- Min. Annual Salary
- HK$300,000
- Miles Conversion (Eligible Foreign Currency Transaction)*
- HK$1.68 = 1 Mile
- Miles Conversion (Eligible Local Transaction)*
- HK$3 = 1 Mile
From now on until 20 January 2025, customers who successfully apply for the American Express Explorer Credit Card via MoneySmart can earn [⚡️Limited-time Offer] HK$300 Statement Credit upon the first transaction within the first 3 months, and gain 126,000 American Express Membership Rewards points (eqv. to 7,000 miles) upon the qualified spending of HK$7,000 within the first 3 months.
🌟Spend HK$7,000, Earn 7,000 miles - just HK$1/ mile + HK$300 Statement Credit!
Ready to Fly Further for Less? Supercharged earning rates:
During the welcome period, earn HK$3=1 mile on eligible local transactions, up to 1,152,000 Points, enough to redeem for 64,000 miles! Plus, enroll to earn as low as HK$1.68 = 1 mile of overseas, airline or selected travel merchants spend!
- Miles Conversion (Overseas Spending)
- HK$6 = 1 Mile
- Discount at designated restaurants
- HK$9 = 1 Mile
- Discount at designated restaurants
- 40%
📣【Unlock Your Rewards: Premium Gifts of up to HK$5,480 Await】
From now until 2 February 2025, apply for the Platinum Card and fulfil spending of HK$15,000 within the first 2 months, indulge in ONE of the Premium Gifts and Exclusive Vouchers below. Hurry, this limited-time upgrade awaits!
1. Bowers & Wilkins Px8 Over-ear Noise-canceling Headphones (Value: HK$5,480) or
2. Dyson Airwrap™ multi-styler (Value: HK$4,480) or
3. PHILIPS RO Water Dispenser ADD6920WH/90 (Value: HK$4,288) or
4. Insta360 X3 Waterproof 360 Action Cam (Standard Bundle) (Value: HK$3,678) or
5. HK$3,500 Apple Store Gift Card or
6. HK$3,500 PARKnSHOP Supermarket Voucher
Terms & Conditions Apply.
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🎁 New Year Luck Takes Off: 【Guaranteed Cash Laisee + A Chance to Win Flight Tickets! 】
From now until 28 Jan, customers who successfully applied for a designated credit card via MoneySmart, get approved and answer the required question to enjoy an additional HK$88 cash! The most creative answers can win the Round-trip Air Ticket from Hong Kong to Tokyo/ Bangkok for two person on Hong Kong Airlines and more gifts! Click here for promotion details.
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- Annual Principal Fee
- First-year Annual Fee Waiver
- Foreign Currency Spending Bonus
- Up to 3X points^
- Local Spending Bonus
- Up to 2X points^
【🌟Elevate You Spending Power: Get HK$1,000 for Approved Card & HK$1,000 Spent!】
【Welcome Bonus Rewards】
By accumulating a total of HK$45,000 in spending within the first three months, you can enjoy an additional 315,000 points (which can redeem for HK$1,050 Pay with Points or 17,500 miles)!
- Min. Salary
- HK$0
- Miles Conversion (overseas spend)
- N/A
- Cash back (overseas spend)
- 1.2%