There is no age limit for the single trip policy. Parents or guardians can also enrol for children travelling on their own. The annual travel plan provides cover to any travellers up to 70 years old. The Starr travel plan is characterized by protection against terrorism, amateur hazardous sports including hot air ballooning, scuba diving, skiing with no height or depth limit and rental vehicle excess. Moreover, there is no copayment or deductible or cap on outpatient expenses or the total number of visits. It also covers medical expenses up to HK$1,500,000 with in and outpatient treatments included.