- Welcome Offer
- Up to 32,000 miles
- Upon meeting overseas spending goal*
- HK$2/ mile
- Octopus Card AAVS Rebate
- 2,000 miles
Apply and redeem any of these rewards
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【🐣 Outshine Easter - Stack Up the PERKS 🎉】
Enjoy the ultimate chill and stack-up rewards——From now until 21 April, apply for a designated credit card via MoneySmart and get approved, to earn an extra HK$50 travel insurance promo code! MoneySmart Rewards + Welcome Offer + Easter Promo = Stacked rewards. Don't wait - apply now and travel with confidence 🏖️!
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【⚡️Unleash Your Wanderlust: HK$500 vouchers & Awesome Extras Await!】
From now until 30 April 2025, customers who successfully apply for DBS Black World Mastercard via MoneySmart, can enjoy 5,000 SmartPoints!
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With 5,000 SmartPoints can fully redeem HK$500 cash vouchers (over 20+ brand vouchers including Apple, PARKnSHOP, Klook etc) or Smasung Galaxy Fit (Value: HK$498) or JBL Clip 4 Ultra-portable Waterproof Speaker (Value:HK$499). If the product costs more, redeem with your points and top up the rest by purchasing additional SmartPoints. Click here to explore limitless possibilities at our Rewards Store! Including bank welcome offer, you can enjoy up to HK$500 rewards and up to 30,000 miles!
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【📣 BREAKING: 2025 Rewards Upgrade!】 DBS lowered the spending threshold to HK$20,000 monthly (vs HK$80,000 quarterly in 2024), making it EASIER THAN EVER to earn miles on your overseas spending!

- N/A
- N/A
- N/A
Apply and redeem any of these rewards
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🌟Newly Upgraded【PrimeCredit x MoneySmart - Welcome Offer up to HK$1,476 cash rewards】
MS Exclusive: From now until 30 April 2025, new customers who successfully applied for EarnMORE UnionPay Diamond Card via MoneySmart, can earn 2,000 SmartPoints without any spending and redeem HK$200 worth of vouchers in the Rewards Store (over 20+ brand vouchers including Apple / Wellcome/ HKTVmall etc)!. Click here for more details. T&C applied. (fulfilled by MoneySmart)
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New customers of PrimeCredit Credit Card who successfully apply for EarnMORE UnionPay Diamond Card through MoneySmart can earn 🌟up to HK$1,726 : [LTO!] extra HK$300 cash rebate + Welcome offer: 🆙 HK$976 cash rebate (included the extra up to 2% cash rebate) or GoPro HERO 4K action camera (CHDHF-131) (Suggested price: HK$1,600) or Bosch Readyy'y Series 2 2-in-1 Vacuum Cleaner (BCHF216GB) (Suggested price: HK$2,198) or Up to HK$90K Interest-free and Handling Fee-free Cash Instalment Program or Tertiary Student: HK$400 Klook e-Gift Card (Extra reward fulfilled by PrimeCredit). Including MoneySmart exclusive offer, can earn up to HK$1,476 cash rewards!

- Minimum Income Requirements
- HK$120,000
- Cashback on shopping & entertainment transactions
- 8.1x
- Miles Conversion (local spend)
- As low as $1.85 = 1 Mile
【🔥MoneySmart Exclusive: Up to HK$3,999 Rewards/ Free Cathay Pacific Flights!】
From now until 6 May 2025, New Customers who successfully applied for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 after card issuance, can enjoy one of the exclusive rewards:
・✈️ Round-trip Air Ticket from Hong Kong to Taipei/ Seoul on Cathay Pacific, inclusive of 20kg baggage allowance (excluding tax and fuel surcharges) or
・[⚡️Limited-time Upgrade Offer!] HK$1,800 Apple Store Gift Card / PARKnSHOP Supermarket Voucher or
・BERMAS 26" Front-open Suitcase (Value: HK$3,999) or
・🆕 PHILIPS RO Water Dispenser ADD6910/90 (Value: HK$2,788) or
・SONY WF-1000XM5 Earbuds (Value: HK$2,490) or
・GHD PLATINUM+ Styler (Value: HK$2,295)!
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【🐣 Outshine Easter - Stack Up the PERKS 🎉】
Enjoy the ultimate chill and stack-up rewards——From now until 21 April, apply for a designated credit card via MoneySmart and get approved, to earn an extra HK$50 travel insurance promo code! MoneySmart Rewards + Welcome Offer + Easter Promo = Stacked rewards. Don't wait - apply now and travel with confidence 🏖️!

- Cash back on spending at Klook
- Up to 5%
- Cash back at Designated Merchants
- Up to 5%
- MoneySmart Exclusive Offer
- HK$2,798
【🌟Double the Excitement: Apply now and get up to HK$HK$1,998 Rewards from MoneySmart!】
From now until 30 April 2025, New Cardholders who successfully apply for Standard Chartered Smart Card now via MoneySmart to enjoy one of the following extra gifts:
・JBL Charge 5 Portable Waterproof Speaker (Value: HK$1,998)
・OSIM uCozy V V Neck & Shoulder Massager (Value: HK$1,780)
・🆕 Momax 1-Home Vacuum+ Cordless Vacuum Cleaner (Value: HK$1,099)
・GHD Flight+ Travel Hair Dryer (Value: HK$895)
・HK$800 Apple Store Gift Card/ PARKnSHOP Supermarket Vouchers
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【🐣 Outshine Easter - Stack Up the PERKS 🎉】
Enjoy the ultimate chill and stack-up rewards——From now until 21 April, apply for a designated credit card via MoneySmart and get approved, to earn an extra HK$50 travel insurance promo code! MoneySmart Rewards + Welcome Offer + Easter Promo = Stacked rewards. Don't wait - apply now and travel with confidence 🏖️!

- Annual Fee
- First Year Annual Fee Waiver
- Rebate on Overseas Spending & Local Dining
- Unlimited 2%
- Rebate on Local Spending
- Unlimited 1%
【🔥MoneySmart Exclusive: Up to HK$3,999 Rewards/ Free Cathay Pacific Flights!】
From now until 6 May 2025, New Customers who successfully applied for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 after card issuance, can enjoy one of the exclusive rewards:
・✈️ Round-trip Air Ticket from Hong Kong to Taipei/ Seoul on Cathay Pacific, inclusive of 20kg baggage allowance (excluding tax and fuel surcharges) or
・[⚡️Limited-time Upgrade Offer!] HK$1,800 Apple Store Gift Card / PARKnSHOP Supermarket Voucher or
・BERMAS 26" Front-open Suitcase (Value: HK$3,999) or
・🆕 PHILIPS RO Water Dispenser ADD6910/90 (Value: HK$2,788) or
・SONY WF-1000XM5 Earbuds (Value: HK$2,490) or
・GHD PLATINUM+ Styler (Value: HK$2,295)!
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【🐣 Outshine Easter - Stack Up the PERKS 🎉】
Enjoy the ultimate chill and stack-up rewards——From now until 21 April, apply for a designated credit card via MoneySmart and get approved, to earn an extra HK$50 travel insurance promo code! MoneySmart Rewards + Welcome Offer + Easter Promo = Stacked rewards. Don't wait - apply now and travel with confidence 🏖️!

- Miles Conversion
- HKD4 = 1 mile
- Foreign transaction fee waived
- 1.95%
- MoneySmart exclusive welcome offer
- Up to 15,000 miles + HKD700 rewards
April Limited Offer : Get an extra HKD 200 voucher just for you💵
🛩 New customers can use the invitation code "4100MSTFS" to enjoy up to 25,000 miles (redeemable for a round-trip ticket to Japan 🇯🇵). During the promotional period, spend a specified amount to receive an additional 12,500 miles 🛩. By making a 12-month fixed deposit, you can earn up to 68,500 miles all at once!
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Additionally, MoneySmart will reward you an exclusive HKD200 Apple Store gift card / ParknShop cash voucher / Trip.com electronic voucher+Deliveroo Plus Silver membership and a cash voucher redemption code (valued at HK$726) by successfully opening an account with the promo code '4100MSTFS' and spending a minimum of HKD 15,000. Total value over HKD8,582💰
Terms and conditions apply.
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📣“Best-in-town” Credit Card with instant miles reward – as low as HKD4 / mile for any purchase and 0% FX Fees*
Introducing the new Mox Credit's Miles Rewards Scheme '4100'—Enjoy spending at a rate as low as 'HKD4 = 1 mile' on all purchases; with 'no limit' on unlimited miles and flights and benefit from '0%' FX fees (compared to the bank charge of 1.95%)
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【🐣 Outshine Easter - Stack Up the PERKS 🎉】
Enjoy the ultimate chill and stack-up rewards——From now until 21 April, apply for a designated credit card via MoneySmart and get approved, to earn an extra HK$50 travel insurance promo code! MoneySmart Rewards + Welcome Offer + Easter Promo = Stacked rewards. Don't wait - apply now and travel with confidence 🏖️!

- Minimum Income Requirements
- HK$120,000
- Miles Conversion (Digital Wallets)
- HK$8/ mile
- Cash back on digital wallets
- N.A.
【🔥MoneySmart Exclusive: Up to HK$3,999 Rewards/ Free Cathay Pacific Flights!】
From now until 6 May 2025, New Customers who successfully applied for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 after card issuance, can enjoy one of the exclusive rewards:
・✈️ Round-trip Air Ticket from Hong Kong to Taipei/ Seoul on Cathay Pacific, inclusive of 20kg baggage allowance (excluding tax and fuel surcharges) or
・[⚡️Limited-time Upgrade Offer!] HK$1,800 Apple Store Gift Card / PARKnSHOP Supermarket Voucher or
・BERMAS 26" Front-open Suitcase (Value: HK$3,999) or
・🆕 PHILIPS RO Water Dispenser ADD6910/90 (Value: HK$2,788) or
・SONY WF-1000XM5 Earbuds (Value: HK$2,490) or
・GHD PLATINUM+ Styler (Value: HK$2,295)!
⠀⠀
【🐣 Outshine Easter - Stack Up the PERKS 🎉】
Enjoy the ultimate chill and stack-up rewards——From now until 21 April, apply for a designated credit card via MoneySmart and get approved, to earn an extra HK$50 travel insurance promo code! MoneySmart Rewards + Welcome Offer + Easter Promo = Stacked rewards. Don't wait - apply now and travel with confidence 🏖️!

- Unlimited CashBack at all supermarkets
- 3%
- Unlimited CashBack
- 2%
- MoneySmart exclusive welcome offer
- Up to HKD1,999 rewards
New Card Reward Upgrade in April 🎁
⭐️ Unlimited Cashback♾New customers successfully open a Mox credit card with the invitation code "MOXMSCASH" and spend a total of HKD15,000 to enjoy rewards of up to HKD1,499!
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【📣 New credit card spending experience — switch between CashBack and miles rewards with one click!】
From now until April 30, 2025, new customers who successfully open an account and apply for a Mox credit card using the invitation code 'MOXMSCASH' can enjoy HKD 500 cash rebate if you spend HKD 5,000 within 60 days. Spend HKD15,000 can enjoy exclusive offers from MoneySmart: POLAROIDGo Generation 2 instant camera (valued: HKD999) /Verage 19006 20" Front Opening Suitcase (valued: HKD899)/ JBL Wind 3 Portable FM Bluetooth Speaker (valued: HKD599) / HKD500 Apple Store GIft Card /ParkNShop vouchers/ HKTVmall vouchers
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【🐣 Outshine Easter - Stack Up the PERKS 🎉】
Enjoy the ultimate chill and stack-up rewards——From now until 21 April, apply for a designated credit card via MoneySmart and get approved, to earn an extra HK$50 travel insurance promo code! MoneySmart Rewards + Welcome Offer + Easter Promo = Stacked rewards. Don't wait - apply now and travel with confidence 🏖️!

- Minimum Income Requirements
- HK$120,000
- Rebate on Shopping & Entertainment Transactions
- 3%
- Miles Conversion (local spend)
- As low as $1.85 = 1 Mile
【🔥MoneySmart Exclusive: Up to HK$3,999 Rewards/ Free Cathay Pacific Flights!】
From now until 6 May 2025, New Customers who successfully applied for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 after card issuance, can enjoy one of the exclusive rewards:
・✈️ Round-trip Air Ticket from Hong Kong to Taipei/ Seoul on Cathay Pacific, inclusive of 20kg baggage allowance (excluding tax and fuel surcharges) or
・[⚡️Limited-time Upgrade Offer!] HK$1,800 Apple Store Gift Card / PARKnSHOP Supermarket Voucher or
・BERMAS 26" Front-open Suitcase (Value: HK$3,999) or
・🆕 PHILIPS RO Water Dispenser ADD6910/90 (Value: HK$2,788) or
・SONY WF-1000XM5 Earbuds (Value: HK$2,490) or
・GHD PLATINUM+ Styler (Value: HK$2,295)!
⠀⠀
【🐣 Outshine Easter - Stack Up the PERKS 🎉】
Enjoy the ultimate chill and stack-up rewards——From now until 21 April, apply for a designated credit card via MoneySmart and get approved, to earn an extra HK$50 travel insurance promo code! MoneySmart Rewards + Welcome Offer + Easter Promo = Stacked rewards. Don't wait - apply now and travel with confidence 🏖️!

- Minimum Income Requirements
- HK$120,000
- Cash back on local spending (Designated HKT merchants and Designated Merchants)
- 4%
- Cash back on other local spending
- 1%