miles - just HK$0,875/ mile!
Ready to Fly Further for Less? Supercharged earning rates:
During the welcome period, earn HK$3=1 mile on eligible local transactions, up to 1,152,000 Points, enough to redeem for 64,000 miles! Plus, enroll to earn as low as HK$1.68 = 1 mile of overseas, airline or selected travel merchants spend!
- Min. Annual Salary
- HK$240,000
- RewardCash Rebate
- Up to3.6%
- Miles Conversion (local spend)
- HK$2.78 = 1 Mile
- Min. Annual Salary
- HK$120,000
- Miles Conversion (online spend)
- HK$2.5=1 Mile
- Cash back on Supermarket purchases
- 2%
【MoneySmart Exclusive Offer】
By March 31, 2025, apply for the HSBC Red Credit Card through MoneySmart successfully and submit the rewards redemption form, you can earn HK$300 Apple Store Gift Card / HK$300 PARKnSHOP supermarket voucher.
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From now until 16 March 2025, New Credit Card Customers who successfully apply for an eligible HSBC Credit Card can participate in the lucky draw of 'FWD Insurance Presents: Jay Chou The Carnival World Tour 2025 Hong Kong’.Terms and Conditions Apply.

- Min. Annual Salary
- HK$300,000
- Miles Conversion (overseas spend)
- $6 = 1 Mile
- Miles Conversion (local spend)
- $6 = 1 Mile
Apply via MoneySmart by 31 March 2025 to earn 4 complimentary movie tickets. An aggregate spend of HK$5,000 within the first 3 months grants you another HK$500 city'super voucher! Don't miss out on the chance to earn rewards up to HK$2,960!
- Welcome Offer
- Up to 32,000 miles
- Upon meeting overseas spending goal*
- HK$2/ mile
- Octopus Card AAVS Rebate
- 2,000 miles
【⚡️Unleash Your Wanderlust: HK$500 vouchers & Awesome Extras Await!】
From now until 31 March 2025, customers who successfully apply for DBS Black World Mastercard via MoneySmart, can enjoy 5,000 SmartPoints!
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With 5,000 SmartPoints can fully redeem HK$500 cash vouchers (over 20+ brand vouchers including Apple, PARKnSHOP, Klook etc) or Smasung Galaxy Fit (Value: HK$498) or JBL Clip 4 Ultra-portable Waterproof Speaker (Value:HK$499). If the product costs more, redeem with your points and top up the rest by purchasing additional SmartPoints. Click here to explore limitless possibilities at our Rewards Store! Including bank welcome offer, you can enjoy up to HK$500 rewards and up to 30,000 miles!
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【📣 BREAKING: 2025 Rewards Upgrade!】 DBS lowered the spending threshold to HK$20,000 monthly (vs HK$80,000 quarterly in 2024), making it EASIER THAN EVER to earn miles on your overseas spending!

- Miles Conversion(Eligible spending on Cathay and HK Express)
- HK$2=1 mile
- Miles Conversion (Eligible spending on dining, hotels and overseas category)
- HK$4 = 1 mile
- Bank Welcome Offer
- 100,000 miles
【 ✈️ Miles and More: Additional branded gifts from MoneySmart!】
From now until 31 March 2025, new cardholders who successfully apply for Standard Chartered Cathy Mastercard now via MoneySmart to get one of the following gifts:
・Denon PerL AH-C10PL True Wireless In-Ear Headphones (Value: HK$1,580)
・Oral-B iO Series 3 Electric Toothbrush (Value: HK$1,299)
・🆕 SONY ULT FIELD 1 Wireless Portable Speaker (Value: HK$999)
・HK$900 Apple Store Gift Card/ PARKnSHOP Supermarket Voucher

- Minimum Income Requirements
- HK$120,000
- Cashback on shopping & entertainment transactions
- 8.1X points
- Miles Conversion (local spend)
- As low as $1.85 = 1 Mile
【🔥MoneySmart Exclusive: Up to HK$3,999 Rewards/ Free Cathay Pacific Flights!】
From now until 1 April 2025, New Customers who successfully applied for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 after card issuance, can enjoy one of the exclusive rewards:
・✈️ Round-trip Air Ticket from Hong Kong to Taipei/ Hanoi on Cathay Pacific, inclusive of 20kg baggage allowance (excluding tax and fuel surcharges) or
・[⚡️Limited-time Upgrade Offer!] HK$1,800 Apple Store Gift Card / PARKnSHOP Supermarket Voucher or
・BERMAS 26" Front-open Suitcase (Value: HK$3,999) or
・🆕 PHILIPS RO Water Dispenser ADD6910/90 (Value: HK$2,788) or
・SONY WF-1000XM5 Earbuds (Value: HK$2,490) or
・GHD PLATINUM+ Styler (Value: HK$2,295)!

- Miles Conversion(Eligible spending on Cathay and HK Express)
- HK$2=1 mile
- Miles Conversion (Eligible spending on dining, hotels and overseas category)
- HK$4 = 1 mile
- Bank Welcome Offer
- 120,000 miles
【 ✈️ Miles and More: Additional branded gifts from MoneySmart!】
From now until 31 March 2025, new cardholders who successfully apply for Standard Chartered Cathy Mastercard now via MoneySmart to get one of the following gifts:
・Denon PerL AH-C10PL True Wireless In-Ear Headphones (Value: HK$1,580)
・Oral-B iO Series 3 Electric Toothbrush (Value: HK$1,299)
・🆕 SONY ULT FIELD 1 Wireless Portable Speaker (Value: HK$999)
・HK$900 Apple Store Gift Card/ PARKnSHOP Supermarket Voucher

- Min. Annual Salary
- HK$60,000
- Cash back on local spend
- 2.4%
- Miles Conversion (local spend)
- HK$4.17 = 1 Mile
- Min. Annual Salary
- HK$120,000
- Cash back on local spend
- Up to 2.4%
- Miles Conversion (local spend)
- HK$4.17 = 1 Mile
- Min. Annual Salary
- HK$60,000
- Miles Conversion (overseas spend)
- HK$2.27 = 1 Mile
- Miles Conversion (local spend)
- HK$4.17 = 1 Mile
- Minimum Income Requirements
- HK$600,000
- Miles Conversion (overseas spend)
- $4 = 1 Mile
- Miles Conversion (local spend)
- $6 = 1 Mile
- Welcome offer
- HK$NaN
- Annual Principal Fee
- N/A
- Supported Currencies
- 130+
Pay anytime, anywhere! Create corporate cards for your business in minutes after successful account opening, earning 5,000 Asia miles. Plus, extra 5,000 Asia miles after the first transaction with your corporate card (min. HK$240) within the first 30 days!
Collet payments in 130+ currencies and payout to over 150 countries. And earn unlimited 1% cash rebate on your overseas and local spending!
- Min. Annual Salary
- HK$0
- Miles Conversion (Local Dining & Japan Spending)
- HK$6 = 1 JMB mile
- Selected merchants discount
- 5%
- RewardCash for spending in Rewards of Your Choice category
- 6X
- RewardCash Rebate
- Up to 2.4%
- RewardCash
- $300
【MoneySmart Exclusive Offer】
By March 26, 2025, apply for the Visa Gold Card for Students through MoneySmart successfully and submit the rewards redemption form, you can earn HK$300 Apple Store Gift Card / HK$300 PARKnSHOP supermarket voucher.
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Up to $300 RewardCash when you successfully apply for an HSBC Visa Gold Card for Students. Earn up to $400 RewardCash when you pay your tuition fee via HSBC online channels with the card.
