- Annual Fee
- First Year Annual Fee Waiver
- Rebate on Overseas Spending & Local Dining
- Unlimited 2%
- Rebate on Local Spending
- Unlimited 1%
【🔥MoneySmart Exclusive: Up to HK$3,999 Rewards/ Free Cathay Pacific Flights!】
From now until 1 April 2025, New Customers who successfully applied for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 after card issuance, can enjoy one of the exclusive rewards:
・✈️ Round-trip Air Ticket from Hong Kong to Taipei/ Hanoi on Cathay Pacific, inclusive of 20kg baggage allowance (excluding tax and fuel surcharges) or
・[⚡️Limited-time Upgrade Offer!] HK$1,800 Apple Store Gift Card / PARKnSHOP Supermarket Voucher or
・BERMAS 26" Front-open Suitcase (Value: HK$3,999) or
・🆕 PHILIPS RO Water Dispenser ADD6910/90 (Value: HK$2,788) or
・SONY WF-1000XM5 Earbuds (Value: HK$2,490) or
・GHD PLATINUM+ Styler (Value: HK$2,295)!

- Min. Annual Salary
- HK$120,000
- RewardCash Rebate
- Up to 4%
- Cash back on Supermarket purchases
- 2%
【MoneySmart Exclusive Offer】
By April 30, 2025, apply for the HSBC Red Credit Card through MoneySmart successfully and submit the rewards redemption form, you can earn HK$300 Apple Store Gift Card / HK$300 PARKnSHOP supermarket voucher.

- Discount at designated restaurants
- 40%
- Discount at Expedia/Hotels.com/Trip.com
- 8%
- Discount at Agoda
- Up to 7%
【🔥MoneySmart Exclusive: 🤑HK$4,000 CASH or Premium Gifts of up to HK$5,690 Await!】
From now until 10 April 2025, apply for the Platinum Card and fulfil spending of HK$15,000 within the first 2 months, indulge in ONE of the Premium Gifts and Cash below. Hurry, this limited-time upgrade awaits!
1. [⚡️10 DAYS ONLY!] HK$4,000 Cash (automatically converted by 40,000 SmartPoints and will directly deposit into your FPS account)
2. LG DD12GMWE0 24L PuriCare™ DUAL Inverter Dehumidifier (Value: HK$5,690) or
3. Bowers & Wilkins Px8 Over-ear Noise-canceling Headphones (Value: HK$5,480) or
4. B&O Beolit 20 Bluetooth Speaker (Value: HK$4,998) or
5. Dyson Airwrap™ multi-styler (Value: HK$4,480)
⠀⠀
Terms & Conditions Apply.

- Minimum Income Requirements
- HK$120,000
- Miles Conversion (Dining)
- $8 = 1 Mile
- Cash back on dining
- 3.2%
【🔥MoneySmart Exclusive: Up to HK$3,999 Rewards/ Free Cathay Pacific Flights!】
From now until 1 April 2025, New Customers who successfully applied for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 after card issuance, can enjoy one of the exclusive rewards:
・✈️ Round-trip Air Ticket from Hong Kong to Taipei/ Hanoi on Cathay Pacific, inclusive of 20kg baggage allowance (excluding tax and fuel surcharges) or
・[⚡️Limited-time Upgrade Offer!] HK$1,800 Apple Store Gift Card / PARKnSHOP Supermarket Voucher or
・BERMAS 26" Front-open Suitcase (Value: HK$3,999) or
・🆕 PHILIPS RO Water Dispenser ADD6910/90 (Value: HK$2,788) or
・SONY WF-1000XM5 Earbuds (Value: HK$2,490) or
・GHD PLATINUM+ Styler (Value: HK$2,295)!

- Min. Annual Salary
- HK$0
- Cash back on online shopping
- 6%
- Cash back on local spending (dinning)
- 1%
- Annual Fee
- Perceptual Annual Fee Waiver
- +FUN Dollars Rebate on Foreign Currency Spending
- Up to 7%
- +FUN Dollars Rebate on Local Dining & Transportation Spending
- Up to 5%
Apply and redeem any of these rewards
Product Carousel
From now until 30 April 2025, apply for the Travel+ Visa Signature Card via MoneySmart, you can enjoy an extra 3,000 SmartPoints and free to redeem HK$300 vouchers (over 20+ brand vouchers including Apple / Trip.com / HKTVmall etc). Click here to explore limitless possibilities (T&C applied)!

- Min. Annual Salary
- HK$300,000
- Miles Conversion (Dining)
- $6 = 1 Mile
- Cash back on dining
- 1%
Apply via MoneySmart by 30 April 2025 and spend up to HK$10,000 in first 3 months can earn HK$1,000 Statement Credit!
⭐️ Also enjoy HK$1=5 points within the first 3 months, can earn up to 240,000 points, equal to HK$800 statement credit! Don't miss out on the chance to earn rewards up to HK$1,800!
- Min. Annual Salary
- HK$240,000
- Miles Conversion (Dining)
- HK$2.78 = 1 Mile
- Miles Conversion (local spend)
- HK$2.78 = 1 Mile
From now until 17 April, register the promotion with MoneySmart promo code "MARTFLASH" and apply for the designated HSBC credit card: HSBC Visa Signature Card/ HSBC Pulse UnionPay Dual Currency Diamond Credit Card to earn up to $1,600 RewardCash! Available for both new and existing customers - apply now to unlock the flash offer!

- Annual fee
- Perpetual annual fee waiver
- Cash back on local spend
- 2%
- Welcome Offer
- Up to 120,000 yuu Points
- Minimum Income Requirements
- HK$120,000
- Rebate on Shopping & Entertainment Transactions
- 3%
- Miles Conversion (local spend)
- As low as $1.85 = 1 Mile
【🔥MoneySmart Exclusive: Up to HK$3,999 Rewards/ Free Cathay Pacific Flights!】
From now until 1 April 2025, New Customers who successfully applied for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 after card issuance, can enjoy one of the exclusive rewards:
・✈️ Round-trip Air Ticket from Hong Kong to Taipei/ Hanoi on Cathay Pacific, inclusive of 20kg baggage allowance (excluding tax and fuel surcharges) or
・[⚡️Limited-time Upgrade Offer!] HK$1,800 Apple Store Gift Card / PARKnSHOP Supermarket Voucher or
・BERMAS 26" Front-open Suitcase (Value: HK$3,999) or
・🆕 PHILIPS RO Water Dispenser ADD6910/90 (Value: HK$2,788) or
・SONY WF-1000XM5 Earbuds (Value: HK$2,490) or
・GHD PLATINUM+ Styler (Value: HK$2,295)!

- Min. Annual Salary
- HK$120,000
- RewardCash Rebate
- Up to 4.4%
- Miles Conversion (local spend)
- HK$4.17 = 1 Mile
From now until 17 April, register the promotion with MoneySmart promo code "MARTFLASH" and apply for the designated HSBC credit card: HSBC Visa Signature Card/ HSBC Pulse UnionPay Dual Currency Diamond Credit Card to earn up to $1,600 RewardCash! Available for both new and existing customers - apply now to unlock the flash offer!

- Minimum Income Requirements
- HK$120,000
- Cashback on shopping & entertainment transactions
- 8.1X points
- Miles Conversion (local spend)
- As low as $1.85 = 1 Mile
【🔥MoneySmart Exclusive: Up to HK$3,999 Rewards/ Free Cathay Pacific Flights!】
From now until 1 April 2025, New Customers who successfully applied for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 after card issuance, can enjoy one of the exclusive rewards:
・✈️ Round-trip Air Ticket from Hong Kong to Taipei/ Hanoi on Cathay Pacific, inclusive of 20kg baggage allowance (excluding tax and fuel surcharges) or
・[⚡️Limited-time Upgrade Offer!] HK$1,800 Apple Store Gift Card / PARKnSHOP Supermarket Voucher or
・BERMAS 26" Front-open Suitcase (Value: HK$3,999) or
・🆕 PHILIPS RO Water Dispenser ADD6910/90 (Value: HK$2,788) or
・SONY WF-1000XM5 Earbuds (Value: HK$2,490) or
・GHD PLATINUM+ Styler (Value: HK$2,295)!

- Cashback on Online Retail Transactions
- Up to 8%
- Fee Waiver
- First Year Free
- Local Resident
- HK$150,000
【April Exclusive: Spend HK$500 and Get HK$800 Cash🤑】
From now until 30 April 2025, customers who successfully apply for sim Credit Card/ sim World Mastercard®️ via MoneySmart, and spend HK$500 within 30 days after card issuance, can earn HK$800 exclusive cash rebate (automatically converted by 8,000 SmartPoints) and will directly deposit into your FPS account! Complete the digital ID verification on the sim Credit Card App within 3 hours after application, sim will offer an additional HK$50 cash rebate; fulfilling the spending requirement can earn sim welcome offer of up to HK$1,120. Enjoy the total rewards of up to HK$1,970!

- Min. Annual Salary
- HK$60,000
- RewardCash Rebate
- 2.4%
- Miles Conversion (local spend)
- HK$4.17 = 1 Mile
From now until 17 April, register the promotion with MoneySmart promo code "MARTFLASH" and apply for the designated HSBC credit card: HSBC Visa Platinum Card/ HSBC Visa Gold Card/ HSBC UnionPay Dual Currency Credit Credit Card to earn up to $1,400 RewardCash! Available for both new and existing customers - apply now to unlock the flash offer!

- Min. Annual Salary
- HK$0
- Miles Conversion (Local Dining & Japan Spending)
- HK$6 = 1 JMB Mile
- Selected merchants discount
- 5%
- Minimum Income Requirements
- HK$120,000
- Cash back on local spending (Designated HKT merchants and Designated Merchants)
- 4%
- Cash back on other local spending
- 1%
- Miles Conversion(Eligible spending on Cathay and HK Express)
- HK$2=1 mile
- Miles Conversion (Eligible spending on dining, hotels and overseas category)
- HK$4 = 1 mile
- MoneySmart Exclusive Offer
- Up to HK$1,780
【 ✈️ Miles and More: Additional branded gifts from MoneySmart!】
From now until 30 April 2025, new cardholders who successfully apply for Standard Chartered Cathy Mastercard now via MoneySmart to get one of the following gifts:
・🆕 OSIM uCozy V V Neck & Shoulder Massager (Value: HK$1,780)
・Denon PerL AH-C10PL True Wireless In-Ear Headphones (Value: HK$1,580)
・🆕 Momax Cymbal Wireless Charging Table with Built-In Ambience Light and Speaker (Value: HK$1,299)
・Oral-B iO Series 3 Electric Toothbrush (Value: HK$1,299)
・HK$900 Apple Store Gift Card/ PARKnSHOP Supermarket Voucher

- RewardCash for spending in Rewards of Your Choice category
- 6X
- RewardCash Rebate
- Up to 2.4%
- RewardCash
- $300
From now until 17 April, register the promotion with MoneySmart promo code "MARTFLASH" and apply for the HSBC Visa Gold Card for Students to earn up to $1,600 RewardCash! Don't miss out - Power your student journey now!

- Min. Annual Salary
- HK$0
- Foreign Transaction Fee
- HK$0
- Discount on selected merchants
- 5%
- Fee Waiver
- First 2 Years
- Miles
- HK$12.5 = 1 Mile
- Local spending cash rebate
- $1 RewardCash = HK$1 cash credit